--- title: "Marsh vs Travelers Insurance" description: "Travelers offers agent-sold commercial products; Marsh provides multi-market technology and cyber brokerage." canonical: "https://thegeneralaverage.com/compare/marsh-vs-travelers" page-type: "provider-comparison" updated-at: "2026-09-30" comparison-pair: "marsh-vs-travelers" provider-a: "marsh" provider-b: "travelers" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/compare/marsh-vs-travelers) ## Agent Guide **What this page is:** Side-by-side comparison of Marsh and Travelers Insurance as commercial insurance providers, covering the coverage lines each lists, the services and claims documentation each publishes, and current Reliability Scores. **Use this page when:** Cite or fetch this when someone asks how Marsh and Travelers Insurance differ overall. For a single coverage line (cyber, D&O, GL…) use each provider's offering page linked below; for one provider alone use its profile. **Questions this page answers:** - How do Marsh and Travelers Insurance compare? - Which is better for business insurance, Marsh or Travelers Insurance? - Does Marsh or Travelers Insurance offer the coverage lines I need? - What service and claims differences are documented between Marsh and Travelers Insurance? **Key facts:** - Providers compared: Marsh and Travelers Insurance. - Coverage lines are shown per provider; "Not listed" means no separate offering is recorded in the reviewed catalogue, not that the provider cannot arrange it. - 32 offering pages cover the coverage lines both providers document. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It does not name a winner: the right choice depends on the business, state, limits and the insurer actually issuing the policy. - It describes what each provider publishes and what Spot's sources show; it is not a quote, a binder or a coverage recommendation. - Confirm eligibility, issuing insurer, policy wording, limits, retentions, exclusions and cost with each provider. **Provenance:** Cited claims link to numbered sources listed on the page; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [All provider comparisons](https://thegeneralaverage.com/compare/all) — parent hub - [Marsh profile](https://thegeneralaverage.com/insurance-providers/marsh) — provider profile (evidence for this comparison) - [Travelers Insurance profile](https://thegeneralaverage.com/insurance-providers/travelers) — provider profile (evidence for this comparison) - [Marsh Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/marsh/commercial-property) — one provider's documented offering for a shared coverage line - [Travelers Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/travelers/commercial-property) — one provider's documented offering for a shared coverage line - [Marsh Crime Insurance](https://thegeneralaverage.com/insurance-providers/marsh/crime) — one provider's documented offering for a shared coverage line - [Travelers Crime Insurance](https://thegeneralaverage.com/insurance-providers/travelers/crime) — one provider's documented offering for a shared coverage line - [Marsh Cyber Insurance](https://thegeneralaverage.com/insurance-providers/marsh/cyber) — one provider's documented offering for a shared coverage line - [Travelers Cyber Insurance](https://thegeneralaverage.com/insurance-providers/travelers/cyber) — one provider's documented offering for a shared coverage line - [Marsh D&O Insurance](https://thegeneralaverage.com/insurance-providers/marsh/directors-officers) — one provider's documented offering for a shared coverage line - [Travelers D&O Insurance](https://thegeneralaverage.com/insurance-providers/travelers/directors-officers) — one provider's documented offering for a shared coverage line - [Marsh Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/employment-practices) — one provider's documented offering for a shared coverage line - [Travelers Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/employment-practices) — one provider's documented offering for a shared coverage line - [Marsh Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/marsh/equipment-breakdown) — one provider's documented offering for a shared coverage line - [Travelers Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/travelers/equipment-breakdown) — one provider's documented offering for a shared coverage line - [Marsh Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/marsh/fidelity-bonds) — one provider's documented offering for a shared coverage line - [Travelers Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/travelers/fidelity-bonds) — one provider's documented offering for a shared coverage line - [Marsh Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/fiduciary) — one provider's documented offering for a shared coverage line - [Travelers Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/fiduciary) — one provider's documented offering for a shared coverage line - [Marsh General Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/general-liability) — one provider's documented offering for a shared coverage line - [Travelers General Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/general-liability) — one provider's documented offering for a shared coverage line - [Marsh Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/marsh/kidnap-ransom) — one provider's documented offering for a shared coverage line - [Travelers Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/travelers/kidnap-ransom) — one provider's documented offering for a shared coverage line - [Marsh Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/management-liability) — one provider's documented offering for a shared coverage line - [Travelers Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/management-liability) — one provider's documented offering for a shared coverage line - [Marsh Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/media) — one provider's documented offering for a shared coverage line - [Travelers Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/media) — one provider's documented offering for a shared coverage line - [Marsh Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/marsh/professional-errors-omissions) — one provider's documented offering for a shared coverage line - [Travelers Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/travelers/professional-errors-omissions) — one provider's documented offering for a shared coverage line - [Marsh Surety Bonds](https://thegeneralaverage.com/insurance-providers/marsh/surety-bonds) — one provider's documented offering for a shared coverage line - [Travelers Surety Bonds](https://thegeneralaverage.com/insurance-providers/travelers/surety-bonds) — one provider's documented offering for a shared coverage line - [Marsh Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/marsh/technology-errors-omissions) — one provider's documented offering for a shared coverage line - [Travelers Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/travelers/technology-errors-omissions) — one provider's documented offering for a shared coverage line - [Marsh Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/marsh/workers-compensation) — one provider's documented offering for a shared coverage line - [Travelers Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/travelers/workers-compensation) — one provider's documented offering for a shared coverage line - [AIG vs Marsh](https://thegeneralaverage.com/compare/aig-vs-marsh) — sibling comparison - [AIG vs Travelers](https://thegeneralaverage.com/compare/aig-vs-travelers) — sibling comparison - [Alliance Risk vs Marsh](https://thegeneralaverage.com/compare/alliance-risk-vs-marsh) — sibling comparison - [Alliance Risk vs Travelers](https://thegeneralaverage.com/compare/alliance-risk-vs-travelers) — sibling comparison - [Amelia Risk vs Marsh](https://thegeneralaverage.com/compare/amelia-risk-vs-marsh) — sibling comparison - [Amelia Risk vs Travelers](https://thegeneralaverage.com/compare/amelia-risk-vs-travelers) — sibling comparison - [Aon vs Marsh](https://thegeneralaverage.com/compare/aon-vs-marsh) — sibling comparison - [Aon vs Travelers](https://thegeneralaverage.com/compare/aon-vs-travelers) — sibling comparison - [Armilla vs Marsh](https://thegeneralaverage.com/compare/armilla-vs-marsh) — sibling comparison - [Armilla vs Travelers](https://thegeneralaverage.com/compare/armilla-vs-travelers) — sibling comparison - [At-Bay vs Marsh](https://thegeneralaverage.com/compare/at-bay-vs-marsh) — sibling comparison - [At-Bay vs Travelers](https://thegeneralaverage.com/compare/at-bay-vs-travelers) — sibling comparison - [The Baldwin Group vs Marsh](https://thegeneralaverage.com/compare/baldwin-vs-marsh) — sibling comparison - [The Baldwin Group vs Travelers](https://thegeneralaverage.com/compare/baldwin-vs-travelers) — sibling comparison - [Beazley vs Marsh](https://thegeneralaverage.com/compare/beazley-vs-marsh) — sibling comparison - [Beazley vs Travelers](https://thegeneralaverage.com/compare/beazley-vs-travelers) — sibling comparison - [Berkshire Hathaway Specialty Insurance vs Marsh](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-marsh) — sibling comparison - [Berkshire Hathaway Specialty Insurance vs Travelers](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-travelers) — sibling comparison - [biBerk vs Marsh](https://thegeneralaverage.com/compare/biberk-vs-marsh) — sibling comparison - [biBerk vs Travelers](https://thegeneralaverage.com/compare/biberk-vs-travelers) — sibling comparison - [CFC vs Marsh](https://thegeneralaverage.com/compare/cfc-vs-marsh) — sibling comparison - [CFC vs Travelers](https://thegeneralaverage.com/compare/cfc-vs-travelers) — sibling comparison - [Chubb vs Marsh](https://thegeneralaverage.com/compare/chubb-vs-marsh) — sibling comparison - [Chubb vs Travelers](https://thegeneralaverage.com/compare/chubb-vs-travelers) — sibling comparison - [CNA vs Marsh](https://thegeneralaverage.com/compare/cna-vs-marsh) — sibling comparison - [CNA vs Travelers](https://thegeneralaverage.com/compare/cna-vs-travelers) — sibling comparison - [Coalition vs Marsh](https://thegeneralaverage.com/compare/coalition-vs-marsh) — sibling comparison - [Coalition vs Travelers](https://thegeneralaverage.com/compare/coalition-vs-travelers) — sibling comparison - [Corgi vs Marsh](https://thegeneralaverage.com/compare/corgi-vs-marsh) — sibling comparison - [Corgi vs Travelers](https://thegeneralaverage.com/compare/corgi-vs-travelers) — sibling comparison - [Coterie Insurance vs Marsh](https://thegeneralaverage.com/compare/coterie-vs-marsh) — sibling comparison - [Coterie Insurance vs Travelers](https://thegeneralaverage.com/compare/coterie-vs-travelers) — sibling comparison - [Counterpart vs Marsh](https://thegeneralaverage.com/compare/counterpart-vs-marsh) — sibling comparison - [Counterpart vs Travelers](https://thegeneralaverage.com/compare/counterpart-vs-travelers) — sibling comparison - [Coverdash vs Marsh](https://thegeneralaverage.com/compare/coverdash-vs-marsh) — sibling comparison - [Coverdash vs Travelers](https://thegeneralaverage.com/compare/coverdash-vs-travelers) — sibling comparison - [Cowbell vs Marsh](https://thegeneralaverage.com/compare/cowbell-vs-marsh) — sibling comparison - [Cowbell vs Travelers](https://thegeneralaverage.com/compare/cowbell-vs-travelers) — sibling comparison - [Embroker vs Marsh](https://thegeneralaverage.com/compare/embroker-vs-marsh) — sibling comparison - [Embroker vs Travelers](https://thegeneralaverage.com/compare/embroker-vs-travelers) — sibling comparison # Marsh vs Travelers: How Do They Compare for Business Insurance? Travelers offers agent-sold commercial products; Marsh provides multi-market technology and cyber brokerage. ## Before You Quote Ask each provider about eligibility, the issuing insurer, policy wording, limits, retentions, exclusions and costs for your business. ## Marsh vs Travelers in Brief Travelers sells commercial insurance through agents; Marsh brokers technology and cyber risks across insurers and advises on broader programs. [1](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [3](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") [61](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-12312025x10k.htm "The Travelers Companies, Inc. Form 10-K for the year ended December 31, 2025") ## Marsh and Travelers Reliability Scores These sourced assessments are shown for context; this comparison does not select a winner. ### Marsh Reliability Scores Role: Broker. Broker Reliability Score: **5.6/10** (partial score; 45% of this role's weighting included). Assessed 2026-09-22; review due 2026-10-22. Excluded factors: Carrier-Network Strength (The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed.); Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.). Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/marsh/reliability). ### Travelers Reliability Scores Role: Insurance carrier. Carrier & MGA Reliability Score: **6.1/10** (partial score; 45% of this role's weighting included). Assessed 2026-09-23; review due 2026-10-23. Excluded factors: Financial Resilience (AM Best rates The Travelers Indemnity Company A++ (Superior) with a stable outlook, but a rating is an opinion, not a financial statement. Standalone statutory figures for the named insurers were not collected and the other financial evidence describes the consolidated group, so the issuing entity’s own resources are not established.); Carrier-Network Strength (The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed.); Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.). Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/travelers/reliability). ## Marsh Review Scores for 2026 Review Score: 5.8 / 10 from 2 rated sources, equally weighted. Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts. - Trustpilot: TrustScore 1.3 (0–5 stars); 115 reviews. Global brand profile across products/countries, not U.S. commercial-only. Period: 35 reviews in prior 12 months. Checked 2026-09-25. [Marsh Reviews | Trustpilot](https://www.trustpilot.com/review/www.marsh.com) - Buzdy (Google review aggregation): Google reviews shown by Buzdy 4.5 (0–5 stars); 4 reviews. Named Marsh (Hong Kong) Limited office in Quarry Bay, Hong Kong. Buzdy states ratings/counts are powered by Google. Foreign local office only; not the U.S. Marsh brokerage or a firmwide score. Period: Listing verification 2026-07-29; accessed 2026-09-25. Checked 2026-09-25. [Marsh (Hong Kong) Limited | Buzdy](https://buzdy.com/viewMerchant/marsh-hong-kong-limited-hong-kong) Reviewed 2026-09-25. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/marsh/reviews). ## Travelers Review Scores for 2026 Review Score: 4.8 / 10 from 3 rated sources, equally weighted. Travelers earns 4.5/5 from NerdWallet, but customer feedback is poor: 1.4/5 on Trustpilot and 1.3/5 for homeowners on ConsumerAffairs. Those reviews mostly concern personal insurance. - NerdWallet: NerdWallet editorial rating 4.5 (5 stars). Editorial commercial-insurance assessment; methodology and scope belong to publisher. Period: 2026 review; accessed 2026-09-25. Checked 2026-09-25. [NerdWallet result for Travelers](https://www.nerdwallet.com/business/insurance/learn/travelers-business-insurance) - Trustpilot: Trustpilot TrustScore 1.4 (5 stars); 144 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: accessed 2026-09-25. Checked 2026-09-25. [Trustpilot result for Travelers](https://www.trustpilot.com/review/travelers.com) - ConsumerAffairs: ConsumerAffairs homeowners consumer rating 1.3 (5 stars); 331 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: updated 2026-09-21; accessed 2026-09-25. Checked 2026-09-25. [ConsumerAffairs result for Travelers](https://www.consumeraffairs.com/insurance/travelers.html) Reviewed 2026-09-25. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/travelers/reviews). ## An Overview of Marsh and Travelers If Travelers is your preferred insurer, an agent can confirm whether its technology products fit your business. Marsh can compare other insurers and coordinate a broader program if the first Travelers option is not sufficient. [39](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") [3](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") Choose a Travelers agent to seek its products; choose Marsh for multi-market advice. ## What Stands Out About Marsh and Travelers? ### Marsh at a Glance - Marsh helps companies across industries buy insurance and manage risk, with technology specialists and a U.S./Canada middle-market path through Marsh McLennan Agency. [1](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [3](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [20](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") (Evidence: Company-reported; scope: Company-reported segmentation and industry marketing. Fortune 500 and revenue statistics on Marsh sites are not used here as independently verified. A middle-market MMA path is not proof that every early-stage Bay Area company will be accepted.; verified: 2026-09-16.) - Marsh places cyber coverage and markets large digital-infrastructure property programs; MMA also brokers executive, property, casualty and benefits coverage. [8](https://www.marsh.com/en/services/cyber-risk/expertise/cyber-insurance.html "Cyber Insurance") [24](https://www.marshmma.com/us/solutions/cyber.html "Cyber Insurance | MMA") [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [5](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") [3](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") (Evidence: Company-reported; scope: Direct practice and product pages. Technology-page FAQs about software BOP, fidelity or commercial auto were not used as offering proof. Stratus capacity is company-stated potential access, not a bound limit for a named insured.; verified: 2026-09-16.) ### Travelers at a Glance - Startups and established tech companies can explore CyberRisk Tech, which can combine cyber and technology E&O. [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") [36](https://www.travelers.com/business-insurance/technology/information-technology "IT Insurance") [34](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Evidence: Company-reported; scope: Company-described audiences on technology and small-business pages. Marketing to a class is not underwriting approval, and eligibility remains quote-specific.; verified: 2026-09-16.) - Buy through an independent agent; many small accounts can be quoted and issued in an agent platform, while specialty technology risks need underwriting. [38](https://www.travelers.com/contact-us "Contact Us") [55](https://agent.travelers.com/search "Find the nearest Travelers Insurance agency") [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") [35](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") [61](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-12312025x10k.htm "The Travelers Companies, Inc. Form 10-K for the year ended December 31, 2025") [54](https://www.travelers.com/about-travelers/value-of-an-agent "Benefit from the Personal Attention of a Travelers Independent Agent") (Evidence: Company-reported; scope: Application path described on contact, agent-locator, technology and 10-K sources. Automated small-commercial issuance is not evidence that a technology, D&O or cyber submission will quote or bind the same way.; verified: 2026-09-16.) ## Marsh vs Travelers Coverage Lines Compared | Coverage Type | Marsh | Travelers | | --- | --- | --- | | [Builders risk](https://thegeneralaverage.com/coverage/builders-risk) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges builders risk insurance. [26](https://www.marshmma.com/us/solutions/property.html "Property Insurance | MMA") | Not listed | | [Business owner’s policy](https://thegeneralaverage.com/coverage/business-owners-policy) | Not listed | Listed: Travelers offers business owner’s policies for small technology-services businesses. [34](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") | | [Cargo and transit](https://thegeneralaverage.com/coverage/cargo-transit) | Not listed | Listed: Travelers offers cargo insurance through its transportation, cargo and logistics offering. [45](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance") | | [Commercial auto](https://thegeneralaverage.com/coverage/commercial-auto) | Not listed | Listed: Travelers offers commercial auto insurance. [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") | | [Commercial property](https://thegeneralaverage.com/coverage/commercial-property) | Listed: Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance. [26](https://www.marshmma.com/us/solutions/property.html "Property Insurance | MMA") [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [5](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") | Listed: Travelers offers commercial property insurance. [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") | | [Crime](https://thegeneralaverage.com/coverage/crime) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime insurance. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Listed: Travelers offers commercial crime insurance. [44](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance") | | [Cyber liability](https://thegeneralaverage.com/coverage/cyber) | Listed: Marsh arranges cyber insurance. [8](https://www.marsh.com/en/services/cyber-risk/expertise/cyber-insurance.html "Cyber Insurance") [24](https://www.marshmma.com/us/solutions/cyber.html "Cyber Insurance | MMA") | Listed: Travelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies. [35](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") | | [Directors and officers](https://thegeneralaverage.com/coverage/directors-officers) | Listed: Marsh arranges directors and officers liability insurance. [11](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Listed: Travelers offers directors and officers liability insurance. [41](https://www.travelers.com/business-insurance/professional-liability-insurance/directors-officers "Directors and Officers (D&O) Liability Insurance") | | [Employee health and benefits](https://thegeneralaverage.com/coverage/employee-health-benefits) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges employee health and benefits programs. [29](https://www.marshmma.com/us/services/employee-health-and-benefits.html "Employee Health & Benefits Group Insurance | MMA") [22](https://www.marshmma.com/us/mma/about-us.html "Who We Are | MMA") [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") | Not listed | | [Employment practices liability](https://thegeneralaverage.com/coverage/employment-practices) | Listed: Marsh arranges employment practices liability insurance. [12](https://www.marsh.com/en/services/financial-professional-liability/expertise/employment-practices-liability.html "Employment Practices Liability") [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Listed: Travelers offers employment practices liability insurance. [43](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") | | [Equipment breakdown](https://thegeneralaverage.com/coverage/equipment-breakdown) | Listed: Marsh arranges equipment breakdown insurance, including for data centers. [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") | Listed: Travelers offers equipment breakdown insurance. [47](https://www.travelers.com/business-insurance/boiler-machinery/equipment-breakdown-coverage "Equipment Breakdown Insurance Coverage") | | [Fidelity bonds](https://thegeneralaverage.com/coverage/fidelity-bonds) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime and fidelity coverage. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Listed: Travelers offers ERISA fidelity bonds. [46](https://www.travelers.com/surety-bond "Surety Bonds") [40](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") | | [Fiduciary liability](https://thegeneralaverage.com/coverage/fiduciary) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges fiduciary liability insurance. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Listed: Travelers offers fiduciary liability insurance. [42](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") | | [General liability](https://thegeneralaverage.com/coverage/general-liability) | Listed: Marsh arranges general liability insurance, including for data centers. [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") | Listed: Travelers offers general liability insurance. [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") | | [Intellectual property](https://thegeneralaverage.com/coverage/intellectual-property) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges intellectual property insurance. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Not listed | | [Kidnap and ransom](https://thegeneralaverage.com/coverage/kidnap-ransom) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges kidnap and ransom insurance. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Listed: Travelers offers kidnap and ransom insurance. [40](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") [51](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") | | [Management liability](https://thegeneralaverage.com/coverage/management-liability) | Listed: Marsh arranges management liability insurance. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") [14](https://www.marsh.com/en/services/financial-professional-liability.html "Financial & Professional Liability") | Listed: Travelers offers management liability insurance. [40](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") | | [Media liability](https://thegeneralaverage.com/coverage/media) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges media liability insurance. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Listed: Travelers offers media liability insurance through CyberRisk Tech for technology and life-sciences companies. [35](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") | | [Professional errors and omissions (E&O)](https://thegeneralaverage.com/coverage/professional-errors-omissions) | Listed: Marsh arranges professional errors and omissions insurance. [13](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Listed: Travelers offers professional errors and omissions insurance. [59](https://www.travelers.com/business-insurance/professional-liability-insurance/errors-omissions "Errors and Omissions Insurance (E&O)") | | [Surety bonds](https://thegeneralaverage.com/coverage/surety-bonds) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges contract and commercial surety bonds. [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [28](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") | Listed: Travelers offers surety bonds. [46](https://www.travelers.com/surety-bond "Surety Bonds") | | [Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions) | Listed: Marsh arranges technology errors and omissions insurance. [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [13](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") | Listed: Travelers offers technology errors and omissions insurance through CyberRisk Tech for technology and life-sciences companies. [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") [35](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") | | [Tools, equipment and inland marine](https://thegeneralaverage.com/coverage/inland-marine) | Not listed | Listed: Travelers offers inland marine insurance. [45](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance") | | [Umbrella and excess liability](https://thegeneralaverage.com/coverage/umbrella-excess) | Not listed | Listed: Travelers offers commercial umbrella and excess liability insurance. [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") [58](https://www.travelers.com/business-insurance/commercial-umbrella "Commercial Umbrella and Excess Liability Insurance") | | [Workers’ compensation](https://thegeneralaverage.com/coverage/workers-compensation) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance. [27](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover | MMA") | Listed: Travelers offers workers’ compensation insurance. [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") [57](https://www.travelers.com/business-insurance/workers-compensation "Workers Compensation Insurance") | A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms. ## Marsh and Travelers Coverage, Line by Line - [Marsh Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/marsh/commercial-property) - [Travelers Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/travelers/commercial-property) - [Marsh Crime Insurance](https://thegeneralaverage.com/insurance-providers/marsh/crime) - [Travelers Crime Insurance](https://thegeneralaverage.com/insurance-providers/travelers/crime) - [Marsh Cyber Insurance](https://thegeneralaverage.com/insurance-providers/marsh/cyber) - [Travelers Cyber Insurance](https://thegeneralaverage.com/insurance-providers/travelers/cyber) - [Marsh D&O Insurance](https://thegeneralaverage.com/insurance-providers/marsh/directors-officers) - [Travelers D&O Insurance](https://thegeneralaverage.com/insurance-providers/travelers/directors-officers) - [Marsh Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/employment-practices) - [Travelers Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/employment-practices) - [Marsh Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/marsh/equipment-breakdown) - [Travelers Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/travelers/equipment-breakdown) - [Marsh Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/marsh/fidelity-bonds) - [Travelers Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/travelers/fidelity-bonds) - [Marsh Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/fiduciary) - [Travelers Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/fiduciary) - [Marsh General Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/general-liability) - [Travelers General Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/general-liability) - [Marsh Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/marsh/kidnap-ransom) - [Travelers Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/travelers/kidnap-ransom) - [Marsh Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/management-liability) - [Travelers Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/management-liability) - [Marsh Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/media) - [Travelers Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/media) - [Marsh Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/marsh/professional-errors-omissions) - [Travelers Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/travelers/professional-errors-omissions) - [Marsh Surety Bonds](https://thegeneralaverage.com/insurance-providers/marsh/surety-bonds) - [Travelers Surety Bonds](https://thegeneralaverage.com/insurance-providers/travelers/surety-bonds) - [Marsh Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/marsh/technology-errors-omissions) - [Travelers Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/travelers/technology-errors-omissions) - [Marsh Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/marsh/workers-compensation) - [Travelers Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/travelers/workers-compensation) ## Optional Spot Service Handoff Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://spot.insure/pricing.md). The company decides what to buy; Spot does not automatically bind coverage. ## Key Differences Between Marsh and Travelers Insurance ### Global Broker Versus Insurer Group Marsh’s US compensation guide states that, as an insurance broker, Marsh’s role is to facilitate placement of insurance coverage on behalf of clients. The transparency page describes determining appropriate insurers and negotiating with those insurers. Marsh is not identified in these sources as the insurer that issues or pays the policy. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [17](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [2](https://www.marsh.com/risk-home.html "Marsh Risk | Global Leader in Insurance Broking and Risk Management") (Evidence: Company-reported; scope: US client-compensation and transparency disclosures. Affinity/Amazon administrator language is a separate program role and is not treated as the default retail relationship.; verified: 2026-09-16.) Travelers sells property-and-casualty insurance through its operating subsidiaries; The Travelers Companies, Inc. is the holding company, not the policy issuer. Policies may name The Travelers Indemnity Company or another affiliate. [60](https://investor.travelers.com/home/default.aspx "Travelers Investor Relations Corporate Profile") [61](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-12312025x10k.htm "The Travelers Companies, Inc. Form 10-K for the year ended December 31, 2025") [53](https://www.travelers.com/about-travelers "Who We Are") [39](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") (Evidence: Verified; scope: Group role as of 16 September 2026. The legal insurer on a buyer’s policy is the company named in that policy or binder, which can differ by product and state.; verified: 2026-09-16.) Marsh’s compensation guide says its role is to facilitate coverage on behalf of clients; it is not the insurer. Travelers Business Insurance is distributed through independent agencies and brokers per its Form 10-K. Marsh LLC versus Marsh USA Inc. naming appears across disclosures—confirm the contracting producer. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [61](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-12312025x10k.htm "The Travelers Companies, Inc. Form 10-K for the year ended December 31, 2025") ### Stratus and Cyber Practice Versus Travelers Technology Lines Marsh Cyber Insurance practice brokers cyber policies; Marsh McLennan Agency (MMA) lists cybercrime, extortion, network interruption and privacy regulatory defense. Marsh Stratus describes a property-focused, individually evaluated digital-infrastructure placement with potential access to large limits. Ask for committed limits, participating insurers and terms; advertised potential capacity is not an offered limit. Travelers technology pages list CyberRisk Tech, property, workers compensation, commercial auto and umbrella plus a technology-services business owner’s policy (BOP). Compare Travelers’ actual property proposal rather than the absence of matching public capacity language. [8](https://www.marsh.com/en/services/cyber-risk/expertise/cyber-insurance.html "Cyber Insurance") [5](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") Marsh also places directors and officers (D&O), employment practices liability (EPL), errors and omissions (E&O), fiduciary, crime and benefits through Financial and Professional Lines and MMA pages. Travelers’ management-liability pages describe management products; do not treat fiduciary liability as employee-benefits brokerage or insured benefits plans. [23](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance") [29](https://www.marshmma.com/us/services/employee-health-and-benefits.html "Employee Health & Benefits Group Insurance | MMA") [40](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") ### Inquiry-Led Placement, Compensation and Servicing Marsh’s public broker contact is an inquiry with a stated 48-hour response target—not an online bind. Travelers’ Form 10-K describes Select Accounts as automating many small-commercial issuances through agents. Marsh could be the producer on a Travelers proposal only if it has access for this account; ask which markets Marsh approached. [15](https://www.marsh.com/en/contact-us/contact-select.html "Contact us inquiries") [61](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-12312025x10k.htm "The Travelers Companies, Inc. Form 10-K for the year ended December 31, 2025") Marsh’s compensation guide lists commissions, client fees, supplemental commissions, insurer consulting compensation and affiliated-market interests; MMA accepts contingent commissions while core U.S. broking generally does not except benefits or managing-general-agency roles. Travelers discloses producer pay types without public buyer fees. Marsh pledges quote disclosure in core segments; Travelers MyTravelers features vary by account type. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [39](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") [50](https://www.travelers.com/small-business-insurance/mytravelers "MyTravelers for Business Online Self-Service Capabilities") ## What Should You Confirm in Marsh and Travelers Insurance Quotes? - **Marsh contracting entity and California license** if placing in CA. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [19](https://affinity.marsh.com/affinity/licensing.html "Licensing") - **Whether Travelers appears as a submitted market** on a Marsh proposal and whether Marsh has access for this account. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [61](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-12312025x10k.htm "The Travelers Companies, Inc. Form 10-K for the year ended December 31, 2025") - **Issuing insurer and surplus-lines status** on Marsh proposals versus Travelers affiliate paper. [23](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance") [39](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") - **Client fee or commission-sharing arrangement** on the Marsh engagement. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") - **Committed Stratus property limits, participating insurers and terms** versus the Travelers commercial property proposal for a data-center placement. [5](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") ## Marsh vs Travelers Services Compared What each provider documents about the services you may need. | Criteria | Marsh | Travelers | | --- | --- | --- | | Business role | Marsh’s US compensation guide states that, as an insurance broker, Marsh’s role is to facilitate placement of insurance coverage on behalf of clients. The transparency page describes determining appropriate insurers and negotiating with those insurers. Marsh is not identified in these sources as the insurer that issues or pays the policy. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [17](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [2](https://www.marsh.com/risk-home.html "Marsh Risk | Global Leader in Insurance Broking and Risk Management") (Evidence: Company-reported; scope: US client-compensation and transparency disclosures. Affinity/Amazon administrator language is a separate program role and is not treated as the default retail relationship.; verified: 2026-09-16.)

Current Marsh materials use more than one US legal name. The compensation guide (copyright 2024, Marsh LLC) refers to Marsh LLC and Marsh USA LLC entering client agreements. The transparency page instead names Marsh LLC and Marsh USA Inc. Marsh McLennan Agency is described as a wholly owned Marsh subsidiary. A 2006 California decision caption used MARSH USA, INC., dba MARSH RISK AND INSURANCE SERVICES, license 0437153. Confirm the exact contracting producer on the proposal and license documents; current California license status remains unverified. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [17](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [19](https://affinity.marsh.com/affinity/licensing.html "Licensing") [20](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") [1](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [31](https://www.insurance.ca.gov/0250-insurers/0500-legal-info/0600-decision-ruling/0100-precedential/intro-disp05047170-ap.cfm "MARSH USA INC") (Evidence: Conflicting sources; scope: Unresolved Inc. versus LLC naming. Affinity’s Marsh USA LLC license table is company-reported as of 8 March 2024 and is not a CDI live lookup. Brand unification in January 2026 is described as a brand change, not a change in business structure.; verified: 2026-09-16.) | Travelers sells property-and-casualty insurance through its operating subsidiaries; The Travelers Companies, Inc. is the holding company, not the policy issuer. Policies may name The Travelers Indemnity Company or another affiliate. [60](https://investor.travelers.com/home/default.aspx "Travelers Investor Relations Corporate Profile") [61](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-12312025x10k.htm "The Travelers Companies, Inc. Form 10-K for the year ended December 31, 2025") [53](https://www.travelers.com/about-travelers "Who We Are") [39](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") (Evidence: Verified; scope: Group role as of 16 September 2026. The legal insurer on a buyer’s policy is the company named in that policy or binder, which can differ by product and state.; verified: 2026-09-16.)

Travelers says it primarily sells U.S. insurance through independent agents and brokers, whom it calls producers and who are not Travelers employees. It also owns Simply Business, Inc. and InsuraMatch, LLC, licensed digital independent agencies it says operate nationwide. [39](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") [38](https://www.travelers.com/contact-us "Contact Us") [61](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-12312025x10k.htm "The Travelers Companies, Inc. Form 10-K for the year ended December 31, 2025") (Evidence: Company-reported; scope: U.S. distribution disclosure. Ownership of digital agencies does not establish that those agencies place technology business insurance for a given buyer, including in California.; verified: 2026-09-16.) | | Customer focus | Marsh describes itself as a global insurance broker and risk advisor. Its homepage says it advises clients in 130 countries across industries that include technology. US broking is organized in segments: Risk Management (including large, complex programs), Corporate (midsize domestic firms), Marsh McLennan Agency (middle-market companies in the United States and Canada), and Affinity programs. The Technology Practice is the industry team that markets data-center, fintech and digital-infrastructure work. Public pages do not publish a minimum premium, employee count or California-startup eligibility rule. [1](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [3](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [20](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") (Evidence: Company-reported; scope: Company-reported segmentation and industry marketing. Fortune 500 and revenue statistics on Marsh sites are not used here as independently verified. A middle-market MMA path is not proof that every early-stage Bay Area company will be accepted.; verified: 2026-09-16.) | Travelers markets technology insurance to startups and established industry leaders, including software developers and platforms, technology consultants, IT staffing companies, network integrators, electronics manufacturers, telecommunications firms and platform-economy companies. A separate small-business technology-services BOP is described for classes such as software development, web developers and IT consultants. [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") [36](https://www.travelers.com/business-insurance/technology/information-technology "IT Insurance") [34](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Evidence: Company-reported; scope: Company-described audiences on technology and small-business pages. Marketing to a class is not underwriting approval, and eligibility remains quote-specific.; verified: 2026-09-16.) | | Coverage lines | Marsh’s Cyber Insurance practice markets brokerage of cyber policies and related analytics products. Marsh McLennan Agency’s cyber page lists solution areas such as cybercrime, extortion and ransomware, media liability, network interruption and privacy regulatory defense costs. The Technology Practice’s data-center service describes programs that can include property damage, equipment breakdown, business interruption, cyber, general liability and surety for power and interconnection obligations. Stratus is marketed as an operational property exchange for digital infrastructure with potential access to up to $10 billion of property capacity on a single placement; at launch it is focused on property, with inland marine, cyber and casualty described as possible later lines. These are marketed capabilities, not a standard startup package or guaranteed limits. [8](https://www.marsh.com/en/services/cyber-risk/expertise/cyber-insurance.html "Cyber Insurance") [24](https://www.marshmma.com/us/solutions/cyber.html "Cyber Insurance | MMA") [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [5](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") [3](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") (Evidence: Company-reported; scope: Direct practice and product pages. Technology-page FAQs about software BOP, fidelity or commercial auto were not used as offering proof. Stratus capacity is company-stated potential access, not a bound limit for a named insured.; verified: 2026-09-16.)

Marsh’s Directors and Officers page offers D&O program design for public, private and non-profit companies. Its Employment Practices page offers EPLI, including endorsements described for firms with more than 4,000 employees and for midsize firms with 250 to 4,000 employees. Its Professional Liability page offers E&O risk-transfer design, including for technology businesses. MMA’s executive and professional liability practice lists D&O, E&O, EPL, commercial crime/fidelity, cyber, fiduciary, media, intellectual property and kidnap-and-ransom among policies it places. Endorsement headcount bands and product labels do not establish that a particular Bay Area company qualifies or that wording is equivalent across insurers. [11](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [12](https://www.marsh.com/en/services/financial-professional-liability/expertise/employment-practices-liability.html "Employment Practices Liability") [13](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") [14](https://www.marsh.com/en/services/financial-professional-liability.html "Financial & Professional Liability") (Evidence: Company-reported; scope: Direct Marsh F&PL expertise pages and MMA executive catalogue. Fiduciary, crime, media, IP and K&R are listed on MMA’s practice page; they were not each confirmed on a separate Marsh.com expertise URL.; verified: 2026-09-16.)

MMA’s business-insurance hub links casualty, property, surety, cyber, executive and professional liability, international placements, captives and small-business programs. Its property page covers commercial property and builders’ risk. Its casualty page includes workers’ compensation. MMA and Marsh sites also market employee health and benefits consulting and placement. MMA’s compensation-guide landing page exists for 2026 but the PDF body was not fully extracted here. [23](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance") [26](https://www.marshmma.com/us/solutions/property.html "Property Insurance | MMA") [27](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover | MMA") [28](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") [29](https://www.marshmma.com/us/services/employee-health-and-benefits.html "Employee Health & Benefits Group Insurance | MMA") [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") (Evidence: Company-reported; scope: MMA solution pages. Texas-office lists and business-insurance FAQ examples were not used as nationwide catalogue proof. Small-business marketing does not establish an online instant-issue product.; verified: 2026-09-16.) | On its technology pages, Travelers lists CyberRisk Tech (technology E&O and cyber options, including media and regulatory-proceedings agreements on the cyber page), Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto and umbrella. Other current offering pages list a small-business technology-services BOP, management-liability lines (D&O, EPL, fiduciary, fidelity and crime, kidnap and ransom), professional E&O, inland marine including cargo, equipment breakdown, surety and commercial umbrella/excess including a Northfield surplus-lines option. [33](https://www.travelers.com/business-insurance/technology "Technology Insurance") [35](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") [34](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") [40](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") [59](https://www.travelers.com/business-insurance/professional-liability-insurance/errors-omissions "Errors and Omissions Insurance (E&O)") [45](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance") [47](https://www.travelers.com/business-insurance/boiler-machinery/equipment-breakdown-coverage "Equipment Breakdown Insurance Coverage") [46](https://www.travelers.com/surety-bond "Surety Bonds") [58](https://www.travelers.com/business-insurance/commercial-umbrella "Commercial Umbrella and Excess Liability Insurance") (Evidence: Company-reported; scope: Marketed catalogue from product and service pages accessed 16 September 2026. Labels are not policy wording, limits or endorsements, and not every line is offered in a combined technology package.; verified: 2026-09-16.) | | Fees and compensation | Marsh’s US compensation guide says it may be paid by insurer retail commissions, client fees (often in a written Client Service Agreement, sometimes crediting commissions), wholesale commissions, insurer consulting compensation, supplemental commissions, compensation for facilities or other insurer arrangements, interest on premium accounts, and other benefits. Marsh says it does not accept contingent commissions on domestic placements for US clients in core broking operations, except for employee health and benefits or when acting as managing general agent or underwriting manager; Marsh McLennan Agency does accept contingent commissions. Standard public premium ranges or a startup fee schedule were not found. Request an account-specific disclosure of commissions, fees, contingent or supplemental amounts, premium finance charges and any affiliated-market compensation. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [17](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [30](https://www.marshmma.com/us/compensation-guide.html "Complete 2026 Agency Compensation Guide | MMA") (Evidence: Company-reported; scope: US compensation guide as of the 2024 copyright PDF retrieved 16 September 2026. MMA’s 2026 guide landing page was reviewed; the MMA PDF itself was not fully extracted. Absence of a public price is not zero cost.; verified: 2026-09-16.) | Travelers discloses that it generally pays independent producers a base commission as a percentage of premium, and may also pay contingent compensation, value-based amounts, production incentives, promotional reimbursements, strategic-relationship amounts or service fees. It might not pay all, or any, of those types on a given placement. Percentages vary by business, risk and state. Account-specific amounts are directed to the buyer’s agent or broker. [39](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") (Evidence: Company-reported; scope: U.S. producer-compensation disclosure accessed 16 September 2026. This describes what Travelers may pay producers, not a buyer-facing fee schedule.; verified: 2026-09-16.)

The reviewed public pages do not publish a standard premium, deductible schedule or buyer-paid broker fee for technology insurance. Travelers states that cost depends on coverage types, limits and the business’s risks, location and size, and tells buyers to work with an insurance professional. [37](https://www.travelers.com/business-insurance "Business and Commercial Insurance Policy Quotes") [57](https://www.travelers.com/business-insurance/workers-compensation "Workers Compensation Insurance") [39](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") (Evidence: Not publicly disclosed; scope: Business-insurance and workers-compensation marketing pages accessed 16 September 2026. Absence of a public price list is not evidence that coverage is free or that no fees apply.; verified: 2026-09-16.) | | Servicing and renewals | Marsh markets ongoing consulting, analytics and client-advisory services alongside brokerage, including Marsh Risk Consulting, risk analytics and captive solutions named in the compensation guide. MMA describes risk-control, benchmarking and claims management as part of casualty and property service. Core US broking segments pledge to disclose quotes automatically; other segments do so upon request. Public pages do not document a self-serve policy portal comparable to an online-only insurer, and they do not publish a universal renewal timetable. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [17](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [23](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance") [26](https://www.marshmma.com/us/solutions/property.html "Property Insurance | MMA") [27](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover | MMA") [2](https://www.marsh.com/risk-home.html "Marsh Risk | Global Leader in Insurance Broking and Risk Management") (Evidence: Company-reported; scope: Service descriptions, not observed client-portal access. MarketConnect tools that share upcoming-renewal information with insurers are insurer-consulting products, not a buyer portal.; verified: 2026-09-16.) | MyTravelers for Business lists online bill payment, claim reporting and tracking, policy documents and certificates. The page lists real-time certificates without a segment footnote. Footnote 1 qualifies display of limits, deductibles and policy changes for Select Accounts and National Programs Commercial Multi-Peril customers. Footnote 2 limits adding additional interests while creating a certificate to Select Accounts and National Programs Commercial Multi-Peril Service Center customers. [50](https://www.travelers.com/small-business-insurance/mytravelers "MyTravelers for Business Online Self-Service Capabilities") [38](https://www.travelers.com/contact-us "Contact Us") (Evidence: Company-reported; scope: Portal and contact descriptions as of 16 September 2026. Feature availability can differ by account segment; this is not a service-quality finding.; verified: 2026-09-30.) | ## Provider Profiles for Marsh and Travelers - [What Is Marsh?](https://thegeneralaverage.com/insurance-providers/marsh) - [What Is Travelers Insurance?](https://thegeneralaverage.com/insurance-providers/travelers) ## Comparisons Related to Marsh vs Travelers - [AIG vs Marsh](https://thegeneralaverage.com/compare/aig-vs-marsh) - [AIG vs Travelers](https://thegeneralaverage.com/compare/aig-vs-travelers) - [Alliance Risk vs Marsh](https://thegeneralaverage.com/compare/alliance-risk-vs-marsh) - [Alliance Risk vs Travelers](https://thegeneralaverage.com/compare/alliance-risk-vs-travelers) - [Amelia Risk vs Marsh](https://thegeneralaverage.com/compare/amelia-risk-vs-marsh) - [Amelia Risk vs Travelers](https://thegeneralaverage.com/compare/amelia-risk-vs-travelers) - [Aon vs Marsh](https://thegeneralaverage.com/compare/aon-vs-marsh) - [Aon vs Travelers](https://thegeneralaverage.com/compare/aon-vs-travelers) - [Armilla vs Marsh](https://thegeneralaverage.com/compare/armilla-vs-marsh) - [Armilla vs Travelers](https://thegeneralaverage.com/compare/armilla-vs-travelers) - [At-Bay vs Marsh](https://thegeneralaverage.com/compare/at-bay-vs-marsh) - [At-Bay vs Travelers](https://thegeneralaverage.com/compare/at-bay-vs-travelers) - [The Baldwin Group vs Marsh](https://thegeneralaverage.com/compare/baldwin-vs-marsh) - [The Baldwin Group vs Travelers](https://thegeneralaverage.com/compare/baldwin-vs-travelers) - [Beazley vs Marsh](https://thegeneralaverage.com/compare/beazley-vs-marsh) - [Beazley vs Travelers](https://thegeneralaverage.com/compare/beazley-vs-travelers) - [Berkshire Hathaway Specialty Insurance vs Marsh](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-marsh) - [Berkshire Hathaway Specialty Insurance vs Travelers](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-travelers) - [biBerk vs Marsh](https://thegeneralaverage.com/compare/biberk-vs-marsh) - [biBerk vs Travelers](https://thegeneralaverage.com/compare/biberk-vs-travelers) - [CFC vs Marsh](https://thegeneralaverage.com/compare/cfc-vs-marsh) - [CFC vs Travelers](https://thegeneralaverage.com/compare/cfc-vs-travelers) - [Chubb vs Marsh](https://thegeneralaverage.com/compare/chubb-vs-marsh) - [Chubb vs Travelers](https://thegeneralaverage.com/compare/chubb-vs-travelers) - [CNA vs Marsh](https://thegeneralaverage.com/compare/cna-vs-marsh) - [CNA vs Travelers](https://thegeneralaverage.com/compare/cna-vs-travelers) - [Coalition vs Marsh](https://thegeneralaverage.com/compare/coalition-vs-marsh) - [Coalition vs Travelers](https://thegeneralaverage.com/compare/coalition-vs-travelers) - [Corgi vs Marsh](https://thegeneralaverage.com/compare/corgi-vs-marsh) - [Corgi vs Travelers](https://thegeneralaverage.com/compare/corgi-vs-travelers) - [Coterie Insurance vs Marsh](https://thegeneralaverage.com/compare/coterie-vs-marsh) - [Coterie Insurance vs Travelers](https://thegeneralaverage.com/compare/coterie-vs-travelers) - [Counterpart vs Marsh](https://thegeneralaverage.com/compare/counterpart-vs-marsh) - [Counterpart vs Travelers](https://thegeneralaverage.com/compare/counterpart-vs-travelers) - [Coverdash vs Marsh](https://thegeneralaverage.com/compare/coverdash-vs-marsh) - [Coverdash vs Travelers](https://thegeneralaverage.com/compare/coverdash-vs-travelers) - [Cowbell vs Marsh](https://thegeneralaverage.com/compare/cowbell-vs-marsh) - [Cowbell vs Travelers](https://thegeneralaverage.com/compare/cowbell-vs-travelers) - [Embroker vs Marsh](https://thegeneralaverage.com/compare/embroker-vs-marsh) - [Embroker vs Travelers](https://thegeneralaverage.com/compare/embroker-vs-travelers) ## Sources for Marsh vs Travelers ### [Marsh Official Website](https://www.marsh.com/en/home.html) 1. [Marsh | Leader in risk, strategy, people, and investments](https://www.marsh.com/en/home.html). Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16. 2. [Marsh Risk | Global Leader in Insurance Broking and Risk Management](https://www.marsh.com/risk-home.html). Marsh; Opening advice, analytics and insurance positioning; Our services: consulting, brokerage and claims advocacy; Talk to us sales/RFP inquiry. Accessed 2026-09-16. 3. [Technology | Insurance Broking & Risk Management](https://www.marsh.com/en/industries/technology.html). Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16. 4. [Data center insurance and risk management](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html). Marsh; Managing data center risk; Closing the gaps in conventional coverage (property, casualty, technology E&O); Derisking power purchase agreement and interconnection obligations; FAQs: What does data center insurance typically cover? (property damage, equipment breakdown, business interruption, cyber, general liability). Accessed 2026-09-16. 5. [Stratus](https://www.marsh.com/en/industries/technology/expertise/stratus.html). Marsh; Operational property insurance exchange for digital infrastructure; up to $10 billion single-placement capacity; prior-submit exchange; Nimbus construction-phase counterpart; launch focused on property. Accessed 2026-09-16. 6. [Fintech Industry Insurance](https://www.marsh.com/en/industries/technology/expertise/fintech-industry-insurance.html). Marsh; Practice positioning for fintech insurance advice; UK-centric client examples; contact CTA. Accessed 2026-09-16. 7. [Cyber Risk](https://www.marsh.com/en/services/cyber-risk.html). Marsh; Practice overview; expertise links including Cyber Insurance and Claims and Incident Management; ransomware FAQ. Accessed 2026-09-16. 8. [Cyber Insurance](https://www.marsh.com/en/services/cyber-risk/expertise/cyber-insurance.html). Marsh; Opening brokerage positioning; products list including Cyber Pathway, Cyber Accelerate, Claims Advocacy, CyberPort. Accessed 2026-09-16. 9. [Claims Advocacy](https://www.marsh.com/en/services/cyber-risk/expertise/claims-advocacy.html). Marsh; Cyber claims specialists advocating with insurers; review claims, litigation management, proof of loss with forensic accountants. Accessed 2026-09-16. 10. [Claims Management](https://www.marsh.com/en/services/claims-management.html). Marsh; Claims management as advisor between business, insurer and TPA; listed claim types including property, cyber, worker injury, directors liability. Accessed 2026-09-16. 11. [Directors and Officers Liability (D&O)](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html). Marsh; Opening D&O placement for public, private and non-profit companies; US D&O Product Leader listed. Accessed 2026-09-16. 12. [Employment Practices Liability](https://www.marsh.com/en/services/financial-professional-liability/expertise/employment-practices-liability.html). Marsh; What we offer: EPLI placement; Global Leaders Endorsement (>4,000 employees) and Leaders Preferred Endorsement (250–4,000 employees). Accessed 2026-09-16. 13. [Professional liability](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html). Marsh; What We Offer: design risk-transfer solutions; specialist industries including technology. Accessed 2026-09-16. 14. [Financial & Professional Liability](https://www.marsh.com/en/services/financial-professional-liability.html). Marsh; Practice introduction for executive insurance advisory; FAQ distinguishing management liability, D&O and EPL. Accessed 2026-09-16. 15. [Contact us inquiries](https://www.marsh.com/en/contact-us/contact-select.html). Marsh; Please select your type of inquiry; sales/RFP card; page metadata legal name Marsh LLC; link to the business inquiry form. Accessed 2026-09-16. 16. [Business inquiries](https://www.marsh.com/en/contact-us/contact-select/business-form.html). Marsh; Please complete this form and a Marsh representative will respond within 48 hours; sales/RFP inquiry; separate path for certificates, policies and billing. Accessed 2026-09-16. 17. [Leading the Way in Transparency](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html). Marsh; Placement process; Marsh LLC and Marsh USA Inc. client agreements; Compensation Guide for US Clients; MarketConnect/Market Match insurer consulting; equity-interest disclosure. Accessed 2026-09-16. 18. [Compensation guide for US clients](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf). Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16. 19. [Licensing](https://affinity.marsh.com/affinity/licensing.html). Marsh Affinity; Marsh USA LLC producer license table as of 03/08/2024, including CA 437153. Accessed 2026-09-16. 20. [Marsh McLennan Agency (MMA)](https://www.marsh.com/en/services/marsh-mclennan-agency.html). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16. 21. [Marsh McLennan Agency | USA Insurance Leaders](https://www.marshmma.com/). Marsh McLennan Agency; Specialists in insurance, employee benefits and retirement; Contact Us. Accessed 2026-09-16. 22. [Who We Are | MMA](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Business of Marsh (NYSE: MRSH); business insurance, employee health & benefits, retirement & wealth, and private client solutions across the US and Canada. Accessed 2026-09-16. 23. [Business Insurance](https://www.marshmma.com/us/services/business-insurance.html). Marsh McLennan Agency; Client-focused solutions including casualty, cyber, executive & professional liability, property, surety, small business, international; works with a wide variety of carriers. Accessed 2026-09-16. 24. [Cyber Insurance | MMA](https://www.marshmma.com/us/solutions/cyber.html). Marsh McLennan Agency; Placement plus claims advocacy as carrier liaison; listed solution areas including cybercrime, ransomware, media liability, privacy regulatory defense. Accessed 2026-09-16. 25. [Expert Executive and Professional Liability Insurance | MMA](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Executive and Professional Liability introduction; Our policies include (D&O, E&O, EPL, commercial crime/fidelity, cyber, fiduciary, media, IP, kidnap and ransom); D&O, Employment Practices Liability and cyber subsections. Accessed 2026-09-16. 26. [Property Insurance | MMA](https://www.marshmma.com/us/solutions/property.html). Marsh McLennan Agency; Property Insurance introduction; Commercial Property; flood, windstorm, wildfire and earthquake options; Builders’ Risk; claims advocacy; captives and parametric options; Program design expertise. Accessed 2026-09-16. 27. [Comprehensive Casualty Cover | MMA](https://www.marshmma.com/us/solutions/casualty.html). Marsh McLennan Agency; Casualty program introduction; Claims Management; Casualty Coverage: Workers’ Compensation; specialist contact. Accessed 2026-09-16. 28. [Surety Bonds to Mitigate Company Risk | MMA](https://www.marshmma.com/us/solutions/surety.html). Marsh McLennan Agency; Opening: we provide surety bonds; national market representation. Accessed 2026-09-16. 29. [Employee Health & Benefits Group Insurance | MMA](https://www.marshmma.com/us/services/employee-health-and-benefits.html). Marsh McLennan Agency; Opening employee-benefits broker positioning; Our Solutions: benefits consulting and implementation; FAQ on negotiating with carriers and selecting and implementing plans. Accessed 2026-09-16. 30. [Complete 2026 Agency Compensation Guide | MMA](https://www.marshmma.com/us/compensation-guide.html). Marsh McLennan Agency; Landing page for the 2026 MMA Compensation Guide download; premium-finance disclosure. Accessed 2026-09-16. 31. [MARSH USA INC](https://www.insurance.ca.gov/0250-insurers/0500-legal-info/0600-decision-ruling/0100-precedential/intro-disp05047170-ap.cfm). California Department of Insurance; 9 March 2006 precedential decision caption: MARSH USA, INC., dba MARSH RISK AND INSURANCE SERVICES (license #0437153). Accessed 2026-09-16. 32. [License Number Search](https://cdicloud.insurance.ca.gov/cal/LicenseNumberSearch). California Department of Insurance; Public license number search; no license-detail record returned for 437153. Accessed 2026-09-16. ### [Travelers Official Website](https://www.travelers.com/business-insurance/technology) 33. [Technology Insurance](https://www.travelers.com/business-insurance/technology). Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16. 34. [Small Business Technology Services Insurance](https://www.travelers.com/small-business-insurance/technology-services). Travelers; Technology services BOP inclusions; eligible small-business classes; EPL+ and World Business Essentials add-ons; independent-agent CTA. Accessed 2026-09-16. 35. [Cyber Insurance for Technology and Life Sciences](https://www.travelers.com/business-insurance/cyber-insurance/technology). Travelers; CyberRisk Tech product description; insuring agreements including technology E&O, privacy and security, media, regulatory proceedings and breach response; Cyber Risk Services; agent consultation CTA. Accessed 2026-09-16. 36. [IT Insurance](https://www.travelers.com/business-insurance/technology/information-technology). Travelers; IT audience (software, consultants, staffing, network integration) and listed products including CyberRisk Tech and employment practices liability. Accessed 2026-09-16. 37. [Business and Commercial Insurance Policy Quotes](https://www.travelers.com/business-insurance). Travelers; Find an insurance agent CTA; product tiles including cyber, management and professional liability, BOP, surety, workers compensation; cost depends on risk factors; A.M. Best A++ company statement. Accessed 2026-09-16. 38. [Contact Us](https://www.travelers.com/contact-us). Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16. 39. [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16. 40. [Management and Professional Liability Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance). Travelers; Management & Professional Liability product selection: D&O, EPL, ERISA fidelity, E&O, fidelity and crime, fiduciary, kidnap and ransom; stand-alone or suite; private, public, nonprofit and financial institutions. Accessed 2026-09-16. 41. [Directors and Officers (D&O) Liability Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance/directors-officers). Travelers; D&O product description; independent-agent CTA; Travelers Casualty and Surety Company of America footer. Accessed 2026-09-16. 42. [Fiduciary Liability Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability). Travelers; Fiduciary liability offering for private, public, nonprofit and financial institutions; independent-agent CTA; Travelers Casualty and Surety Company of America footer. Accessed 2026-09-16. 43. [Employment Practices Liability Insurance (EPL)](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices). Travelers; EPL product description for private, public, nonprofit and financial institutions; independent-agent CTA. Accessed 2026-09-16. 44. [Fidelity & Crime Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime). Travelers; Fidelity and crime insuring agreements including social engineering, computer fraud and employee dishonesty; Travelers Casualty and Surety Company of America footer. Accessed 2026-09-16. 45. [Inland Marine Insurance](https://www.travelers.com/business-insurance/inland-marine). Travelers; Inland Marine products: construction and specialized property, property in transit, computers and electronics; Transportation, Cargo and Logistics. Accessed 2026-09-16. 46. [Surety Bonds](https://www.travelers.com/surety-bond). Travelers; Listed bond types including bid/performance/payment, license and permit, and ERISA fidelity. Accessed 2026-09-16. 47. [Equipment Breakdown Insurance Coverage](https://www.travelers.com/business-insurance/boiler-machinery/equipment-breakdown-coverage). Travelers; EnergyMax 21 equipment-breakdown package, including high-tech businesses among stated audiences. Accessed 2026-09-16. 48. [Business Insurance Claims](https://www.travelers.com/business-insurance/claims). Travelers; 24/7/365 reporting via agent, online system or 800.238.6225; Technology claim unit since 1998; equipment-breakdown and inland marine claim units. Accessed 2026-09-16. 49. [File a Business Claim](https://www.travelers.com/claims/file-claim/business). Travelers; MyTravelers for Business login path to file a claim. Accessed 2026-09-16. 50. [MyTravelers for Business Online Self-Service Capabilities](https://www.travelers.com/small-business-insurance/mytravelers). Travelers; Pay bills, report and track claims, policy documents, certificates; footnotes limiting some features to Select Accounts and National Programs Commercial Multi-Peril customers. Accessed 2026-09-16. 51. [Global Insurance for Technology and Life Sciences](https://www.travelers.com/business-insurance/global/technology-companion). Travelers; Global Companion Plus+ coverages; U.S. product described as non-admitted; INI network in over 150 countries; kidnap and ransom among listed coverages. Accessed 2026-09-16. 52. [Global Insurance](https://www.travelers.com/business-insurance/global). Travelers; Global insurance for U.S. companies doing business abroad; Global Companion Plus+ versus Controlled Master Programs. Accessed 2026-09-16. 53. [Who We Are](https://www.travelers.com/about-travelers). Travelers; Property-casualty insurer; more than 30,000 employees and 15,000 independent agents and brokers in the United States, Canada, the United Kingdom and Ireland. Accessed 2026-09-16. 54. [Benefit from the Personal Attention of a Travelers Independent Agent](https://www.travelers.com/about-travelers/value-of-an-agent). Travelers; Independent agents are not captive to one company; can help with claims and policy updates; Travelers.com/find agent CTA. Accessed 2026-09-16. 55. [Find the nearest Travelers Insurance agency](https://agent.travelers.com/search). Travelers; Public independent-agency locator for home, auto, business and renters insurance. Accessed 2026-09-16. 56. [Travelers Insurance agencies in CA](https://agent.travelers.com/ca). Travelers; Directory heading stating 1761 insurance agencies in California. Accessed 2026-09-16. 57. [Workers Compensation Insurance](https://www.travelers.com/business-insurance/workers-compensation). Travelers; Product description; buy via local Travelers agent; The Travelers Indemnity Company footer; monopolistic-state qualification. Accessed 2026-09-16. 58. [Commercial Umbrella and Excess Liability Insurance](https://www.travelers.com/business-insurance/commercial-umbrella). Travelers; Commercial Umbrella Insurance introduction; A/B umbrella, excess liability and Northfield excess and surplus lines; purchase through an independent agent. Accessed 2026-09-16. 59. [Errors and Omissions Insurance (E&O)](https://www.travelers.com/business-insurance/professional-liability-insurance/errors-omissions). Travelers; Professional E&O offerings including miscellaneous professional liability; independent-agent CTA. Accessed 2026-09-16. 60. [Travelers Investor Relations Corporate Profile](https://investor.travelers.com/home/default.aspx). The Travelers Companies, Inc.; NYSE: TRV; property casualty insurance for auto, home and business sold primarily through independent agents and brokers; operations in the United States and selected international markets. Accessed 2026-09-16. 61. [The Travelers Companies, Inc. Form 10-K for the year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-12312025x10k.htm). U.S. Securities and Exchange Commission; Item 1 Business: holding company; Business Insurance distributed through independent agencies and brokers; Select Accounts automated quote/bind/issue for many small risks; Bond & Specialty distribution; California premium-share tables. Accessed 2026-09-16. 62. [California Department of Insurance company profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile). California Department of Insurance; NAIC 25658; California Company ID 4772-0; authorized 06/17/2002; license status Unlimited-Normal; Connecticut domicile; Travelers Grp 3548; authorized lines including liability, fire, workers’ compensation and surety. Accessed 2026-09-16. 63. [California Department of Insurance company profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile). California Department of Insurance; NAIC 31194; California Company ID 2444-8; authorized 07/31/1981; license status Unlimited-Normal; Connecticut domicile; Travelers Grp 3548. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/compare/marsh-vs-travelers.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)