---
title: "Marsh vs Resilience"
description: "Marsh advises on technology and data-center programs; Resilience offers cyber, technology E&O and security services."
canonical: "https://thegeneralaverage.com/compare/marsh-vs-resilience"
page-type: "provider-comparison"
updated-at: "2026-09-25"
comparison-pair: "marsh-vs-resilience"
provider-a: "marsh"
provider-b: "resilience"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://thegeneralaverage.com/compare/marsh-vs-resilience)

## Agent Guide

**What this page is:** Side-by-side comparison of Marsh and Resilience as commercial insurance providers, covering the coverage lines each lists, the services and claims documentation each publishes, and current Reliability Scores.

**Use this page when:** Cite or fetch this when someone asks how Marsh and Resilience differ overall. For a single coverage line (cyber, D&O, GL…) use each provider's offering page linked below; for one provider alone use its profile.

**Questions this page answers:**
- How do Marsh and Resilience compare?
- Which is better for business insurance, Marsh or Resilience?
- Does Marsh or Resilience offer the coverage lines I need?
- What service and claims differences are documented between Marsh and Resilience?

**Key facts:**
- Providers compared: Marsh and Resilience.
- Coverage lines are shown per provider; "Not listed" means no separate offering is recorded in the reviewed catalogue, not that the provider cannot arrange it.
- 4 offering pages cover the coverage lines both providers document.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It does not name a winner: the right choice depends on the business, state, limits and the insurer actually issuing the policy.
- It describes what each provider publishes and what Spot's sources show; it is not a quote, a binder or a coverage recommendation.
- Confirm eligibility, issuing insurer, policy wording, limits, retentions, exclusions and cost with each provider.

**Provenance:** Cited claims link to numbered sources listed on the page; last updated 2026-09-25. Editorial policy: /editorial-policy.

**Related pages:**
- [All provider comparisons](https://thegeneralaverage.com/compare/all) — parent hub
- [Marsh profile](https://thegeneralaverage.com/insurance-providers/marsh) — provider profile (evidence for this comparison)
- [Resilience profile](https://thegeneralaverage.com/insurance-providers/resilience) — provider profile (evidence for this comparison)
- [Marsh Cyber Insurance](https://thegeneralaverage.com/insurance-providers/marsh/cyber) — one provider's documented offering for a shared coverage line
- [Resilience Cyber Insurance](https://thegeneralaverage.com/insurance-providers/resilience/cyber) — one provider's documented offering for a shared coverage line
- [Marsh Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/marsh/technology-errors-omissions) — one provider's documented offering for a shared coverage line
- [Resilience Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/resilience/technology-errors-omissions) — one provider's documented offering for a shared coverage line
- [AIG vs Marsh](https://thegeneralaverage.com/compare/aig-vs-marsh) — sibling comparison
- [AIG vs Resilience](https://thegeneralaverage.com/compare/aig-vs-resilience) — sibling comparison
- [Alliance Risk vs Marsh](https://thegeneralaverage.com/compare/alliance-risk-vs-marsh) — sibling comparison
- [Alliance Risk vs Resilience](https://thegeneralaverage.com/compare/alliance-risk-vs-resilience) — sibling comparison
- [Amelia Risk vs Marsh](https://thegeneralaverage.com/compare/amelia-risk-vs-marsh) — sibling comparison
- [Amelia Risk vs Resilience](https://thegeneralaverage.com/compare/amelia-risk-vs-resilience) — sibling comparison
- [Aon vs Marsh](https://thegeneralaverage.com/compare/aon-vs-marsh) — sibling comparison
- [Aon vs Resilience](https://thegeneralaverage.com/compare/aon-vs-resilience) — sibling comparison
- [Armilla vs Marsh](https://thegeneralaverage.com/compare/armilla-vs-marsh) — sibling comparison
- [Armilla vs Resilience](https://thegeneralaverage.com/compare/armilla-vs-resilience) — sibling comparison
- [At-Bay vs Marsh](https://thegeneralaverage.com/compare/at-bay-vs-marsh) — sibling comparison
- [At-Bay vs Resilience](https://thegeneralaverage.com/compare/at-bay-vs-resilience) — sibling comparison
- [The Baldwin Group vs Marsh](https://thegeneralaverage.com/compare/baldwin-vs-marsh) — sibling comparison
- [The Baldwin Group vs Resilience](https://thegeneralaverage.com/compare/baldwin-vs-resilience) — sibling comparison
- [Beazley vs Marsh](https://thegeneralaverage.com/compare/beazley-vs-marsh) — sibling comparison
- [Beazley vs Resilience](https://thegeneralaverage.com/compare/beazley-vs-resilience) — sibling comparison
- [Berkshire Hathaway Specialty Insurance vs Marsh](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-marsh) — sibling comparison
- [Berkshire Hathaway Specialty Insurance vs Resilience](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-resilience) — sibling comparison
- [biBerk vs Marsh](https://thegeneralaverage.com/compare/biberk-vs-marsh) — sibling comparison
- [biBerk vs Resilience](https://thegeneralaverage.com/compare/biberk-vs-resilience) — sibling comparison
- [CFC vs Marsh](https://thegeneralaverage.com/compare/cfc-vs-marsh) — sibling comparison
- [CFC vs Resilience](https://thegeneralaverage.com/compare/cfc-vs-resilience) — sibling comparison
- [Chubb vs Marsh](https://thegeneralaverage.com/compare/chubb-vs-marsh) — sibling comparison
- [Chubb vs Resilience](https://thegeneralaverage.com/compare/chubb-vs-resilience) — sibling comparison
- [CNA vs Marsh](https://thegeneralaverage.com/compare/cna-vs-marsh) — sibling comparison
- [CNA vs Resilience](https://thegeneralaverage.com/compare/cna-vs-resilience) — sibling comparison
- [Coalition vs Marsh](https://thegeneralaverage.com/compare/coalition-vs-marsh) — sibling comparison
- [Coalition vs Resilience](https://thegeneralaverage.com/compare/coalition-vs-resilience) — sibling comparison
- [Corgi vs Marsh](https://thegeneralaverage.com/compare/corgi-vs-marsh) — sibling comparison
- [Corgi vs Resilience](https://thegeneralaverage.com/compare/corgi-vs-resilience) — sibling comparison
- [Coterie Insurance vs Marsh](https://thegeneralaverage.com/compare/coterie-vs-marsh) — sibling comparison
- [Coterie Insurance vs Resilience](https://thegeneralaverage.com/compare/coterie-vs-resilience) — sibling comparison
- [Counterpart vs Marsh](https://thegeneralaverage.com/compare/counterpart-vs-marsh) — sibling comparison
- [Counterpart vs Resilience](https://thegeneralaverage.com/compare/counterpart-vs-resilience) — sibling comparison
- [Coverdash vs Marsh](https://thegeneralaverage.com/compare/coverdash-vs-marsh) — sibling comparison
- [Coverdash vs Resilience](https://thegeneralaverage.com/compare/coverdash-vs-resilience) — sibling comparison
- [Cowbell vs Marsh](https://thegeneralaverage.com/compare/cowbell-vs-marsh) — sibling comparison
- [Cowbell vs Resilience](https://thegeneralaverage.com/compare/cowbell-vs-resilience) — sibling comparison
- [Embroker vs Marsh](https://thegeneralaverage.com/compare/embroker-vs-marsh) — sibling comparison
- [Embroker vs Resilience](https://thegeneralaverage.com/compare/embroker-vs-resilience) — sibling comparison

# Marsh vs Resilience: How Do They Compare for Business Insurance?

Marsh advises on technology and data-center programs; Resilience offers cyber, technology E&O and security services.

## Before You Quote

Ask each provider about eligibility, the issuing insurer, policy wording, limits, retentions, exclusions and costs for your business.

## Marsh vs Resilience Highlights

Marsh advises on technology and data-center programs; Resilience offers cyber and technology E&O with security services and lists data centers in its appetite. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [33](https://cyberresilience.com/ "Home Page") [36](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

## Current Reliability Scores for Marsh and Resilience

These sourced assessments are shown for context; this comparison does not select a winner.

### Marsh Reliability Scores

Role: Broker.

Broker Reliability Score: **5.6/10** (partial score; 45% of this role's weighting included). Assessed 2026-09-22; review due 2026-10-22. Excluded factors: Carrier-Network Strength (The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed.); Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.).

Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/marsh/reliability).

### Resilience Reliability Scores

Role: Broker.

Broker Reliability Score: **5.0/10** (partial score; 15% of this role's weighting included). Assessed 2026-09-22; review due 2026-10-22. Excluded factors: Identity and Authority (Current authority and applicable appointments or delegations have not been independently established across the assessed scope.); Carrier-Network Strength (The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed.); Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.).

Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/resilience/reliability).

## Marsh Review Scores for 2026

Review Score: 5.8 / 10 from 2 rated sources, equally weighted.

Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts.

- Trustpilot: TrustScore 1.3 (0–5 stars); 115 reviews. Global brand profile across products/countries, not U.S. commercial-only. Period: 35 reviews in prior 12 months. Checked 2026-09-25. [Marsh Reviews | Trustpilot](https://www.trustpilot.com/review/www.marsh.com)
- Buzdy (Google review aggregation): Google reviews shown by Buzdy 4.5 (0–5 stars); 4 reviews. Named Marsh (Hong Kong) Limited office in Quarry Bay, Hong Kong. Buzdy states ratings/counts are powered by Google. Foreign local office only; not the U.S. Marsh brokerage or a firmwide score. Period: Listing verification 2026-07-29; accessed 2026-09-25. Checked 2026-09-25. [Marsh (Hong Kong) Limited | Buzdy](https://buzdy.com/viewMerchant/marsh-hong-kong-limited-hong-kong)

Reviewed 2026-09-25. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/marsh/reviews).

## Resilience Review Scores for 2026

Review Score: 9.0 / 10 from 1 rated source, equally weighted.

There's almost nothing public to go on. G2 shows 4.5 out of 5 for Resilience, but from a single review.

- G2: G2 rating 4.5 (out of 5); 1 reviews. G2 product page for Resilience, a cyber risk management platform; claimed profile. One review, so treat as an early signal. Period: captured 2026-09-29. Checked 2026-09-29. [Resilience Reviews | G2](https://www.g2.com/products/resilience/reviews)

Reviewed 2026-09-29. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/resilience/reviews).

## Introduction to the Marsh vs Resilience Comparison

A data-center operator should compare property and business-interruption needs alongside cyber response, since the two proposals may cover different parts of the risk. Marsh documents data-center program advice; Resilience lists data centers in its technology appetite and offers security services. [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [36](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") Choose Marsh to coordinate infrastructure coverage; choose Resilience for cyber and security services.

## Buyer Takeaways for Marsh vs Resilience

### Marsh Buyer Takeaways

- Marsh helps companies across industries buy insurance and manage risk, with technology specialists and a U.S./Canada middle-market path through Marsh McLennan Agency. [1](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [3](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [20](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") (Evidence: Company-reported; scope: Company-reported segmentation and industry marketing. Fortune 500 and revenue statistics on Marsh sites are not used here as independently verified. A middle-market MMA path is not proof that every early-stage Bay Area company will be accepted.; verified: 2026-09-16.)
- Marsh places cyber coverage and markets large digital-infrastructure property programs; MMA also brokers executive, property, casualty and benefits coverage. [8](https://www.marsh.com/en/services/cyber-risk/expertise/cyber-insurance.html "Cyber Insurance") [24](https://www.marshmma.com/us/solutions/cyber.html "Cyber Insurance | MMA") [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [5](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") [3](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") (Evidence: Company-reported; scope: Direct practice and product pages. Technology-page FAQs about software BOP, fidelity or commercial auto were not used as offering proof. Stratus capacity is company-stated potential access, not a bound limit for a named insured.; verified: 2026-09-16.)

### Resilience Buyer Takeaways

- Technology companies can seek E&O coverage for software, hardware and technology services. [36](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology-specific professional liability; not general professional E&O or a guarantee of offered limits.; verified: 2026-09-16.)
- Resilience helps prioritize financial cyber risks and track exposure across entities. [40](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [41](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") (Evidence: Company-reported; scope: Current named cybersecurity products; outcomes not independently established.; verified: 2026-09-16.)

## Marsh vs Resilience Coverage Lines Compared

| Coverage Type | Marsh | Resilience |
| --- | --- | --- |
| [Builders risk](https://thegeneralaverage.com/coverage/builders-risk) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges builders risk insurance. [26](https://www.marshmma.com/us/solutions/property.html "Property Insurance | MMA") | Not listed |
| [Commercial property](https://thegeneralaverage.com/coverage/commercial-property) | Listed: Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance. [26](https://www.marshmma.com/us/solutions/property.html "Property Insurance | MMA") [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [5](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") | Not listed |
| [Crime](https://thegeneralaverage.com/coverage/crime) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime insurance. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Not listed |
| [Cyber liability](https://thegeneralaverage.com/coverage/cyber) | Listed: Marsh arranges cyber insurance. [8](https://www.marsh.com/en/services/cyber-risk/expertise/cyber-insurance.html "Cyber Insurance") [24](https://www.marshmma.com/us/solutions/cyber.html "Cyber Insurance | MMA") | Listed: Resilience markets cyber insurance on a primary or excess basis. [35](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") |
| [Directors and officers](https://thegeneralaverage.com/coverage/directors-officers) | Listed: Marsh arranges directors and officers liability insurance. [11](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Not listed |
| [Employee health and benefits](https://thegeneralaverage.com/coverage/employee-health-benefits) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges employee health and benefits programs. [29](https://www.marshmma.com/us/services/employee-health-and-benefits.html "Employee Health & Benefits Group Insurance | MMA") [22](https://www.marshmma.com/us/mma/about-us.html "Who We Are | MMA") [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") | Not listed |
| [Employment practices liability](https://thegeneralaverage.com/coverage/employment-practices) | Listed: Marsh arranges employment practices liability insurance. [12](https://www.marsh.com/en/services/financial-professional-liability/expertise/employment-practices-liability.html "Employment Practices Liability") [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Not listed |
| [Equipment breakdown](https://thegeneralaverage.com/coverage/equipment-breakdown) | Listed: Marsh arranges equipment breakdown insurance, including for data centers. [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") | Not listed |
| [Fidelity bonds](https://thegeneralaverage.com/coverage/fidelity-bonds) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime and fidelity coverage. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Not listed |
| [Fiduciary liability](https://thegeneralaverage.com/coverage/fiduciary) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges fiduciary liability insurance. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Not listed |
| [General liability](https://thegeneralaverage.com/coverage/general-liability) | Listed: Marsh arranges general liability insurance, including for data centers. [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") | Not listed |
| [Intellectual property](https://thegeneralaverage.com/coverage/intellectual-property) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges intellectual property insurance. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Not listed |
| [Kidnap and ransom](https://thegeneralaverage.com/coverage/kidnap-ransom) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges kidnap and ransom insurance. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Not listed |
| [Management liability](https://thegeneralaverage.com/coverage/management-liability) | Listed: Marsh arranges management liability insurance. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") [14](https://www.marsh.com/en/services/financial-professional-liability.html "Financial & Professional Liability") | Not listed |
| [Media liability](https://thegeneralaverage.com/coverage/media) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges media liability insurance. [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Not listed |
| [Professional errors and omissions (E&O)](https://thegeneralaverage.com/coverage/professional-errors-omissions) | Listed: Marsh arranges professional errors and omissions insurance. [13](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [25](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") | Not listed |
| [Surety bonds](https://thegeneralaverage.com/coverage/surety-bonds) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges contract and commercial surety bonds. [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [28](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") | Not listed |
| [Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions) | Listed: Marsh arranges technology errors and omissions insurance. [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [13](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") | Listed: Resilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue. [36](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") |
| [Workers’ compensation](https://thegeneralaverage.com/coverage/workers-compensation) | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance. [27](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover | MMA") | Not listed |

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.

## Marsh vs Resilience Research by Coverage Line

- [Marsh Cyber Insurance](https://thegeneralaverage.com/insurance-providers/marsh/cyber)
- [Resilience Cyber Insurance](https://thegeneralaverage.com/insurance-providers/resilience/cyber)
- [Marsh Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/marsh/technology-errors-omissions)
- [Resilience Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/resilience/technology-errors-omissions)

## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://spot.insure/pricing.md). The company decides what to buy; Spot does not automatically bind coverage.

## Key Differences Between Marsh and Resilience

### Keep Property Capacity Out of the Cyber Comparison

Marsh’s Stratus exchange markets operational property capacity for digital infrastructure. Its launch description covers property capacity only, not an equivalent cyber capacity offering. Resilience’s advertised cyber limits belong to a different coverage discussion. A large property placement number cannot be compared with a cyber policy maximum as a measure of overall protection. [5](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") [35](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance")

Marsh’s data-center practice also describes equipment breakdown, business interruption and technology E&O. Ask the adviser to distinguish a physical interruption from a cyber-triggered outage in the proposed forms, including supplier dependencies. Resilience’s security and cyber descriptions can inform that layer, but do not complete the physical property analysis. [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [35](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [40](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization")

### Identify the Broking Segment and Engagement

Marsh’s US guide distinguishes core broking, MMA and other channels. Those service paths should not be collapsed into one startup onboarding promise. Ask which team accepts the account and whether the proposed scope includes marketing a Resilience option; neither record establishes that account-specific access. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [20](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") [37](https://cyberresilience.com/brokers "Brokers")

The Marsh record also preserves inconsistent Inc./LLC entity names in public disclosures. Obtain the contracting producer and current California authority in the engagement. Resilience’s Ocrea and Homeland disclosure identifies US roles but leaves the product’s California route to be confirmed. [17](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [19](https://affinity.marsh.com/affinity/licensing.html "Licensing") [34](https://cyberresilience.com/disclaimer/ "Disclaimer")

### Advocacy and Compensation Follow the Actual Arrangement

Marsh describes cyber claims advocacy, including preparing proof of loss with forensic accountants. Resilience describes incident coordination and a dedicated claims manager. If both participate, allocate the technical response, loss quantification and coverage-dispute work before a loss. Marsh does not pay claims itself, and neither service guarantees a recovery. [9](https://www.marsh.com/en/services/cyber-risk/expertise/claims-advocacy.html "Claims Advocacy") [38](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response")

Marsh’s compensation rules differ between core US broking and MMA, including contingent compensation. Resilience’s reviewed pages do not disclose a standard fee scale. Request the account-specific broking agreement and separate insurance/security costs instead of applying a group-wide compensation label. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [42](https://cyberresilience.com/terms-and-conditions/ "Terms and Conditions")

## What Should You Confirm in Marsh and Resilience Quotes?

Ask for a lender-requirement coverage map, the actual property and cyber issuers, the engaged Marsh segment and a written scope for claims work. Price brokerage, specialty placement and technical services separately. Confirm any Resilience access and California placement basis before treating the two services as an available combined solution. [4](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [34](https://cyberresilience.com/disclaimer/ "Disclaimer")

## Marsh vs Resilience Services Compared

What each provider documents about the services you may need.

| Criteria | Marsh | Resilience |
| --- | --- | --- |
| Business role | Marsh’s US compensation guide states that, as an insurance broker, Marsh’s role is to facilitate placement of insurance coverage on behalf of clients. The transparency page describes determining appropriate insurers and negotiating with those insurers. Marsh is not identified in these sources as the insurer that issues or pays the policy. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [17](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [2](https://www.marsh.com/risk-home.html "Marsh Risk | Global Leader in Insurance Broking and Risk Management") (Evidence: Company-reported; scope: US client-compensation and transparency disclosures. Affinity/Amazon administrator language is a separate program role and is not treated as the default retail relationship.; verified: 2026-09-16.)<br><br>Current Marsh materials use more than one US legal name. The compensation guide (copyright 2024, Marsh LLC) refers to Marsh LLC and Marsh USA LLC entering client agreements. The transparency page instead names Marsh LLC and Marsh USA Inc. Marsh McLennan Agency is described as a wholly owned Marsh subsidiary. A 2006 California decision caption used MARSH USA, INC., dba MARSH RISK AND INSURANCE SERVICES, license 0437153. Confirm the exact contracting producer on the proposal and license documents; current California license status remains unverified. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [17](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [19](https://affinity.marsh.com/affinity/licensing.html "Licensing") [20](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") [1](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [31](https://www.insurance.ca.gov/0250-insurers/0500-legal-info/0600-decision-ruling/0100-precedential/intro-disp05047170-ap.cfm "MARSH USA INC") (Evidence: Conflicting sources; scope: Unresolved Inc. versus LLC naming. Affinity’s Marsh USA LLC license table is company-reported as of 8 March 2024 and is not a CDI live lookup. Brand unification in January 2026 is described as a brand change, not a change in business structure.; verified: 2026-09-16.) | Resilience combines cyber and technology E&O insurance with cybersecurity risk-management services for businesses. [33](https://cyberresilience.com/ "Home Page") [35](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [36](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Brand-level offering; not a statement that the brand is the risk-bearing insurer.; verified: 2026-09-16.)<br><br>Confirm who will place the policy in California: Resilience names Ocrea Risk Services, LLC dba Resilience Cyber Insurance Solutions and NPN 19169260 as US distributor, but this disclosure is not independent license verification. [34](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: US distribution entity; regulator license lookup not completed.; verified: 2026-09-16.) |
| Customer focus | Marsh describes itself as a global insurance broker and risk advisor. Its homepage says it advises clients in 130 countries across industries that include technology. US broking is organized in segments: Risk Management (including large, complex programs), Corporate (midsize domestic firms), Marsh McLennan Agency (middle-market companies in the United States and Canada), and Affinity programs. The Technology Practice is the industry team that markets data-center, fintech and digital-infrastructure work. Public pages do not publish a minimum premium, employee count or California-startup eligibility rule. [1](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [3](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [20](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") (Evidence: Company-reported; scope: Company-reported segmentation and industry marketing. Fortune 500 and revenue statistics on Marsh sites are not used here as independently verified. A middle-market MMA path is not proof that every early-stage Bay Area company will be accepted.; verified: 2026-09-16.) | Resilience lists technology E&O for businesses with $25 million–$10 billion revenue in software, AI, hardware, services, data centers and telecom; smaller startups should ask whether an exception is possible. [36](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Published US primary and excess technology E&O appetite; not a minimum established for every cyber product.; verified: 2026-09-16.) |
| Access to insurers | Marsh and MMA describe access to multiple insurers rather than a single issuing carrier for all business. MMA says it works with a wide variety of carriers. Stratus is a prior-submit exchange in which participating insurers evaluate each risk individually; the page does not name those insurers. Marsh’s compensation and transparency pages say Marsh or affiliates may receive insurer consulting compensation and may own equity interests in certain insurers or reinsurers, with a list on the transparency site. Victor, an affiliated MGU and wholesale broker, is described as accessing markets retail Marsh US cannot offer directly; that path is documented for some programs and is not assumed for every placement. Ask for the issuing insurer, surplus-lines status and proposed forms on the quote. [23](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance") [5](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") [17](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [19](https://affinity.marsh.com/affinity/licensing.html "Licensing") (Evidence: Not publicly disclosed; scope: No verified carrier panel, ratings or admitted-status schedule. Amazon/Affinity producer language is program-specific.; verified: 2026-09-16.) | Ask which insurer will issue your California policy: Resilience names Homeland Insurance Company of New York or Delaware but not which one applies to a specific quote. [34](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: Company-reported US insurer disclosure; no binder or California policy form reviewed.; verified: 2026-09-16.) |
| Fees and compensation | Marsh’s US compensation guide says it may be paid by insurer retail commissions, client fees (often in a written Client Service Agreement, sometimes crediting commissions), wholesale commissions, insurer consulting compensation, supplemental commissions, compensation for facilities or other insurer arrangements, interest on premium accounts, and other benefits. Marsh says it does not accept contingent commissions on domestic placements for US clients in core broking operations, except for employee health and benefits or when acting as managing general agent or underwriting manager; Marsh McLennan Agency does accept contingent commissions. Standard public premium ranges or a startup fee schedule were not found. Request an account-specific disclosure of commissions, fees, contingent or supplemental amounts, premium finance charges and any affiliated-market compensation. [18](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [17](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [30](https://www.marshmma.com/us/compensation-guide.html "Complete 2026 Agency Compensation Guide | MMA") (Evidence: Company-reported; scope: US compensation guide as of the 2024 copyright PDF retrieved 16 September 2026. MMA’s 2026 guide landing page was reviewed; the MMA PDF itself was not fully extracted. Absence of a public price is not zero cost.; verified: 2026-09-16.) | Get premium, taxes, placement costs and security charges itemized because reviewed pages do not publish standard fees or commission rates. [37](https://cyberresilience.com/brokers "Brokers") [39](https://cyberresilience.com/contact-us "Contact Us") [34](https://cyberresilience.com/disclaimer/ "Disclaimer") [42](https://cyberresilience.com/terms-and-conditions/ "Terms and Conditions") [35](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [36](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Not publicly disclosed; scope: Public-source review, not a finding that charges or commissions are absent.; verified: 2026-09-16.) |
| Claims assistance | Marsh’s Claims Management service describes acting as an advisor among the business, insurer and third-party administrator: preparing, presenting and negotiating claims. Its cyber claims-advocacy page says specialists review claims, support litigation management, develop proof of loss with forensic accountants and advocate with insurers. MMA similarly describes claims advocacy as a carrier liaison on cyber matters and as part of property and casualty service. These are descriptions of assistance. They do not establish that Marsh pays claims, that a claim will be covered, or that recovery amounts cited in marketing were independently checked. [10](https://www.marsh.com/en/services/claims-management.html "Claims Management") [9](https://www.marsh.com/en/services/cyber-risk/expertise/claims-advocacy.html "Claims Advocacy") [24](https://www.marshmma.com/us/solutions/cyber.html "Cyber Insurance | MMA") [27](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover | MMA") (Evidence: Company-reported; scope: Company-reported advocacy. The cyber page’s “recovering billions” language is not adopted as a verified performance statistic.; verified: 2026-09-16.) | Resilience says an in-house team and claims manager are available 24/7 through settlement, with privacy, forensic, recovery and crisis specialists; these service claims are not independently measured. [38](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") (Evidence: Company-reported; scope: Claims operating model; no response-time, acceptance-rate or recovery performance claim adopted.; verified: 2026-09-16.) |

## Provider Profiles for Marsh and Resilience

- [What Is Marsh?](https://thegeneralaverage.com/insurance-providers/marsh)
- [What Is Resilience Insurance?](https://thegeneralaverage.com/insurance-providers/resilience)

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## Sources for Marsh vs Resilience

### [Marsh Official Website](https://www.marsh.com/en/home.html)

1. [Marsh | Leader in risk, strategy, people, and investments](https://www.marsh.com/en/home.html). Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
2. [Marsh Risk | Global Leader in Insurance Broking and Risk Management](https://www.marsh.com/risk-home.html). Marsh; Opening advice, analytics and insurance positioning; Our services: consulting, brokerage and claims advocacy; Talk to us sales/RFP inquiry. Accessed 2026-09-16.
3. [Technology | Insurance Broking & Risk Management](https://www.marsh.com/en/industries/technology.html). Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
4. [Data center insurance and risk management](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html). Marsh; Managing data center risk; Closing the gaps in conventional coverage (property, casualty, technology E&O); Derisking power purchase agreement and interconnection obligations; FAQs: What does data center insurance typically cover? (property damage, equipment breakdown, business interruption, cyber, general liability). Accessed 2026-09-16.
5. [Stratus](https://www.marsh.com/en/industries/technology/expertise/stratus.html). Marsh; Operational property insurance exchange for digital infrastructure; up to $10 billion single-placement capacity; prior-submit exchange; Nimbus construction-phase counterpart; launch focused on property. Accessed 2026-09-16.
6. [Fintech Industry Insurance](https://www.marsh.com/en/industries/technology/expertise/fintech-industry-insurance.html). Marsh; Practice positioning for fintech insurance advice; UK-centric client examples; contact CTA. Accessed 2026-09-16.
7. [Cyber Risk](https://www.marsh.com/en/services/cyber-risk.html). Marsh; Practice overview; expertise links including Cyber Insurance and Claims and Incident Management; ransomware FAQ. Accessed 2026-09-16.
8. [Cyber Insurance](https://www.marsh.com/en/services/cyber-risk/expertise/cyber-insurance.html). Marsh; Opening brokerage positioning; products list including Cyber Pathway, Cyber Accelerate, Claims Advocacy, CyberPort. Accessed 2026-09-16.
9. [Claims Advocacy](https://www.marsh.com/en/services/cyber-risk/expertise/claims-advocacy.html). Marsh; Cyber claims specialists advocating with insurers; review claims, litigation management, proof of loss with forensic accountants. Accessed 2026-09-16.
10. [Claims Management](https://www.marsh.com/en/services/claims-management.html). Marsh; Claims management as advisor between business, insurer and TPA; listed claim types including property, cyber, worker injury, directors liability. Accessed 2026-09-16.
11. [Directors and Officers Liability (D&O)](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html). Marsh; Opening D&O placement for public, private and non-profit companies; US D&O Product Leader listed. Accessed 2026-09-16.
12. [Employment Practices Liability](https://www.marsh.com/en/services/financial-professional-liability/expertise/employment-practices-liability.html). Marsh; What we offer: EPLI placement; Global Leaders Endorsement (>4,000 employees) and Leaders Preferred Endorsement (250–4,000 employees). Accessed 2026-09-16.
13. [Professional liability](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html). Marsh; What We Offer: design risk-transfer solutions; specialist industries including technology. Accessed 2026-09-16.
14. [Financial & Professional Liability](https://www.marsh.com/en/services/financial-professional-liability.html). Marsh; Practice introduction for executive insurance advisory; FAQ distinguishing management liability, D&O and EPL. Accessed 2026-09-16.
15. [Contact us inquiries](https://www.marsh.com/en/contact-us/contact-select.html). Marsh; Please select your type of inquiry; sales/RFP card; page metadata legal name Marsh LLC; link to the business inquiry form. Accessed 2026-09-16.
16. [Business inquiries](https://www.marsh.com/en/contact-us/contact-select/business-form.html). Marsh; Please complete this form and a Marsh representative will respond within 48 hours; sales/RFP inquiry; separate path for certificates, policies and billing. Accessed 2026-09-16.
17. [Leading the Way in Transparency](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html). Marsh; Placement process; Marsh LLC and Marsh USA Inc. client agreements; Compensation Guide for US Clients; MarketConnect/Market Match insurer consulting; equity-interest disclosure. Accessed 2026-09-16.
18. [Compensation guide for US clients](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf). Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
19. [Licensing](https://affinity.marsh.com/affinity/licensing.html). Marsh Affinity; Marsh USA LLC producer license table as of 03/08/2024, including CA 437153. Accessed 2026-09-16.
20. [Marsh McLennan Agency (MMA)](https://www.marsh.com/en/services/marsh-mclennan-agency.html). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
21. [Marsh McLennan Agency | USA Insurance Leaders](https://www.marshmma.com/). Marsh McLennan Agency; Specialists in insurance, employee benefits and retirement; Contact Us. Accessed 2026-09-16.
22. [Who We Are | MMA](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Business of Marsh (NYSE: MRSH); business insurance, employee health & benefits, retirement & wealth, and private client solutions across the US and Canada. Accessed 2026-09-16.
23. [Business Insurance](https://www.marshmma.com/us/services/business-insurance.html). Marsh McLennan Agency; Client-focused solutions including casualty, cyber, executive & professional liability, property, surety, small business, international; works with a wide variety of carriers. Accessed 2026-09-16.
24. [Cyber Insurance | MMA](https://www.marshmma.com/us/solutions/cyber.html). Marsh McLennan Agency; Placement plus claims advocacy as carrier liaison; listed solution areas including cybercrime, ransomware, media liability, privacy regulatory defense. Accessed 2026-09-16.
25. [Expert Executive and Professional Liability Insurance | MMA](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Executive and Professional Liability introduction; Our policies include (D&O, E&O, EPL, commercial crime/fidelity, cyber, fiduciary, media, IP, kidnap and ransom); D&O, Employment Practices Liability and cyber subsections. Accessed 2026-09-16.
26. [Property Insurance | MMA](https://www.marshmma.com/us/solutions/property.html). Marsh McLennan Agency; Property Insurance introduction; Commercial Property; flood, windstorm, wildfire and earthquake options; Builders’ Risk; claims advocacy; captives and parametric options; Program design expertise. Accessed 2026-09-16.
27. [Comprehensive Casualty Cover | MMA](https://www.marshmma.com/us/solutions/casualty.html). Marsh McLennan Agency; Casualty program introduction; Claims Management; Casualty Coverage: Workers’ Compensation; specialist contact. Accessed 2026-09-16.
28. [Surety Bonds to Mitigate Company Risk | MMA](https://www.marshmma.com/us/solutions/surety.html). Marsh McLennan Agency; Opening: we provide surety bonds; national market representation. Accessed 2026-09-16.
29. [Employee Health & Benefits Group Insurance | MMA](https://www.marshmma.com/us/services/employee-health-and-benefits.html). Marsh McLennan Agency; Opening employee-benefits broker positioning; Our Solutions: benefits consulting and implementation; FAQ on negotiating with carriers and selecting and implementing plans. Accessed 2026-09-16.
30. [Complete 2026 Agency Compensation Guide | MMA](https://www.marshmma.com/us/compensation-guide.html). Marsh McLennan Agency; Landing page for the 2026 MMA Compensation Guide download; premium-finance disclosure. Accessed 2026-09-16.
31. [MARSH USA INC](https://www.insurance.ca.gov/0250-insurers/0500-legal-info/0600-decision-ruling/0100-precedential/intro-disp05047170-ap.cfm). California Department of Insurance; 9 March 2006 precedential decision caption: MARSH USA, INC., dba MARSH RISK AND INSURANCE SERVICES (license #0437153). Accessed 2026-09-16.
32. [License Number Search](https://cdicloud.insurance.ca.gov/cal/LicenseNumberSearch). California Department of Insurance; Public license number search; no license-detail record returned for 437153. Accessed 2026-09-16.

### [Resilience Official Website](https://cyberresilience.com/)

33. [Home Page](https://cyberresilience.com/). Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16.
34. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; Opening paragraphs and USA jurisdiction disclosure. Accessed 2026-09-16.
35. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Cyber Insurance product introduction; Why choose cyber insurance; Policy coverage; primary and excess offerings; A Broad Market Appetite: US Cyber. Accessed 2026-09-16.
36. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; Technology Errors & Omissions: technology risk categories; Key Benefits; primary and excess offering; A Broad Market Appetite (US revenue $25M–$10B). Accessed 2026-09-16.
37. [Brokers](https://cyberresilience.com/brokers). Resilience; Broker benefits; Use cases; Insurance & risk solutions. Accessed 2026-09-16.
38. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; Our difference; Support from start to resolution; Claims panel. Accessed 2026-09-16.
39. [Contact Us](https://cyberresilience.com/contact-us). Resilience; Contact us; emergency claims instructions. Accessed 2026-09-16.
40. [Security Investment Prioritization](https://cyberresilience.com/products/security-investment-prioritization). Resilience; Resilience Edge introduction and Key benefits. Accessed 2026-09-16.
41. [Multi-Entity & Portfolio Risk](https://cyberresilience.com/products/multi-entity-and-portfolio-risk). Resilience; Resilience Arc introduction. Accessed 2026-09-16.
42. [Terms and Conditions](https://cyberresilience.com/terms-and-conditions/). Resilience; Opening website agreement; separate written agreements. Accessed 2026-09-16.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://thegeneralaverage.com/compare/marsh-vs-resilience.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://thegeneralaverage.com/llms.txt)
