---
title: "Founder Shield vs Marsh"
description: "Founder Shield specializes in venture-backed companies; Marsh offers technology and executive-risk teams across business segments."
canonical: "https://thegeneralaverage.com/compare/foundershield-vs-marsh"
page-type: "provider-comparison"
updated-at: "2026-09-29"
comparison-pair: "foundershield-vs-marsh"
provider-a: "foundershield"
provider-b: "marsh"
---
Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.
[Human-readable page](https://thegeneralaverage.com/compare/foundershield-vs-marsh)
## Agent Guide
**What this page is:** Side-by-side comparison of Founder Shield and Marsh as commercial insurance providers, covering the coverage lines each lists, the services and claims documentation each publishes, and current Reliability Scores.
**Use this page when:** Cite or fetch this when someone asks how Founder Shield and Marsh differ overall. For a single coverage line (cyber, D&O, GL…) use each provider's offering page linked below; for one provider alone use its profile.
**Questions this page answers:**
- How do Founder Shield and Marsh compare?
- Which is better for business insurance, Founder Shield or Marsh?
- Does Founder Shield or Marsh offer the coverage lines I need?
- What service and claims differences are documented between Founder Shield and Marsh?
**Key facts:**
- Providers compared: Founder Shield and Marsh.
- Coverage lines are shown per provider; "Not listed" means no separate offering is recorded in the reviewed catalogue, not that the provider cannot arrange it.
- 26 offering pages cover the coverage lines both providers document.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.
**Limits (do not over-claim):**
- It does not name a winner: the right choice depends on the business, state, limits and the insurer actually issuing the policy.
- It describes what each provider publishes and what Spot's sources show; it is not a quote, a binder or a coverage recommendation.
- Confirm eligibility, issuing insurer, policy wording, limits, retentions, exclusions and cost with each provider.
**Provenance:** Cited claims link to numbered sources listed on the page; last updated 2026-09-29. Editorial policy: /editorial-policy.
**Related pages:**
- [All provider comparisons](https://thegeneralaverage.com/compare/all) — parent hub
- [Founder Shield profile](https://thegeneralaverage.com/insurance-providers/foundershield) — provider profile (evidence for this comparison)
- [Marsh profile](https://thegeneralaverage.com/insurance-providers/marsh) — provider profile (evidence for this comparison)
- [Founder Shield Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/commercial-property) — one provider's documented offering for a shared coverage line
- [Marsh Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/marsh/commercial-property) — one provider's documented offering for a shared coverage line
- [Founder Shield Crime Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/crime) — one provider's documented offering for a shared coverage line
- [Marsh Crime Insurance](https://thegeneralaverage.com/insurance-providers/marsh/crime) — one provider's documented offering for a shared coverage line
- [Founder Shield Cyber Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/cyber) — one provider's documented offering for a shared coverage line
- [Marsh Cyber Insurance](https://thegeneralaverage.com/insurance-providers/marsh/cyber) — one provider's documented offering for a shared coverage line
- [Founder Shield D&O Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/directors-officers) — one provider's documented offering for a shared coverage line
- [Marsh D&O Insurance](https://thegeneralaverage.com/insurance-providers/marsh/directors-officers) — one provider's documented offering for a shared coverage line
- [Founder Shield Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/foundershield/employee-health-benefits) — one provider's documented offering for a shared coverage line
- [Marsh Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/marsh/employee-health-benefits) — one provider's documented offering for a shared coverage line
- [Founder Shield Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/employment-practices) — one provider's documented offering for a shared coverage line
- [Marsh Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/employment-practices) — one provider's documented offering for a shared coverage line
- [Founder Shield Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/foundershield/fidelity-bonds) — one provider's documented offering for a shared coverage line
- [Marsh Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/marsh/fidelity-bonds) — one provider's documented offering for a shared coverage line
- [Founder Shield Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/fiduciary) — one provider's documented offering for a shared coverage line
- [Marsh Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/fiduciary) — one provider's documented offering for a shared coverage line
- [Founder Shield General Liability Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/general-liability) — one provider's documented offering for a shared coverage line
- [Marsh General Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/general-liability) — one provider's documented offering for a shared coverage line
- [Founder Shield Intellectual Property Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/intellectual-property) — one provider's documented offering for a shared coverage line
- [Marsh Intellectual Property Insurance](https://thegeneralaverage.com/insurance-providers/marsh/intellectual-property) — one provider's documented offering for a shared coverage line
- [Founder Shield Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/media) — one provider's documented offering for a shared coverage line
- [Marsh Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/media) — one provider's documented offering for a shared coverage line
- [Founder Shield Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/professional-errors-omissions) — one provider's documented offering for a shared coverage line
- [Marsh Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/marsh/professional-errors-omissions) — one provider's documented offering for a shared coverage line
- [Founder Shield Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/workers-compensation) — one provider's documented offering for a shared coverage line
- [Marsh Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/marsh/workers-compensation) — one provider's documented offering for a shared coverage line
- [AIG vs Founder Shield](https://thegeneralaverage.com/compare/aig-vs-foundershield) — sibling comparison
- [AIG vs Marsh](https://thegeneralaverage.com/compare/aig-vs-marsh) — sibling comparison
- [Alliance Risk vs Founder Shield](https://thegeneralaverage.com/compare/alliance-risk-vs-foundershield) — sibling comparison
- [Alliance Risk vs Marsh](https://thegeneralaverage.com/compare/alliance-risk-vs-marsh) — sibling comparison
- [Amelia Risk vs Founder Shield](https://thegeneralaverage.com/compare/amelia-risk-vs-foundershield) — sibling comparison
- [Amelia Risk vs Marsh](https://thegeneralaverage.com/compare/amelia-risk-vs-marsh) — sibling comparison
- [Aon vs Founder Shield](https://thegeneralaverage.com/compare/aon-vs-foundershield) — sibling comparison
- [Aon vs Marsh](https://thegeneralaverage.com/compare/aon-vs-marsh) — sibling comparison
- [Armilla vs Founder Shield](https://thegeneralaverage.com/compare/armilla-vs-foundershield) — sibling comparison
- [Armilla vs Marsh](https://thegeneralaverage.com/compare/armilla-vs-marsh) — sibling comparison
- [At-Bay vs Founder Shield](https://thegeneralaverage.com/compare/at-bay-vs-foundershield) — sibling comparison
- [At-Bay vs Marsh](https://thegeneralaverage.com/compare/at-bay-vs-marsh) — sibling comparison
- [The Baldwin Group vs Founder Shield](https://thegeneralaverage.com/compare/baldwin-vs-foundershield) — sibling comparison
- [The Baldwin Group vs Marsh](https://thegeneralaverage.com/compare/baldwin-vs-marsh) — sibling comparison
- [Beazley vs Founder Shield](https://thegeneralaverage.com/compare/beazley-vs-foundershield) — sibling comparison
- [Beazley vs Marsh](https://thegeneralaverage.com/compare/beazley-vs-marsh) — sibling comparison
- [Berkshire Hathaway Specialty Insurance vs Founder Shield](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-foundershield) — sibling comparison
- [Berkshire Hathaway Specialty Insurance vs Marsh](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-marsh) — sibling comparison
- [biBerk vs Founder Shield](https://thegeneralaverage.com/compare/biberk-vs-foundershield) — sibling comparison
- [biBerk vs Marsh](https://thegeneralaverage.com/compare/biberk-vs-marsh) — sibling comparison
- [CFC vs Founder Shield](https://thegeneralaverage.com/compare/cfc-vs-foundershield) — sibling comparison
- [CFC vs Marsh](https://thegeneralaverage.com/compare/cfc-vs-marsh) — sibling comparison
- [Chubb vs Founder Shield](https://thegeneralaverage.com/compare/chubb-vs-foundershield) — sibling comparison
- [Chubb vs Marsh](https://thegeneralaverage.com/compare/chubb-vs-marsh) — sibling comparison
- [CNA vs Founder Shield](https://thegeneralaverage.com/compare/cna-vs-foundershield) — sibling comparison
- [CNA vs Marsh](https://thegeneralaverage.com/compare/cna-vs-marsh) — sibling comparison
- [Coalition vs Founder Shield](https://thegeneralaverage.com/compare/coalition-vs-foundershield) — sibling comparison
- [Coalition vs Marsh](https://thegeneralaverage.com/compare/coalition-vs-marsh) — sibling comparison
- [Corgi vs Founder Shield](https://thegeneralaverage.com/compare/corgi-vs-foundershield) — sibling comparison
- [Corgi vs Marsh](https://thegeneralaverage.com/compare/corgi-vs-marsh) — sibling comparison
- [Coterie Insurance vs Founder Shield](https://thegeneralaverage.com/compare/coterie-vs-foundershield) — sibling comparison
- [Coterie Insurance vs Marsh](https://thegeneralaverage.com/compare/coterie-vs-marsh) — sibling comparison
- [Counterpart vs Founder Shield](https://thegeneralaverage.com/compare/counterpart-vs-foundershield) — sibling comparison
- [Counterpart vs Marsh](https://thegeneralaverage.com/compare/counterpart-vs-marsh) — sibling comparison
- [Coverdash vs Founder Shield](https://thegeneralaverage.com/compare/coverdash-vs-foundershield) — sibling comparison
- [Coverdash vs Marsh](https://thegeneralaverage.com/compare/coverdash-vs-marsh) — sibling comparison
- [Cowbell vs Founder Shield](https://thegeneralaverage.com/compare/cowbell-vs-foundershield) — sibling comparison
- [Cowbell vs Marsh](https://thegeneralaverage.com/compare/cowbell-vs-marsh) — sibling comparison
- [Embroker vs Founder Shield](https://thegeneralaverage.com/compare/embroker-vs-foundershield) — sibling comparison
- [Embroker vs Marsh](https://thegeneralaverage.com/compare/embroker-vs-marsh) — sibling comparison
# Founder Shield vs Marsh: How Do They Compare for Business Insurance?
Founder Shield specializes in venture-backed companies; Marsh offers technology and executive-risk teams across business segments.
## Before You Quote
Ask each provider about eligibility, the issuing insurer, policy wording, limits, retentions, exclusions and costs for your business.
## Founder Shield vs Marsh in Brief
Founder Shield focuses on venture-backed businesses; Marsh assigns technology and executive-risk teams across several US business segments. [6](https://foundershield.com/startup-insurance/ "Startup Insurance") [4](https://baldwin.com/partnerships/ "Partnerships") [31](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") [46](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients")
## Founder Shield and Marsh Reliability Scores
These sourced assessments are shown for context; this comparison does not select a winner.
### Founder Shield Reliability Scores
Role: Broker.
Broker Reliability Score: **5.3/10** (partial score; 40% of this role's weighting included). Assessed 2026-09-22; review due 2026-10-22. Excluded factors: Identity and Authority (Current authority and applicable appointments or delegations have not been independently established across the assessed scope.); Carrier-Network Strength (The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed.).
Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/foundershield/reliability).
### Marsh Reliability Scores
Role: Broker.
Broker Reliability Score: **5.6/10** (partial score; 45% of this role's weighting included). Assessed 2026-09-22; review due 2026-10-22. Excluded factors: Carrier-Network Strength (The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed.); Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.).
Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/marsh/reliability).
## Founder Shield Review Scores for 2026
Review Score: 7.4 / 10 from 1 rated source, equally weighted.
Founder Shield has too little independent customer feedback for a reliable verdict. One positive Trustpilot review does not establish a service track record.
- Trustpilot: TrustScore 3.7 (5 stars); 1 reviews. Trustpilot profile for foundershield.com; one US customer review, categorized as insurance broker/business insurance. Period: Review 2023-03-14; none in prior 12 months. Checked 2026-09-25. [foundershield.com Reviews | Trustpilot](https://www.trustpilot.com/review/foundershield.com)
Reviewed 2026-09-25. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/foundershield/reviews).
## Marsh Review Scores for 2026
Review Score: 5.8 / 10 from 2 rated sources, equally weighted.
Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts.
- Trustpilot: TrustScore 1.3 (0–5 stars); 115 reviews. Global brand profile across products/countries, not U.S. commercial-only. Period: 35 reviews in prior 12 months. Checked 2026-09-25. [Marsh Reviews | Trustpilot](https://www.trustpilot.com/review/www.marsh.com)
- Buzdy (Google review aggregation): Google reviews shown by Buzdy 4.5 (0–5 stars); 4 reviews. Named Marsh (Hong Kong) Limited office in Quarry Bay, Hong Kong. Buzdy states ratings/counts are powered by Google. Foreign local office only; not the U.S. Marsh brokerage or a firmwide score. Period: Listing verification 2026-07-29; accessed 2026-09-25. Checked 2026-09-25. [Marsh (Hong Kong) Limited | Buzdy](https://buzdy.com/viewMerchant/marsh-hong-kong-limited-hong-kong)
Reviewed 2026-09-25. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/marsh/reviews).
## An Overview of Founder Shield and Marsh
A company entering a new funding round should ask who will update its D&O, product and geographic exposures at renewal. Founder Shield focuses on venture-stage accounts, while Marsh’s technology and executive-risk practices serve multiple market segments. [6](https://foundershield.com/startup-insurance/ "Startup Insurance") [4](https://baldwin.com/partnerships/ "Partnerships") [31](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") [46](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") Choose Founder Shield if you want venture-stage brokerage; choose Marsh if you want a team selected for your business segment.
## What Stands Out About Founder Shield and Marsh?
### Founder Shield at a Glance
- Startup programs serve companies from early venture stages through IPO. [1](https://foundershield.com/ "Founder Shield") [6](https://foundershield.com/startup-insurance/ "Startup Insurance") (Evidence: Company-reported; scope: Stated customer focus, not an audited customer census or an eligibility guarantee.; verified: 2026-09-15.)
- Review coverage as your products, business model or locations change. [19](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/ "What If Our Company Grows A Lot or Things Change During the Year?") (Evidence: Company-reported; scope: Changes FAQ. Does not establish automatic increases in limits, approval of new activities or protection without a policy change.; verified: 2026-09-15.)
### Marsh at a Glance
- Marsh helps companies across industries buy insurance and manage risk, with technology specialists and a U.S./Canada middle-market path through Marsh McLennan Agency. [29](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [31](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") [46](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [48](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") (Evidence: Company-reported; scope: Company-reported segmentation and industry marketing. Fortune 500 and revenue statistics on Marsh sites are not used here as independently verified. A middle-market MMA path is not proof that every early-stage Bay Area company will be accepted.; verified: 2026-09-16.)
- Marsh places cyber coverage and markets large digital-infrastructure property programs; MMA also brokers executive, property, casualty and benefits coverage. [36](https://www.marsh.com/en/services/cyber-risk/expertise/cyber-insurance.html "Cyber Insurance") [52](https://www.marshmma.com/us/solutions/cyber.html "Cyber Insurance | MMA") [32](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [33](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") [31](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") (Evidence: Company-reported; scope: Direct practice and product pages. Technology-page FAQs about software BOP, fidelity or commercial auto were not used as offering proof. Stratus capacity is company-stated potential access, not a bound limit for a named insured.; verified: 2026-09-16.)
## Founder Shield vs Marsh Coverage Lines Compared
| Coverage Type | Founder Shield | Marsh |
| --- | --- | --- |
| [Builders risk](https://thegeneralaverage.com/coverage/builders-risk) | Not listed | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges builders risk insurance. [54](https://www.marshmma.com/us/solutions/property.html "Property Insurance | MMA") |
| [Cargo and transit](https://thegeneralaverage.com/coverage/cargo-transit) | Listed: Founder Shield lists transit and transportation coverage for goods in transit or stored offsite. [11](https://foundershield.com/coverage/ "Coverage") | Not listed |
| [Commercial property](https://thegeneralaverage.com/coverage/commercial-property) | Listed: Founder Shield lists property insurance among its core offerings. [11](https://foundershield.com/coverage/ "Coverage") | Listed: Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance. [54](https://www.marshmma.com/us/solutions/property.html "Property Insurance | MMA") [32](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [33](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") |
| [Contract frustration](https://thegeneralaverage.com/coverage/contract-frustration) | Listed: Founder Shield lists Key Person & Contract Frustration among its specialized offerings. [11](https://foundershield.com/coverage/ "Coverage") | Not listed |
| [Crime](https://thegeneralaverage.com/coverage/crime) | Listed: Founder Shield lists crime insurance among its core offerings. [11](https://foundershield.com/coverage/ "Coverage") | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime insurance. [53](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") |
| [Cyber liability](https://thegeneralaverage.com/coverage/cyber) | Listed: Founder Shield lists cyber liability among its core offerings. [11](https://foundershield.com/coverage/ "Coverage") | Listed: Marsh arranges cyber insurance. [36](https://www.marsh.com/en/services/cyber-risk/expertise/cyber-insurance.html "Cyber Insurance") [52](https://www.marshmma.com/us/solutions/cyber.html "Cyber Insurance | MMA") |
| [Digital assets](https://thegeneralaverage.com/coverage/digital-assets) | Listed: Founder Shield lists digital-asset insurance among its specialized offerings. [11](https://foundershield.com/coverage/ "Coverage") | Not listed |
| [Directors and officers](https://thegeneralaverage.com/coverage/directors-officers) | Listed: Founder Shield lists directors and officers insurance among its core offerings. [11](https://foundershield.com/coverage/ "Coverage") | Listed: Marsh arranges directors and officers liability insurance. [39](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [53](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") |
| [Employee health and benefits](https://thegeneralaverage.com/coverage/employee-health-benefits) | Listed: Founder Shield lists Employee Health & Benefits among its services. [11](https://foundershield.com/coverage/ "Coverage") | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges employee health and benefits programs. [57](https://www.marshmma.com/us/services/employee-health-and-benefits.html "Employee Health & Benefits Group Insurance | MMA") [50](https://www.marshmma.com/us/mma/about-us.html "Who We Are | MMA") [46](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") |
| [Employment practices liability](https://thegeneralaverage.com/coverage/employment-practices) | Listed: Founder Shield lists employment practices liability among its core coverage services. [11](https://foundershield.com/coverage/ "Coverage") | Listed: Marsh arranges employment practices liability insurance. [40](https://www.marsh.com/en/services/financial-professional-liability/expertise/employment-practices-liability.html "Employment Practices Liability") [53](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") |
| [Equipment breakdown](https://thegeneralaverage.com/coverage/equipment-breakdown) | Not listed | Listed: Marsh arranges equipment breakdown insurance, including for data centers. [32](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") |
| [Fidelity bonds](https://thegeneralaverage.com/coverage/fidelity-bonds) | Listed: Founder Shield lists ERISA fidelity bonds among its specialized coverages. [11](https://foundershield.com/coverage/ "Coverage") | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime and fidelity coverage. [53](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") |
| [Fiduciary liability](https://thegeneralaverage.com/coverage/fiduciary) | Listed: Founder Shield lists fiduciary liability among its core coverages. [11](https://foundershield.com/coverage/ "Coverage") | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges fiduciary liability insurance. [53](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") |
| [General liability](https://thegeneralaverage.com/coverage/general-liability) | Listed: Founder Shield lists general liability among its core coverage offerings. [11](https://foundershield.com/coverage/ "Coverage") | Listed: Marsh arranges general liability insurance, including for data centers. [32](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") |
| [Generative AI liability](https://thegeneralaverage.com/coverage/generative-ai-liability) | Listed: Founder Shield markets generative-AI liability for US businesses with revenue up to $10 billion that use generative AI but do not sell it as a standalone product. [14](https://foundershield.com/coverage/generative-ai-liability-insurance/ "Generative AI Liability Insurance") | Not listed |
| [Hired and non-owned auto](https://thegeneralaverage.com/coverage/hired-non-owned-auto) | Listed: Founder Shield lists hired and non-owned auto among its specialized coverage offerings. [11](https://foundershield.com/coverage/ "Coverage") | Not listed |
| [Intellectual property](https://thegeneralaverage.com/coverage/intellectual-property) | Listed: Founder Shield arranges intellectual property insurance. [11](https://foundershield.com/coverage/ "Coverage") | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges intellectual property insurance. [53](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") |
| [Key person](https://thegeneralaverage.com/coverage/key-person) | Listed: Founder Shield lists key person insurance among its specialized coverages. [11](https://foundershield.com/coverage/ "Coverage") | Not listed |
| [Kidnap and ransom](https://thegeneralaverage.com/coverage/kidnap-ransom) | Not listed | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges kidnap and ransom insurance. [53](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") |
| [Last-mile delivery](https://thegeneralaverage.com/coverage/last-mile-delivery) | Listed: Founder Shield lists last-mile delivery among its specialized coverage offerings. [11](https://foundershield.com/coverage/ "Coverage") | Not listed |
| [Management liability](https://thegeneralaverage.com/coverage/management-liability) | Not listed | Listed: Marsh arranges management liability insurance. [53](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") [42](https://www.marsh.com/en/services/financial-professional-liability.html "Financial & Professional Liability") |
| [Media liability](https://thegeneralaverage.com/coverage/media) | Listed: Founder Shield arranges media liability insurance for content creators. [28](https://foundershield.com/coverage/content-creator/ "Content Creator Insurance") | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges media liability insurance. [53](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") |
| [Product liability](https://thegeneralaverage.com/coverage/product-liability) | Listed: Founder Shield lists product liability insurance. [11](https://foundershield.com/coverage/ "Coverage") | Not listed |
| [Professional errors and omissions (E&O)](https://thegeneralaverage.com/coverage/professional-errors-omissions) | Listed: Founder Shield lists errors and omissions for lawsuits alleging inferior work or service. [11](https://foundershield.com/coverage/ "Coverage") | Listed: Marsh arranges professional errors and omissions insurance. [41](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [53](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") |
| [Representations and warranties](https://thegeneralaverage.com/coverage/representations-warranties) | Listed: Founder Shield lists representations and warranties insurance for mergers and acquisitions. [11](https://foundershield.com/coverage/ "Coverage") | Not listed |
| [Surety bonds](https://thegeneralaverage.com/coverage/surety-bonds) | Not listed | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges contract and commercial surety bonds. [32](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [56](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") |
| [Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions) | Not listed | Listed: Marsh arranges technology errors and omissions insurance. [32](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [41](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") |
| [Umbrella and excess liability](https://thegeneralaverage.com/coverage/umbrella-excess) | Listed: Founder Shield lists umbrella insurance. [11](https://foundershield.com/coverage/ "Coverage") | Not listed |
| [Venture capital asset protection](https://thegeneralaverage.com/coverage/venture-capital-asset-protection) | Listed: Founder Shield lists venture capital asset protection for management and investment-advisory liability. [11](https://foundershield.com/coverage/ "Coverage") | Not listed |
| [Virtual care and telehealth](https://thegeneralaverage.com/coverage/virtual-care-telehealth) | Listed: Founder Shield lists virtual care and telehealth insurance for tech-enabled healthcare companies. [11](https://foundershield.com/coverage/ "Coverage") | Not listed |
| [Workers’ compensation](https://thegeneralaverage.com/coverage/workers-compensation) | Listed: Founder Shield lists workers’ compensation insurance. [11](https://foundershield.com/coverage/ "Coverage") | Listed: Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance. [55](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover | MMA") |
A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.
## Founder Shield and Marsh Coverage, Line by Line
- [Founder Shield Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/commercial-property)
- [Marsh Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/marsh/commercial-property)
- [Founder Shield Crime Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/crime)
- [Marsh Crime Insurance](https://thegeneralaverage.com/insurance-providers/marsh/crime)
- [Founder Shield Cyber Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/cyber)
- [Marsh Cyber Insurance](https://thegeneralaverage.com/insurance-providers/marsh/cyber)
- [Founder Shield D&O Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/directors-officers)
- [Marsh D&O Insurance](https://thegeneralaverage.com/insurance-providers/marsh/directors-officers)
- [Founder Shield Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/foundershield/employee-health-benefits)
- [Marsh Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/marsh/employee-health-benefits)
- [Founder Shield Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/employment-practices)
- [Marsh Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/employment-practices)
- [Founder Shield Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/foundershield/fidelity-bonds)
- [Marsh Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/marsh/fidelity-bonds)
- [Founder Shield Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/fiduciary)
- [Marsh Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/fiduciary)
- [Founder Shield General Liability Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/general-liability)
- [Marsh General Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/general-liability)
- [Founder Shield Intellectual Property Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/intellectual-property)
- [Marsh Intellectual Property Insurance](https://thegeneralaverage.com/insurance-providers/marsh/intellectual-property)
- [Founder Shield Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/media)
- [Marsh Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/media)
- [Founder Shield Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/professional-errors-omissions)
- [Marsh Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/marsh/professional-errors-omissions)
- [Founder Shield Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/foundershield/workers-compensation)
- [Marsh Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/marsh/workers-compensation)
## Optional Spot Service Handoff
Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://spot.insure/pricing.md). The company decides what to buy; Spot does not automatically bind coverage.
## Key Differences Between Founder Shield and Marsh
### A Financing Round Needs More Than a D&O Label
Founder Shield’s D&O guidance distinguishes individual, company-reimbursement and entity protection and flags major-shareholder exclusions. Marsh offers D&O program design for private and public companies. Ask both advisers to show how the offered wording treats the new board and ownership structure. Neither a startup focus nor a public-company practice guarantees that the proposed policy covers a particular investor dispute. [13](https://foundershield.com/coverage/directors-and-officers-insurance/ "Directors & Officers Insurance") [39](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)")
### New Products Need an Explicit Coverage Review
Founder Shield asks clients to report new products, business-model changes and entry into new territories. Marsh’s Technology Practice describes sector-specific advice, including professional liability. Agree on who reviews those changes between renewals and what written confirmation follows. For AI-related work, Founder Shield’s separately marketed generative-AI product is for users and excludes sellers of AI; it should not be assumed to solve an AI vendor’s professional exposure. [19](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/ "What If Our Company Grows A Lot or Things Change During the Year?") [14](https://foundershield.com/coverage/generative-ai-liability-insurance/ "Generative AI Liability Insurance") [31](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") [41](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability")
### Group Capabilities Must Become an Account Agreement
Founder Shield’s terms use differing contracting and producer names. Marsh also uses multiple US legal names and distinguishes its core operations from MMA. Ask which entity and team will handle the engagement, what outside specialists are included and how compensation works. Group affiliation alone does not establish access to every advertised resource or insurer. [2](https://foundershield.com/terms-of-service/ "Terms of Service") [46](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [45](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency")
## What Should You Confirm in Founder Shield and Marsh Quotes?
Request the assigned advisers, California placement route, insurer shortlist, D&O forms and a written process for reviewing business changes. Define renewal preparation, certificate review and claims assistance in the service scope, with all fees disclosed. Founder Shield’s application-time marketing and Marsh’s inquiry-response statement are not binding deadlines for your coverage. [6](https://foundershield.com/startup-insurance/ "Startup Insurance") [18](https://foundershield.com/insurance-faqs/general-faqs/how-do-i-get-a-certificates-of-insurance/ "How Do I Get a Certificates of Insurance?") [44](https://www.marsh.com/en/contact-us/contact-select/business-form.html "Business inquiries")
## Founder Shield vs Marsh Services Compared
What each provider documents about the services you may need.
| Criteria | Founder Shield | Marsh |
| --- | --- | --- |
| Business role | Founder Shield helps businesses choose and arrange insurance with insurers; its terms say it does not insure risks or decide whether claims are covered. [1](https://foundershield.com/ "Founder Shield") [2](https://foundershield.com/terms-of-service/ "Terms of Service") (Evidence: Company-reported; scope: Brand’s documented intermediary role. No assertion of current state licensure or universal underwriting authority.; verified: 2026-09-15.)
Founder Shield is part of The Baldwin Group, which lists it among acquired firms; Founder Shield describes its role as the group’s innovation arm. [3](https://foundershield.com/about-us/ "About Us") [4](https://baldwin.com/partnerships/ "Partnerships") (Evidence: Company-reported; scope: Current brand relationship corroborated by the group’s own site. No claim about ultimate investors, public listing status or a current intermediary ownership chain.; verified: 2026-09-15.)
Confirm the producer for your account: Founder Shield’s terms identify The Baldwin Group Specialty Solutions, LLC, while its license disclosures identify Foundershield LLC. [2](https://foundershield.com/terms-of-service/ "Terms of Service") [24](https://www.dfs.ny.gov/system/files/documents/2025/08/da20250821.pdf "Disciplinary Actions Issued August 21, 2025") (Evidence: Not found in reviewed sources; scope: The retained terms and licensing sources disclose those names separately. They do not establish a subsidiary relationship, merger, successor relationship or the producer for a particular account.; verified: 2026-09-29.)
If regulatory compliance matters to your selection, note that New York DFS fined Foundershield LLC $36,600 for late excess-line filings covering 2019–2023; the 2025 consent order concerns filing compliance, not claims payment. [24](https://www.dfs.ny.gov/system/files/documents/2025/08/da20250821.pdf "Disciplinary Actions Issued August 21, 2025") (Evidence: Verified; scope: August 21, 2025 disciplinary notice, PDF page 6, visually checked against the original. Does not establish current license status, remediation, policy invalidity or a pattern of claims conduct.; verified: 2026-09-15.) | Marsh’s US compensation guide states that, as an insurance broker, Marsh’s role is to facilitate placement of insurance coverage on behalf of clients. The transparency page describes determining appropriate insurers and negotiating with those insurers. Marsh is not identified in these sources as the insurer that issues or pays the policy. [46](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [45](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [30](https://www.marsh.com/risk-home.html "Marsh Risk | Global Leader in Insurance Broking and Risk Management") (Evidence: Company-reported; scope: US client-compensation and transparency disclosures. Affinity/Amazon administrator language is a separate program role and is not treated as the default retail relationship.; verified: 2026-09-16.)
Current Marsh materials use more than one US legal name. The compensation guide (copyright 2024, Marsh LLC) refers to Marsh LLC and Marsh USA LLC entering client agreements. The transparency page instead names Marsh LLC and Marsh USA Inc. Marsh McLennan Agency is described as a wholly owned Marsh subsidiary. A 2006 California decision caption used MARSH USA, INC., dba MARSH RISK AND INSURANCE SERVICES, license 0437153. Confirm the exact contracting producer on the proposal and license documents; current California license status remains unverified. [46](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [45](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [47](https://affinity.marsh.com/affinity/licensing.html "Licensing") [48](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") [29](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [59](https://www.insurance.ca.gov/0250-insurers/0500-legal-info/0600-decision-ruling/0100-precedential/intro-disp05047170-ap.cfm "MARSH USA INC") (Evidence: Conflicting sources; scope: Unresolved Inc. versus LLC naming. Affinity’s Marsh USA LLC license table is company-reported as of 8 March 2024 and is not a CDI live lookup. Brand unification in January 2026 is described as a brand change, not a change in business structure.; verified: 2026-09-16.) |
| Coverage lines | You can ask Founder Shield about general liability, property, workers’ compensation, cyber, E&O, D&O, EPL, fiduciary, crime and specialty options such as IP, product, delivery, acquisition and venture-capital coverage. [11](https://foundershield.com/coverage/ "Coverage") (Evidence: Company-reported; scope: Published offer categories only. Coverage availability, limits and wording are carrier- and risk-specific; no blanket package entitlement.; verified: 2026-09-15.)
Founder Shield offers individual policies or startup packages and says it can adjust limits, deductibles and endorsements to fit a business’s needs. [12](https://foundershield.com/insurance-faqs/general-faqs/how-do-we-purchase-a-la-carte-commercial-insurance/ "How Do We Purchase “A La Carte” Commercial Insurance?") (Evidence: Company-reported; scope: Endorsements are changes to policy wording. Customization is company-described, not automatic insurer acceptance of every requested term.; verified: 2026-09-15.)
When comparing D&O, check whether your quote protects individual directors, reimburses the company when it indemnifies them and covers the company itself; Founder Shield flags major-shareholder claims as an exclusion, and the form controls. [13](https://foundershield.com/coverage/directors-and-officers-insurance/ "Directors & Officers Insurance") (Evidence: Company-reported; scope: D&O educational product page, not a proprietary Founder Shield specimen. No universal Side C wording, exclusion threshold, retention or form number established.; verified: 2026-09-15.)
US businesses using AI internally may fit Founder Shield’s standalone generative-AI liability product up to $10 billion revenue; AI sellers, standard cyberattacks and intentional misuse are excluded. [14](https://foundershield.com/coverage/generative-ai-liability-insurance/ "Generative AI Liability Insurance") (Evidence: Company-reported; scope: Company product summary; a business that both sells and uses AI needs account-specific eligibility review. Do not treat broad AI-industry marketing as acceptance into this product.; verified: 2026-09-15.)
For AI liability, check when claims must be made and reported and whether defense costs reduce your limit; Founder Shield lists potential AI-output, IP, defamation, data-disclosure, injury and property-damage exposures. [14](https://foundershield.com/coverage/generative-ai-liability-insurance/ "Generative AI Liability Insurance") (Evidence: Company-reported; scope: Product description only. No specimen policy inspected; exact reporting windows, definitions, exclusions, sublimits and retention remain quote-specific.; verified: 2026-09-15.)
Confirm whether regulatory violations are covered: Founder Shield lists five AI coverage categories, while Testudo’s current broker page lists six and adds that category; the proposed form controls. [14](https://foundershield.com/coverage/generative-ai-liability-insurance/ "Generative AI Liability Insurance") [15](https://www.testudo.co/brokers "AI Liability Insurance for Brokers") (Evidence: Conflicting sources; scope: Unresolved difference between linked distributor and underwriting-provider summaries as accessed September 15, 2026. Could reflect different versions or scope; no inference that every Founder Shield quote includes or excludes the sixth agreement.; verified: 2026-09-15.) | Marsh’s Cyber Insurance practice markets brokerage of cyber policies and related analytics products. Marsh McLennan Agency’s cyber page lists solution areas such as cybercrime, extortion and ransomware, media liability, network interruption and privacy regulatory defense costs. The Technology Practice’s data-center service describes programs that can include property damage, equipment breakdown, business interruption, cyber, general liability and surety for power and interconnection obligations. Stratus is marketed as an operational property exchange for digital infrastructure with potential access to up to $10 billion of property capacity on a single placement; at launch it is focused on property, with inland marine, cyber and casualty described as possible later lines. These are marketed capabilities, not a standard startup package or guaranteed limits. [36](https://www.marsh.com/en/services/cyber-risk/expertise/cyber-insurance.html "Cyber Insurance") [52](https://www.marshmma.com/us/solutions/cyber.html "Cyber Insurance | MMA") [32](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [33](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") [31](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") (Evidence: Company-reported; scope: Direct practice and product pages. Technology-page FAQs about software BOP, fidelity or commercial auto were not used as offering proof. Stratus capacity is company-stated potential access, not a bound limit for a named insured.; verified: 2026-09-16.)
Marsh’s Directors and Officers page offers D&O program design for public, private and non-profit companies. Its Employment Practices page offers EPLI, including endorsements described for firms with more than 4,000 employees and for midsize firms with 250 to 4,000 employees. Its Professional Liability page offers E&O risk-transfer design, including for technology businesses. MMA’s executive and professional liability practice lists D&O, E&O, EPL, commercial crime/fidelity, cyber, fiduciary, media, intellectual property and kidnap-and-ransom among policies it places. Endorsement headcount bands and product labels do not establish that a particular Bay Area company qualifies or that wording is equivalent across insurers. [39](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [40](https://www.marsh.com/en/services/financial-professional-liability/expertise/employment-practices-liability.html "Employment Practices Liability") [41](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [53](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance | MMA") [42](https://www.marsh.com/en/services/financial-professional-liability.html "Financial & Professional Liability") (Evidence: Company-reported; scope: Direct Marsh F&PL expertise pages and MMA executive catalogue. Fiduciary, crime, media, IP and K&R are listed on MMA’s practice page; they were not each confirmed on a separate Marsh.com expertise URL.; verified: 2026-09-16.)
MMA’s business-insurance hub links casualty, property, surety, cyber, executive and professional liability, international placements, captives and small-business programs. Its property page covers commercial property and builders’ risk. Its casualty page includes workers’ compensation. MMA and Marsh sites also market employee health and benefits consulting and placement. MMA’s compensation-guide landing page exists for 2026 but the PDF body was not fully extracted here. [51](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance") [54](https://www.marshmma.com/us/solutions/property.html "Property Insurance | MMA") [55](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover | MMA") [56](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") [57](https://www.marshmma.com/us/services/employee-health-and-benefits.html "Employee Health & Benefits Group Insurance | MMA") [46](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") (Evidence: Company-reported; scope: MMA solution pages. Texas-office lists and business-insurance FAQ examples were not used as nationwide catalogue proof. Small-business marketing does not establish an online instant-issue product.; verified: 2026-09-16.) |
| Application process | You can start by creating an account through Founder Shield’s quote portal using Google, Microsoft or email sign-in. [7](https://apx.foundershield.com/ "Quote Portal") [8](https://apx.foundershield.com/register "Create Account") (Evidence: Verified; scope: Public interface directly observed in Chrome on September 15, 2026. No sign-in, identity-provider flow, registration submission, quote or authenticated workflow tested.; verified: 2026-09-15.)
Founder Shield says its application takes under 15 minutes, but that does not guarantee how quickly insurers will quote or when coverage can start. [6](https://foundershield.com/startup-insurance/ "Startup Insurance") (Evidence: Company-reported; scope: Startup page marketing claim. No timed application or binding exercise performed.; verified: 2026-09-15.)
To bind coverage, Founder Shield says you approve the proposal, choose payment and a start date, then sign remaining documents while its team handles insurer paperwork. [9](https://foundershield.com/insurance-faqs/general-faqs/how-do-i-bind-coverage/ "How Do I Bind Coverage?") (Evidence: Company-reported; scope: Documented general process; the actual carrier’s outstanding requirements and confirmation determine the transaction. No completed purchase observed.; verified: 2026-09-15.) | The public Marsh path to speak with a broker is an inquiry, not an online bind. Contact pages ask you to choose an inquiry type, including a sales or RFP route. The business-inquiry page says to complete a form and that a representative will respond within 48 hours; it points existing-policy certificate, billing and policy questions elsewhere. The inquiry page does not display premiums or bind coverage. The 48-hour response time is a company statement, not a binding or service guarantee. [43](https://www.marsh.com/en/contact-us/contact-select.html "Contact us inquiries") [44](https://www.marsh.com/en/contact-us/contact-select/business-form.html "Business inquiries") [49](https://www.marshmma.com/ "Marsh McLennan Agency | USA Insurance Leaders") (Evidence: Company-reported; scope: Inspected public contact-select and business-form pages on 16 September 2026 without submitting information. MMA has a separate contact page. Inquiry is not a completed insurance application.; verified: 2026-09-16.)
Marsh describes a broker-led placement: identifying insurers for the risk, negotiating coverage and price, and, in core US broking segments, disclosing quotes and premium indications received. It may share incumbent or competing insurer names, pricing objectives, expiring terms, or give an insurer a last look when it believes that is in the client’s interest or the client instructs it. Those market practices are disclosure statements, not a guaranteed outcome or turnaround. [46](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [45](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") (Evidence: Company-reported; scope: Compensation guide transparency pledges and market-activity list. Not observed live placements.; verified: 2026-09-16.) |
| Access to insurers | Founder Shield advertises access to 200+ carriers, but that does not promise your account will receive 200 quotes; its broker says it first looks for markets willing to insure your industry and risk. [6](https://foundershield.com/startup-insurance/ "Startup Insurance") [10](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: Company network and selection claims. No complete roster, direct-appointment census, market submission log or competitive quote exercise obtained.; verified: 2026-09-15.)
Founder Shield says it works exclusively with AM Best A-rated carriers; verify the current rating of the insurer named on your specific policy. [10](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: No financial-strength rating assigned to the broker, Testudo or an unnamed insurer. Ask for the exact issuing entity and verify the rating attached to that entity.; verified: 2026-09-15.)
Ask for the insurer or Lloyd’s syndicates on your quote: Founder Shield distributes the AI product and names Testudo as underwriter, while Testudo says its US entity places insurance without taking the risk. [14](https://foundershield.com/coverage/generative-ai-liability-insurance/ "Generative AI Liability Insurance") [16](https://www.testudo.co/about "About Testudo") [17](https://www.testudo.co/licenses "Licenses and Regulatory Disclosures") (Evidence: Company-reported; scope: Product-specific company disclosures. Do not equate an underwriting intermediary with a risk-bearing insurer or assign this placement chain to other Founder Shield products. Regulatory approvals and ratings are not independently established.; verified: 2026-09-15.) | Marsh and MMA describe access to multiple insurers rather than a single issuing carrier for all business. MMA says it works with a wide variety of carriers. Stratus is a prior-submit exchange in which participating insurers evaluate each risk individually; the page does not name those insurers. Marsh’s compensation and transparency pages say Marsh or affiliates may receive insurer consulting compensation and may own equity interests in certain insurers or reinsurers, with a list on the transparency site. Victor, an affiliated MGU and wholesale broker, is described as accessing markets retail Marsh US cannot offer directly; that path is documented for some programs and is not assumed for every placement. Ask for the issuing insurer, surplus-lines status and proposed forms on the quote. [51](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance") [33](https://www.marsh.com/en/industries/technology/expertise/stratus.html "Stratus") [45](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [46](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [47](https://affinity.marsh.com/affinity/licensing.html "Licensing") (Evidence: Not publicly disclosed; scope: No verified carrier panel, ratings or admitted-status schedule. Amazon/Affinity producer language is program-specific.; verified: 2026-09-16.) |
| Fees and compensation | Compare the full annual cost and payment schedule: Founder Shield says quotes generally cover one year and may offer full pay, carrier installments or outside financing. [22](https://foundershield.com/insurance-faqs/general-faqs/what-am-i-actually-getting-for-the-price-of-business-insurance/ "What Am I Actually Getting For the Price of Business Insurance?") (Evidence: Company-reported; scope: General billing description, not a quoted premium, guaranteed financing eligibility or a statement that borrowing costs are included in the insurance price.; verified: 2026-09-15.)
Ask Founder Shield for the nature and amount of commissions, fees or interest on your account; it says charges are disclosed in advance. [2](https://foundershield.com/terms-of-service/ "Terms of Service") (Evidence: Company-reported; scope: Fees and Charges section. No account-specific compensation amount or universally applicable fee schedule obtained.; verified: 2026-09-15.)
Check whether group-level fees, commissions or referral payments apply to your placement; The Baldwin Group’s disclosure describes possible volume/profitability and affiliate compensation but does not say each applies to Founder Shield. [23](https://baldwin.com/transparency-disclosure/ "Transparency & Disclosure") (Evidence: Company-reported; scope: Group-wide disclosure, not account-specific remuneration. Client fees can be in lieu of or additional to retail commissions. No inferred misconduct or automatic financial conflict outcome.; verified: 2026-09-15.) | Marsh’s US compensation guide says it may be paid by insurer retail commissions, client fees (often in a written Client Service Agreement, sometimes crediting commissions), wholesale commissions, insurer consulting compensation, supplemental commissions, compensation for facilities or other insurer arrangements, interest on premium accounts, and other benefits. Marsh says it does not accept contingent commissions on domestic placements for US clients in core broking operations, except for employee health and benefits or when acting as managing general agent or underwriting manager; Marsh McLennan Agency does accept contingent commissions. Standard public premium ranges or a startup fee schedule were not found. Request an account-specific disclosure of commissions, fees, contingent or supplemental amounts, premium finance charges and any affiliated-market compensation. [46](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [45](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html "Leading the Way in Transparency") [58](https://www.marshmma.com/us/compensation-guide.html "Complete 2026 Agency Compensation Guide | MMA") (Evidence: Company-reported; scope: US compensation guide as of the 2024 copyright PDF retrieved 16 September 2026. MMA’s 2026 guide landing page was reviewed; the MMA PDF itself was not fully extracted. Absence of a public price is not zero cost.; verified: 2026-09-16.) |
## Provider Profiles for Founder Shield and Marsh
- [What Is Founder Shield Insurance?](https://thegeneralaverage.com/insurance-providers/foundershield)
- [What Is Marsh?](https://thegeneralaverage.com/insurance-providers/marsh)
## Comparisons Related to Founder Shield vs Marsh
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- [The Baldwin Group vs Founder Shield](https://thegeneralaverage.com/compare/baldwin-vs-foundershield)
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- [Beazley vs Founder Shield](https://thegeneralaverage.com/compare/beazley-vs-foundershield)
- [Beazley vs Marsh](https://thegeneralaverage.com/compare/beazley-vs-marsh)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-foundershield)
- [Berkshire Hathaway Specialty Insurance vs Marsh](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-marsh)
- [biBerk vs Founder Shield](https://thegeneralaverage.com/compare/biberk-vs-foundershield)
- [biBerk vs Marsh](https://thegeneralaverage.com/compare/biberk-vs-marsh)
- [CFC vs Founder Shield](https://thegeneralaverage.com/compare/cfc-vs-foundershield)
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- [Chubb vs Founder Shield](https://thegeneralaverage.com/compare/chubb-vs-foundershield)
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- [CNA vs Founder Shield](https://thegeneralaverage.com/compare/cna-vs-foundershield)
- [CNA vs Marsh](https://thegeneralaverage.com/compare/cna-vs-marsh)
- [Coalition vs Founder Shield](https://thegeneralaverage.com/compare/coalition-vs-foundershield)
- [Coalition vs Marsh](https://thegeneralaverage.com/compare/coalition-vs-marsh)
- [Corgi vs Founder Shield](https://thegeneralaverage.com/compare/corgi-vs-foundershield)
- [Corgi vs Marsh](https://thegeneralaverage.com/compare/corgi-vs-marsh)
- [Coterie Insurance vs Founder Shield](https://thegeneralaverage.com/compare/coterie-vs-foundershield)
- [Coterie Insurance vs Marsh](https://thegeneralaverage.com/compare/coterie-vs-marsh)
- [Counterpart vs Founder Shield](https://thegeneralaverage.com/compare/counterpart-vs-foundershield)
- [Counterpart vs Marsh](https://thegeneralaverage.com/compare/counterpart-vs-marsh)
- [Coverdash vs Founder Shield](https://thegeneralaverage.com/compare/coverdash-vs-foundershield)
- [Coverdash vs Marsh](https://thegeneralaverage.com/compare/coverdash-vs-marsh)
- [Cowbell vs Founder Shield](https://thegeneralaverage.com/compare/cowbell-vs-foundershield)
- [Cowbell vs Marsh](https://thegeneralaverage.com/compare/cowbell-vs-marsh)
- [Embroker vs Founder Shield](https://thegeneralaverage.com/compare/embroker-vs-foundershield)
- [Embroker vs Marsh](https://thegeneralaverage.com/compare/embroker-vs-marsh)
## Sources for Founder Shield vs Marsh
### [Founder Shield Official Website](https://foundershield.com)
1. [Founder Shield](https://foundershield.com/). Founder Shield; Opening broker description; Specialized Practices; Smart Tech, Smarter People; quote and sign-in links. Accessed 2026-09-15.
2. [Terms of Service](https://foundershield.com/terms-of-service/). Founder Shield; Opening agreement; License Status; Representations and Disclaimers Related to Products or Services; Fees and Charges; Void Where Prohibited. Accessed 2026-09-15.
3. [About Us](https://foundershield.com/about-us/). Founder Shield; Opening description and Charting Your path from MVP to IPO. Accessed 2026-09-15.
4. [Partnerships](https://baldwin.com/partnerships/). The Baldwin Group; Brand-change introduction and 2020–2024 acquisitions list, Founder Shield entry. Accessed 2026-09-15.
5. [List of Subsidiaries as of February 26, 2026](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/exhibit-211fy2025q4.htm). The Baldwin Insurance Group, Inc. (SEC filing); Exhibit 21.1, list as of February 26, 2026: The Baldwin Group Specialty Solutions, LLC, Florida. Accessed 2026-09-15.
6. [Startup Insurance](https://foundershield.com/startup-insurance/). Founder Shield; What Coverage Does your Startup Need?; Why Startups Choose Founder Shield; Industries We Serve; Essential Policies to Consider section. Accessed 2026-09-15.
7. [Quote Portal](https://apx.foundershield.com/). Founder Shield; Public landing screen, Create Account and Sign In links. Accessed 2026-09-15.
8. [Create Account](https://apx.foundershield.com/register). Founder Shield; Public registration screen: Google, Microsoft, email and password options. Accessed 2026-09-15.
9. [How Do I Bind Coverage?](https://foundershield.com/insurance-faqs/general-faqs/how-do-i-bind-coverage/) Founder Shield; Jonathan Selby answer, November 25, 2024: proposal approval, payment, effective date and electronic signatures. Accessed 2026-09-15.
10. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/) Founder Shield; Jonathan Selby answer, November 25, 2024: appetite, stated rating standard and carrier-selection criteria. Accessed 2026-09-15.
11. [Coverage](https://foundershield.com/coverage/). Founder Shield; Core Coverage: Crime Insurance, Cyber Liability, Directors & Officers, Employment Practices Liability, Fiduciary Liability, General Liability, Property Insurance; Specialized Coverage: Digital Asset Insurance, ERISA Fidelity Bond, Hired & Non-Owned Auto, Intellectual Property, Key Person & Contract Frustration, Last-Mile Delivery Insurance, Transit & Transportation; product cards: Errors & Omissions, Product Liability, Representations and Warranties, Umbrella Insurance, VCAP, Virtual Care & Telehealth Insurance, Workers Compensation; Health & Benefits: Employee Health & Benefits; Get a Quote and Learn More links. Accessed 2026-09-16.
12. [How Do We Purchase “A La Carte” Commercial Insurance?](https://foundershield.com/insurance-faqs/general-faqs/how-do-we-purchase-a-la-carte-commercial-insurance/) Founder Shield; Jonathan Selby answer, November 25, 2024: individual coverages, limits, deductibles and endorsements. Accessed 2026-09-15.
13. [Directors & Officers Insurance](https://foundershield.com/coverage/directors-and-officers-insurance/). Founder Shield; What Does D&O Insurance Cover?; Major Shareholder Exclusion; D&O Insurance Cost and Enhancements. Accessed 2026-09-15.
14. [Generative AI Liability Insurance](https://foundershield.com/coverage/generative-ai-liability-insurance/). Founder Shield; Who Needs Generative AI Liability Insurance Coverage?; five coverage categories; Generative AI Liability Policy; What Does A Generative AI Liability Policy Not Cover?; Speak with a Generative AI Liability Insurance Broker; Get a Quote. Accessed 2026-09-16.
15. [AI Liability Insurance for Brokers](https://www.testudo.co/brokers). Testudo; What does the policy cover? (six insuring agreements); Limits & pricing; target customers; application materials via Broker Platform. Accessed 2026-09-15.
16. [About Testudo](https://www.testudo.co/about). Testudo; What we do; Coverage you can rely on when it matters. Accessed 2026-09-15.
17. [Licenses and Regulatory Disclosures](https://www.testudo.co/licenses). Testudo; United States entity and non-risk-bearing role; United Kingdom entity disclosure. Accessed 2026-09-15.
18. [How Do I Get a Certificates of Insurance?](https://foundershield.com/insurance-faqs/general-faqs/how-do-i-get-a-certificates-of-insurance/) Founder Shield; Luke Kaltreider answer, November 25, 2024: email requests, contract wording and endorsement needs. Accessed 2026-09-15.
19. [What If Our Company Grows A Lot or Things Change During the Year?](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/) Founder Shield; Carl Niedbala answer, November 25, 2024: operational changes and coverage adjustments. Accessed 2026-09-15.
20. [The Ultimate Business Insurance Renewal Checklist for Startups](https://foundershield.com/blog/business-insurance-renewal-checklist-for-startups/). Founder Shield; January 12, 2026; Know Your Part in the Renewal Process; The Early Start Advantage (60–90 days). Accessed 2026-09-15.
21. [Claims](https://foundershield.com/claims/). Founder Shield; Our Approach; How We Support Claims Management, steps 1–5; Make a claim link. Accessed 2026-09-15.
22. [What Am I Actually Getting For the Price of Business Insurance?](https://foundershield.com/insurance-faqs/general-faqs/what-am-i-actually-getting-for-the-price-of-business-insurance/) Founder Shield; Carl Niedbala answer, November 25, 2024: policy period, quoted charges, installments and premium financing. Accessed 2026-09-15.
23. [Transparency & Disclosure](https://baldwin.com/transparency-disclosure/). The Baldwin Group; Effective January 1, 2026; How The Baldwin Group is Compensated, including client fees, contingent commissions, affiliate services and referral fees. Accessed 2026-09-15.
24. [Disciplinary Actions Issued August 21, 2025](https://www.dfs.ny.gov/system/files/documents/2025/08/da20250821.pdf). New York State Department of Financial Services; Page 6 of 12, Region: New York, Foundershield LLC; $36,600 fine; consent order approved June 26, 2025. Accessed 2026-09-15.
25. [Insurance License Search](https://myportal.dfs.ny.gov/nylinxext/elsearch.alis). New York State Department of Financial Services; Producer-search entry point. Accessed 2026-09-15.
26. [License](https://baldwin.com/license/). The Baldwin Group; California entity/license table; neither Foundershield LLC nor The Baldwin Group Specialty Solutions, LLC is listed. Accessed 2026-09-15.
27. [Surplus Lines](https://content.naic.org/insurance-topics/surplus-lines). National Association of Insurance Commissioners; Background, Issue; updated October 27, 2025: nonadmitted specialized insurers cover risks unavailable in the admitted market. Accessed 2026-09-15.
28. [Content Creator Insurance](https://foundershield.com/coverage/content-creator/). Founder Shield; Content Creator Insurance product introduction; What Is Content Creator Insurance? FAQ: media liability coverage for creators. Accessed 2026-09-16.
### [Marsh Official Website](https://www.marsh.com/en/home.html)
29. [Marsh | Leader in risk, strategy, people, and investments](https://www.marsh.com/en/home.html). Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
30. [Marsh Risk | Global Leader in Insurance Broking and Risk Management](https://www.marsh.com/risk-home.html). Marsh; Opening advice, analytics and insurance positioning; Our services: consulting, brokerage and claims advocacy; Talk to us sales/RFP inquiry. Accessed 2026-09-16.
31. [Technology | Insurance Broking & Risk Management](https://www.marsh.com/en/industries/technology.html). Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
32. [Data center insurance and risk management](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html). Marsh; Managing data center risk; Closing the gaps in conventional coverage (property, casualty, technology E&O); Derisking power purchase agreement and interconnection obligations; FAQs: What does data center insurance typically cover? (property damage, equipment breakdown, business interruption, cyber, general liability). Accessed 2026-09-16.
33. [Stratus](https://www.marsh.com/en/industries/technology/expertise/stratus.html). Marsh; Operational property insurance exchange for digital infrastructure; up to $10 billion single-placement capacity; prior-submit exchange; Nimbus construction-phase counterpart; launch focused on property. Accessed 2026-09-16.
34. [Fintech Industry Insurance](https://www.marsh.com/en/industries/technology/expertise/fintech-industry-insurance.html). Marsh; Practice positioning for fintech insurance advice; UK-centric client examples; contact CTA. Accessed 2026-09-16.
35. [Cyber Risk](https://www.marsh.com/en/services/cyber-risk.html). Marsh; Practice overview; expertise links including Cyber Insurance and Claims and Incident Management; ransomware FAQ. Accessed 2026-09-16.
36. [Cyber Insurance](https://www.marsh.com/en/services/cyber-risk/expertise/cyber-insurance.html). Marsh; Opening brokerage positioning; products list including Cyber Pathway, Cyber Accelerate, Claims Advocacy, CyberPort. Accessed 2026-09-16.
37. [Claims Advocacy](https://www.marsh.com/en/services/cyber-risk/expertise/claims-advocacy.html). Marsh; Cyber claims specialists advocating with insurers; review claims, litigation management, proof of loss with forensic accountants. Accessed 2026-09-16.
38. [Claims Management](https://www.marsh.com/en/services/claims-management.html). Marsh; Claims management as advisor between business, insurer and TPA; listed claim types including property, cyber, worker injury, directors liability. Accessed 2026-09-16.
39. [Directors and Officers Liability (D&O)](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html). Marsh; Opening D&O placement for public, private and non-profit companies; US D&O Product Leader listed. Accessed 2026-09-16.
40. [Employment Practices Liability](https://www.marsh.com/en/services/financial-professional-liability/expertise/employment-practices-liability.html). Marsh; What we offer: EPLI placement; Global Leaders Endorsement (>4,000 employees) and Leaders Preferred Endorsement (250–4,000 employees). Accessed 2026-09-16.
41. [Professional liability](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html). Marsh; What We Offer: design risk-transfer solutions; specialist industries including technology. Accessed 2026-09-16.
42. [Financial & Professional Liability](https://www.marsh.com/en/services/financial-professional-liability.html). Marsh; Practice introduction for executive insurance advisory; FAQ distinguishing management liability, D&O and EPL. Accessed 2026-09-16.
43. [Contact us inquiries](https://www.marsh.com/en/contact-us/contact-select.html). Marsh; Please select your type of inquiry; sales/RFP card; page metadata legal name Marsh LLC; link to the business inquiry form. Accessed 2026-09-16.
44. [Business inquiries](https://www.marsh.com/en/contact-us/contact-select/business-form.html). Marsh; Please complete this form and a Marsh representative will respond within 48 hours; sales/RFP inquiry; separate path for certificates, policies and billing. Accessed 2026-09-16.
45. [Leading the Way in Transparency](https://www.marsh.com/us/about-marsh/leading-the-way-in-transparency.html). Marsh; Placement process; Marsh LLC and Marsh USA Inc. client agreements; Compensation Guide for US Clients; MarketConnect/Market Match insurer consulting; equity-interest disclosure. Accessed 2026-09-16.
46. [Compensation guide for US clients](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf). Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
47. [Licensing](https://affinity.marsh.com/affinity/licensing.html). Marsh Affinity; Marsh USA LLC producer license table as of 03/08/2024, including CA 437153. Accessed 2026-09-16.
48. [Marsh McLennan Agency (MMA)](https://www.marsh.com/en/services/marsh-mclennan-agency.html). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
49. [Marsh McLennan Agency | USA Insurance Leaders](https://www.marshmma.com/). Marsh McLennan Agency; Specialists in insurance, employee benefits and retirement; Contact Us. Accessed 2026-09-16.
50. [Who We Are | MMA](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Business of Marsh (NYSE: MRSH); business insurance, employee health & benefits, retirement & wealth, and private client solutions across the US and Canada. Accessed 2026-09-16.
51. [Business Insurance](https://www.marshmma.com/us/services/business-insurance.html). Marsh McLennan Agency; Client-focused solutions including casualty, cyber, executive & professional liability, property, surety, small business, international; works with a wide variety of carriers. Accessed 2026-09-16.
52. [Cyber Insurance | MMA](https://www.marshmma.com/us/solutions/cyber.html). Marsh McLennan Agency; Placement plus claims advocacy as carrier liaison; listed solution areas including cybercrime, ransomware, media liability, privacy regulatory defense. Accessed 2026-09-16.
53. [Expert Executive and Professional Liability Insurance | MMA](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Executive and Professional Liability introduction; Our policies include (D&O, E&O, EPL, commercial crime/fidelity, cyber, fiduciary, media, IP, kidnap and ransom); D&O, Employment Practices Liability and cyber subsections. Accessed 2026-09-16.
54. [Property Insurance | MMA](https://www.marshmma.com/us/solutions/property.html). Marsh McLennan Agency; Property Insurance introduction; Commercial Property; flood, windstorm, wildfire and earthquake options; Builders’ Risk; claims advocacy; captives and parametric options; Program design expertise. Accessed 2026-09-16.
55. [Comprehensive Casualty Cover | MMA](https://www.marshmma.com/us/solutions/casualty.html). Marsh McLennan Agency; Casualty program introduction; Claims Management; Casualty Coverage: Workers’ Compensation; specialist contact. Accessed 2026-09-16.
56. [Surety Bonds to Mitigate Company Risk | MMA](https://www.marshmma.com/us/solutions/surety.html). Marsh McLennan Agency; Opening: we provide surety bonds; national market representation. Accessed 2026-09-16.
57. [Employee Health & Benefits Group Insurance | MMA](https://www.marshmma.com/us/services/employee-health-and-benefits.html). Marsh McLennan Agency; Opening employee-benefits broker positioning; Our Solutions: benefits consulting and implementation; FAQ on negotiating with carriers and selecting and implementing plans. Accessed 2026-09-16.
58. [Complete 2026 Agency Compensation Guide | MMA](https://www.marshmma.com/us/compensation-guide.html). Marsh McLennan Agency; Landing page for the 2026 MMA Compensation Guide download; premium-finance disclosure. Accessed 2026-09-16.
59. [MARSH USA INC](https://www.insurance.ca.gov/0250-insurers/0500-legal-info/0600-decision-ruling/0100-precedential/intro-disp05047170-ap.cfm). California Department of Insurance; 9 March 2006 precedential decision caption: MARSH USA, INC., dba MARSH RISK AND INSURANCE SERVICES (license #0437153). Accessed 2026-09-16.
60. [License Number Search](https://cdicloud.insurance.ca.gov/cal/LicenseNumberSearch). California Department of Insurance; Public license number search; no license-detail record returned for 437153. Accessed 2026-09-16.
Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source.
## Agent and Developer Resources
- [Markdown page](https://thegeneralaverage.com/compare/foundershield-vs-marsh.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://thegeneralaverage.com/llms.txt)