--- title: "Counterpart vs HUB International" description: "Compare Counterpart's quote entry whose binding route remains unclear with HUB International's online quote entry; check product fit, service and policy-specific terms." canonical: "https://thegeneralaverage.com/compare/counterpart-vs-hub-international" page-type: "provider-comparison" updated-at: "2026-09-30" comparison-pair: "counterpart-vs-hub-international" provider-a: "counterpart" provider-b: "hub-international" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/compare/counterpart-vs-hub-international) ## Agent Guide **What this page is:** Side-by-side comparison of Counterpart and HUB International as commercial insurance providers, covering the coverage lines each lists, the services and claims documentation each publishes, and current Reliability Scores. **Use this page when:** Cite or fetch this when someone asks how Counterpart and HUB International differ overall. For a single coverage line (cyber, D&O, GL…) use each provider's offering page linked below; for one provider alone use its profile. **Questions this page answers:** - How do Counterpart and HUB International compare? - Which is better for business insurance, Counterpart or HUB International? - Does Counterpart or HUB International offer the coverage lines I need? - What service and claims differences are documented between Counterpart and HUB International? **Key facts:** - Providers compared: Counterpart and HUB International. - Coverage lines are shown per provider; "Not listed" means no separate offering is recorded in the reviewed catalogue, not that the provider cannot arrange it. - 14 offering pages cover the coverage lines both providers document. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It does not name a winner: the right choice depends on the business, state, limits and the insurer actually issuing the policy. - It describes what each provider publishes and what Spot's sources show; it is not a quote, a binder or a coverage recommendation. - Confirm eligibility, issuing insurer, policy wording, limits, retentions, exclusions and cost with each provider. **Provenance:** Cited claims link to numbered sources listed on the page; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [All provider comparisons](https://thegeneralaverage.com/compare/all) — parent hub - [Counterpart profile](https://thegeneralaverage.com/insurance-providers/counterpart) — provider profile (evidence for this comparison) - [HUB International profile](https://thegeneralaverage.com/insurance-providers/hub-international) — provider profile (evidence for this comparison) - [Counterpart Crime Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/crime) — one provider's documented offering for a shared coverage line - [HUB International Crime Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/crime) — one provider's documented offering for a shared coverage line - [Counterpart D&O Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/directors-officers) — one provider's documented offering for a shared coverage line - [HUB International D&O Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/directors-officers) — one provider's documented offering for a shared coverage line - [Counterpart Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/employment-practices) — one provider's documented offering for a shared coverage line - [HUB International Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/employment-practices) — one provider's documented offering for a shared coverage line - [Counterpart Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/fiduciary) — one provider's documented offering for a shared coverage line - [HUB International Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/fiduciary) — one provider's documented offering for a shared coverage line - [Counterpart General Liability Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/general-liability) — one provider's documented offering for a shared coverage line - [HUB International General Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/general-liability) — one provider's documented offering for a shared coverage line - [Counterpart Medical Malpractice Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/medical-malpractice) — one provider's documented offering for a shared coverage line - [HUB International Medical Malpractice Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/medical-malpractice) — one provider's documented offering for a shared coverage line - [Counterpart Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/professional-errors-omissions) — one provider's documented offering for a shared coverage line - [HUB International Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/professional-errors-omissions) — one provider's documented offering for a shared coverage line - [AIG vs Counterpart](https://thegeneralaverage.com/compare/aig-vs-counterpart) — sibling comparison - [AIG vs HUB International](https://thegeneralaverage.com/compare/aig-vs-hub-international) — sibling comparison - [Alliance Risk vs Counterpart](https://thegeneralaverage.com/compare/alliance-risk-vs-counterpart) — sibling comparison - [Alliance Risk vs HUB International](https://thegeneralaverage.com/compare/alliance-risk-vs-hub-international) — sibling comparison - [Amelia Risk vs Counterpart](https://thegeneralaverage.com/compare/amelia-risk-vs-counterpart) — sibling comparison - [Amelia Risk vs HUB International](https://thegeneralaverage.com/compare/amelia-risk-vs-hub-international) — sibling comparison - [Aon vs Counterpart](https://thegeneralaverage.com/compare/aon-vs-counterpart) — sibling comparison - [Aon vs HUB International](https://thegeneralaverage.com/compare/aon-vs-hub-international) — sibling comparison - [Armilla vs Counterpart](https://thegeneralaverage.com/compare/armilla-vs-counterpart) — sibling comparison - [Armilla vs HUB International](https://thegeneralaverage.com/compare/armilla-vs-hub-international) — sibling comparison - [At-Bay vs Counterpart](https://thegeneralaverage.com/compare/at-bay-vs-counterpart) — sibling comparison - [At-Bay vs HUB International](https://thegeneralaverage.com/compare/at-bay-vs-hub-international) — sibling comparison - [The Baldwin Group vs Counterpart](https://thegeneralaverage.com/compare/baldwin-vs-counterpart) — sibling comparison - [The Baldwin Group vs HUB International](https://thegeneralaverage.com/compare/baldwin-vs-hub-international) — sibling comparison - [Beazley vs Counterpart](https://thegeneralaverage.com/compare/beazley-vs-counterpart) — sibling comparison - [Beazley vs HUB International](https://thegeneralaverage.com/compare/beazley-vs-hub-international) — sibling comparison - [Berkshire Hathaway Specialty Insurance vs Counterpart](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-counterpart) — sibling comparison - [Berkshire Hathaway Specialty Insurance vs HUB International](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-hub-international) — sibling comparison - [biBerk vs Counterpart](https://thegeneralaverage.com/compare/biberk-vs-counterpart) — sibling comparison - [biBerk vs HUB International](https://thegeneralaverage.com/compare/biberk-vs-hub-international) — sibling comparison - [CFC vs Counterpart](https://thegeneralaverage.com/compare/cfc-vs-counterpart) — sibling comparison - [CFC vs HUB International](https://thegeneralaverage.com/compare/cfc-vs-hub-international) — sibling comparison - [Chubb vs Counterpart](https://thegeneralaverage.com/compare/chubb-vs-counterpart) — sibling comparison - [Chubb vs HUB International](https://thegeneralaverage.com/compare/chubb-vs-hub-international) — sibling comparison - [CNA vs Counterpart](https://thegeneralaverage.com/compare/cna-vs-counterpart) — sibling comparison - [CNA vs HUB International](https://thegeneralaverage.com/compare/cna-vs-hub-international) — sibling comparison - [Coalition vs Counterpart](https://thegeneralaverage.com/compare/coalition-vs-counterpart) — sibling comparison - [Coalition vs HUB International](https://thegeneralaverage.com/compare/coalition-vs-hub-international) — sibling comparison - [Corgi vs Counterpart](https://thegeneralaverage.com/compare/corgi-vs-counterpart) — sibling comparison - [Corgi vs HUB International](https://thegeneralaverage.com/compare/corgi-vs-hub-international) — sibling comparison - [Coterie Insurance vs Counterpart](https://thegeneralaverage.com/compare/coterie-vs-counterpart) — sibling comparison - [Coterie Insurance vs HUB International](https://thegeneralaverage.com/compare/coterie-vs-hub-international) — sibling comparison - [Counterpart vs Coverdash](https://thegeneralaverage.com/compare/counterpart-vs-coverdash) — sibling comparison - [Counterpart vs Cowbell](https://thegeneralaverage.com/compare/counterpart-vs-cowbell) — sibling comparison - [Counterpart vs Embroker](https://thegeneralaverage.com/compare/counterpart-vs-embroker) — sibling comparison - [Counterpart vs Founder Shield](https://thegeneralaverage.com/compare/counterpart-vs-foundershield) — sibling comparison - [Coverdash vs HUB International](https://thegeneralaverage.com/compare/coverdash-vs-hub-international) — sibling comparison - [Cowbell vs HUB International](https://thegeneralaverage.com/compare/cowbell-vs-hub-international) — sibling comparison - [Embroker vs HUB International](https://thegeneralaverage.com/compare/embroker-vs-hub-international) — sibling comparison # Counterpart vs HUB International: How Do They Compare for Business Insurance? Compare Counterpart's quote entry whose binding route remains unclear with HUB International's online quote entry; check product fit, service and policy-specific terms. ## Before You Quote Ask each provider about eligibility, the issuing insurer, policy wording, limits, retentions, exclusions and costs for your business. ## Counterpart vs HUB International Highlights Counterpart describes quote entry whose binding route remains unclear; HUB International describes online quote entry. Compare their documented roles and service routes, then confirm the insurer and terms for your quote. [6](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") [25](https://www.hubinternational.com/contact-us/ "Contact Us") ## Current Reliability Scores for Counterpart and HUB International These sourced assessments are shown for context; this comparison does not select a winner. ### Counterpart Reliability Scores Role: Broker. Broker Reliability Score: **No Reliability Score**. Assessed 2026-09-29; review due 2026-10-29. Excluded factors: Identity and Authority (The supplied evidence did not support a score for Identity and Authority; this factor is excluded, not scored as zero. Canonical evidence gaps: No regulator record was retrieved for Counterpart Insurance Services, Inc.'s license status, so the 50-state and D.C. authority and the NPN are company-reported.; The insurer for each product and state is not mapped, and the list of insurers is not a placement record.; Whether Counterpart Insurance Company issues policies today is not established.; No five-year regulator conduct search was completed for Counterpart Insurance Services, Inc. or Counterpart, Inc. Absence of results is not a clean record.; Counterpart's claims-speed and satisfaction figures have no published method, and who decides a claim for a given policy is not disclosed.; Insurer ratings were read from press coverage of AM Best releases, and the Markel release was read earlier by another reviewer. The AM Best pages themselves blocked automated access.; No customer rating from an independent review platform was found.); Regulatory Conduct (The supplied evidence did not support a score for Regulatory Conduct; this factor is excluded, not scored as zero. Canonical evidence gaps: No regulator record was retrieved for Counterpart Insurance Services, Inc.'s license status, so the 50-state and D.C. authority and the NPN are company-reported.; The insurer for each product and state is not mapped, and the list of insurers is not a placement record.; Whether Counterpart Insurance Company issues policies today is not established.; No five-year regulator conduct search was completed for Counterpart Insurance Services, Inc. or Counterpart, Inc. Absence of results is not a clean record.; Counterpart's claims-speed and satisfaction figures have no published method, and who decides a claim for a given policy is not disclosed.; Insurer ratings were read from press coverage of AM Best releases, and the Markel release was read earlier by another reviewer. The AM Best pages themselves blocked automated access.; No customer rating from an independent review platform was found.). Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/counterpart/reliability). ### HUB International Reliability Scores Role: Broker. Broker Reliability Score: **5.5/10** (partial score; 15% of this role's weighting included). Assessed 2026-09-22; review due 2026-10-22. Excluded factors: Identity and Authority (Current authority and applicable appointments or delegations have not been independently established across the assessed scope.); Carrier-Network Strength (The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed.); Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.). Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/hub-international/reliability). ## Counterpart Review Scores for 2026 Review Score: not enough ratings. We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business. Reviewed 2026-09-29. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/counterpart/reviews). ## HUB International Review Scores for 2026 Review Score: 5.6 / 10 from 2 rated sources, equally weighted. Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-. - BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202) - BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews) - BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/hub-international/reviews). ## Introduction to the Counterpart vs HUB International Comparison Counterpart and HUB International describe different quote routes: quote entry whose binding route remains unclear and online quote entry. This comparison helps you match the documented process and business focus to the risk you are placing; it does not determine eligibility or policy terms. [6](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") [25](https://www.hubinternational.com/contact-us/ "Contact Us") ## Buyer Takeaways for Counterpart vs HUB International ### Counterpart Buyer Takeaways - Counterpart lists private-company and nonprofit D&O, employment practices, fiduciary, crime, professional and lawyers liability, among other lines. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [9](https://yourcounterpart.com/products/do "Private Directors & Officers Liability Insurance") [10](https://yourcounterpart.com/products/not-for-profit-do "Not-for-Profit Directors & Officers Insurance") [11](https://yourcounterpart.com/products/epli "Employment Practices Liability Insurance") [12](https://yourcounterpart.com/products/fid "Fiduciary Liability Insurance") [13](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") [14](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [15](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") [16](https://yourcounterpart.com/products/architects-and-engineers "Architects, Engineers, & Contractors Liability") [17](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") (Evidence: Company-reported; scope: Current site marketing catalogue checked September 29, 2026. Marketing membership is separate from acceptance of a three-claim line-comparison offering.; verified: 2026-09-29.) - Counterpart’s dashboard shows broker submission statuses from in progress through underwriting review and quote. [7](https://knowledge.yourcounterpart.com/en/articles/4438626-what-is-my-application-status "What is my application status?") (Evidence: Company-reported; scope: Company-described broker workflow in a July 2025 article; not independently tested.; verified: 2026-09-29.) ### HUB International Buyer Takeaways - HUB’s technology practice serves startups and software, hardware and digital-media companies; HUB says it insures more than 5,000 technology businesses. [27](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Company-reported; scope: Industry marketing page only. Does not establish California eligibility, insurer panels or policy wording for any named coverage.; verified: 2026-09-16.) - Qualifying small businesses can use Insureon’s online quote path; other accounts work with a HUB advisor or local office, with no public self-serve bind path for mid-market programs. [25](https://www.hubinternational.com/contact-us/ "Contact Us") [28](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") [29](https://www.hubinternational.com/products/business-insurance/directors-and-officers-insurance/ "Directors and Officers (D&O) Liability Insurance Broker") [30](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [27](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [23](https://www.hubinternational.com/about-us/privacy-policy/ "HUB International Privacy Policy") (Evidence: Company-reported; scope: Public website paths as of 16 September 2026. No application was submitted. Insureon’s own site is a separate digital agency flow.; verified: 2026-09-16.) ## Counterpart vs HUB International Coverage Lines Compared | Coverage Type | Counterpart | HUB International | | --- | --- | --- | | [Builders risk](https://thegeneralaverage.com/coverage/builders-risk) | Not listed | Listed: HUB International arranges builders risk insurance. [27](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") | | [Business owner’s policy](https://thegeneralaverage.com/coverage/business-owners-policy) | Not listed | Listed: HUB International arranges business owner’s policies for small and midsized businesses. [35](https://www.hubinternational.com/products/business-insurance/business-owners-policy/ "Business Owners Policy (BOP) Company Coverage") | | [Cargo and transit](https://thegeneralaverage.com/coverage/cargo-transit) | Not listed | Listed: HUB International arranges cargo insurance. [45](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [27](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") | | [Commercial auto](https://thegeneralaverage.com/coverage/commercial-auto) | Not listed | Listed: HUB International arranges commercial auto insurance. [37](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") | | [Commercial property](https://thegeneralaverage.com/coverage/commercial-property) | Not listed | Listed: HUB International arranges commercial property insurance. [36](https://www.hubinternational.com/products/business-insurance/commercial-property-insurance/ "Commercial (Business) Property Insurance Brokers") | | [Crime](https://thegeneralaverage.com/coverage/crime) | Listed: Named Commercial Crime product; confirm agreements, controls, limits and exclusions in the policy. [13](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") | Listed: HUB International arranges commercial crime insurance. [38](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [33](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") | | [Cyber liability](https://thegeneralaverage.com/coverage/cyber) | Not listed | Listed: HUB International arranges cyber insurance. [30](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [27](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") | | [Directors and officers](https://thegeneralaverage.com/coverage/directors-officers) | Listed: Distinct private-company and nonprofit D&O product pages; class and insurer vary by placement. [9](https://yourcounterpart.com/products/do "Private Directors & Officers Liability Insurance") [10](https://yourcounterpart.com/products/not-for-profit-do "Not-for-Profit Directors & Officers Insurance") | Listed: HUB International arranges directors and officers liability insurance. [29](https://www.hubinternational.com/products/business-insurance/directors-and-officers-insurance/ "Directors and Officers (D&O) Liability Insurance Broker") [27](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") | | [Employee health and benefits](https://thegeneralaverage.com/coverage/employee-health-benefits) | Not listed | Listed: HUB International arranges employee health and benefits programs. [47](https://www.hubinternational.com/products/employee-benefits/ "Employee Benefits Brokers and Consulting Services") [18](https://www.hubinternational.com/offices/us/california/san-francisco/ "Insurance Broker San Francisco") | | [Employment practices liability](https://thegeneralaverage.com/coverage/employment-practices) | Listed: Named Employment Practices Liability product; examples and policy terms govern. [11](https://yourcounterpart.com/products/epli "Employment Practices Liability Insurance") | Listed: HUB International arranges employment practices liability insurance. [33](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [27](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") | | [Equipment breakdown](https://thegeneralaverage.com/coverage/equipment-breakdown) | Not listed | Listed: HUB International arranges equipment breakdown insurance. [46](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") | | [Fidelity bonds](https://thegeneralaverage.com/coverage/fidelity-bonds) | Not listed | Listed: HUB International arranges crime and fidelity coverage through its professional and executive risk practice. [33](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") | | [Fiduciary liability](https://thegeneralaverage.com/coverage/fiduciary) | Listed: Named Fiduciary Liability product for benefit-plan exposures; law and policy terms govern. [12](https://yourcounterpart.com/products/fid "Fiduciary Liability Insurance") | Listed: HUB International arranges fiduciary liability insurance. [39](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") [33](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") | | [General liability](https://thegeneralaverage.com/coverage/general-liability) | Listed: GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL. [14](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [17](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") | Listed: HUB International arranges general liability insurance. [28](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") | | [Hired and non-owned auto](https://thegeneralaverage.com/coverage/hired-non-owned-auto) | Not listed | Listed: HUB International arranges hired and non-owned auto coverage through its commercial auto brokerage. [37](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") | | [Key person](https://thegeneralaverage.com/coverage/key-person) | Not listed | Listed: HUB International arranges key person life and disability insurance. [27](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") | | [Kidnap and ransom](https://thegeneralaverage.com/coverage/kidnap-ransom) | Not listed | Listed: HUB International arranges kidnap and ransom insurance. [40](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [33](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") | | [Management liability](https://thegeneralaverage.com/coverage/management-liability) | Not listed | Listed: HUB International arranges management liability insurance through its professional and executive risk practice. [27](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [33](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") | | [Medical malpractice](https://thegeneralaverage.com/coverage/medical-malpractice) | Listed: Allied healthcare liability for named classes; not universal conventional malpractice. [15](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") | Listed: HUB International arranges medical professional liability insurance for health care professionals. [42](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") | | [Product liability](https://thegeneralaverage.com/coverage/product-liability) | Not listed | Listed: HUB International arranges product liability insurance. [44](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") | | [Product recall](https://thegeneralaverage.com/coverage/product-recall) | Not listed | Listed: HUB International arranges product recall insurance. [44](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") | | [Professional errors and omissions (E&O)](https://thegeneralaverage.com/coverage/professional-errors-omissions) | Listed: Several separately scoped professional-liability programs; do not generalize terms across professions. [14](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [16](https://yourcounterpart.com/products/architects-and-engineers "Architects, Engineers, & Contractors Liability") [15](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") [17](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") | Listed: HUB International arranges professional errors and omissions insurance. [31](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [32](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") | | [Representations and warranties](https://thegeneralaverage.com/coverage/representations-warranties) | Not listed | Listed: HUB International arranges representations and warranties insurance. [43](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") | | [Surety bonds](https://thegeneralaverage.com/coverage/surety-bonds) | Not listed | Listed: HUB International arranges surety bonds. [41](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") | | [Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions) | Not listed | Listed: HUB International arranges technology errors and omissions insurance. [27](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") | | [Tools, equipment and inland marine](https://thegeneralaverage.com/coverage/inland-marine) | Not listed | Listed: HUB International arranges inland marine insurance through its marine practice. [45](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") | | [Trucking](https://thegeneralaverage.com/coverage/trucking) | Not listed | Listed: HUB International arranges trucking insurance. [37](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") | | [Umbrella and excess liability](https://thegeneralaverage.com/coverage/umbrella-excess) | Not listed | Listed: HUB International arranges umbrella and excess liability insurance. [44](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") | | [Virtual care and telehealth](https://thegeneralaverage.com/coverage/virtual-care-telehealth) | Not listed | Listed: HUB International arranges virtual care insurance for health care organizations. [48](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") | | [Workers’ compensation](https://thegeneralaverage.com/coverage/workers-compensation) | Not listed | Listed: HUB International arranges workers’ compensation insurance. [34](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/ "Workers' Compensation Insurance Brokers") | A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms. ## Counterpart vs HUB International Research by Coverage Line - [Counterpart Crime Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/crime) - [HUB International Crime Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/crime) - [Counterpart D&O Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/directors-officers) - [HUB International D&O Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/directors-officers) - [Counterpart Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/employment-practices) - [HUB International Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/employment-practices) - [Counterpart Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/fiduciary) - [HUB International Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/fiduciary) - [Counterpart General Liability Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/general-liability) - [HUB International General Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/general-liability) - [Counterpart Medical Malpractice Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/medical-malpractice) - [HUB International Medical Malpractice Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/medical-malpractice) - [Counterpart Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/professional-errors-omissions) - [HUB International Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/professional-errors-omissions) ## Optional Spot Service Handoff Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://spot.insure/pricing.md). The company decides what to buy; Spot does not automatically bind coverage. ## Key Differences Between Counterpart and HUB International ### Business Fit and Roles Counterpart says its U.S. products are offered by its wholly owned subsidiary, Counterpart Insurance Services, Inc., which it identifies as a licensed producer and surplus-lines broker. The company says the issuing carrier is responsible for policy obligations. [3](https://yourcounterpart.com/licenses "Licenses & Carriers") (Evidence: Company-reported; scope: Provider-published U.S. distribution disclosure; this does not rule out an additional delegated program role.; verified: 2026-09-29.) HUB helps businesses arrange insurance through brokers and agents; reviewed product pages describe brokerage, not HUB as the insurer. Its subsidiaries hold licenses in various US states and Canadian provinces. [21](https://www.hubinternational.com/about-us/ "About Us") [22](https://www.hubinternational.com/terms-and-conditions/ "Terms and Conditions") [26](https://www.hubinternational.com/products/business-insurance/ "Business Insurance Broker Coverage Policy") (Evidence: Company-reported; scope: Brand and parent identity as of 16 September 2026. Does not identify which subsidiary would appear on a California producer license or policy declarations.; verified: 2026-09-16.) The buyer starting points differ. Counterpart's published material says: Counterpart describes management and professional liability products for small businesses and presents both brokers and small businesses as audiences. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") HUB International's published material says: Bay Area technology, venture-capital, healthcare, life-sciences, real-estate and construction businesses can contact HUB’s San Francisco team; this is a local service description, not a product eligibility list. [18](https://www.hubinternational.com/offices/us/california/san-francisco/ "Insurance Broker San Francisco") Use those descriptions to decide whose underwriting conversation to start; neither one establishes eligibility for your business. The distinction matters when you need to know who receives the submission, which licensed intermediary can place the risk, and whose name appears as the insurer. Ask both providers to identify the producer, any program or managing entity, and the legal policy issuer for the exact quote; brand-level descriptions do not assign those roles to every policy. [3](https://yourcounterpart.com/licenses "Licenses & Carriers") [21](https://www.hubinternational.com/about-us/ "About Us") ### Getting a Quote A February 2025 Counterpart help article describes a wholesale-broker referral route. Its current homepage also shows “Quote Online,” but we couldn’t confirm whether the current path is broker-assisted or lets a buyer quote, purchase or bind directly. [6](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [5](https://app.yourcounterpart.com/login "Counterpart application destination") (Evidence: Conflicting sources; scope: Older dated directions conflict with or leave an ambiguity beside a current digital quote CTA; no form or transaction was tested.; verified: 2026-09-29.) Small accounts meeting HUB’s size guidelines can start an online Insureon quote; other buyers contact a HUB broker or local office. The reviewed site does not offer a public self-serve bind route for mid-market programs. [25](https://www.hubinternational.com/contact-us/ "Contact Us") [28](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") [29](https://www.hubinternational.com/products/business-insurance/directors-and-officers-insurance/ "Directors and Officers (D&O) Liability Insurance Broker") [30](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [27](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [23](https://www.hubinternational.com/about-us/privacy-policy/ "HUB International Privacy Policy") (Evidence: Company-reported; scope: Public website paths as of 16 September 2026. No application was submitted. Insureon’s own site is a separate digital agency flow.; verified: 2026-09-16.) The published application descriptions do not establish that your business can complete a quote or bind online. Before comparing convenience, confirm who submits the application, whether an appointed producer is required, what information underwriting needs, and which signed documents or conditions must be satisfied before coverage starts. [6](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") [25](https://www.hubinternational.com/contact-us/ "Contact Us") ### Service After Binding Counterpart says brokers can renew professional-liability accounts in a few clicks and can speak with profession-specialized underwriters. This is not a measured renewal time or a promise of automatic, guaranteed or direct insured renewal. [8](https://yourcounterpart.com/services/professional-liability "Counterpart Professional Liability") (Evidence: Company-reported; scope: Company-described professional-liability broker service.; verified: 2026-09-29.) HUB describes local account teams, claims and certificate tools, and renewal support for benefits; ask which service tier, tools and fees apply to your account. [33](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [50](https://www.hubinternational.com/products/risk-services/risk-management-information-system/ "Risk Management Information System (RMIS)") [47](https://www.hubinternational.com/products/employee-benefits/ "Employee Benefits Brokers and Consulting Services") (Evidence: Company-reported; scope: Company-described servicing capabilities. Client eligibility for RMIS or ProEx specialist teams is not defined on the public pages.; verified: 2026-09-16.) Compare the named post-bind contact for certificates, policy changes, renewal questions and claim reporting. A digital account or claim-notice route can help with administration, but it does not decide coverage or establish a claim outcome; get the applicable service contacts and notice deadlines with the proposed policy. [8](https://yourcounterpart.com/services/professional-liability "Counterpart Professional Liability") [33](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ## What Should You Confirm in Counterpart and HUB International Quotes? - Which legal insurer will appear on the declarations, and which licensed producer or intermediary is responsible for placing this specific product? [3](https://yourcounterpart.com/licenses "Licenses & Carriers") [21](https://www.hubinternational.com/about-us/ "About Us") - Does the application route require an appointed broker, a broker-submitted form, or a direct business-owner application, and what event makes coverage effective? [6](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") [25](https://www.hubinternational.com/contact-us/ "Contact Us") - For each line you need, what limits, retentions, exclusions, defense terms and endorsements appear in the proposed form, and which service contact handles renewals, changes and claim notices? [8](https://yourcounterpart.com/services/professional-liability "Counterpart Professional Liability") [33](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ## Counterpart vs HUB International Services Compared What each provider documents about the services you may need. | Criteria | Counterpart | HUB International | | --- | --- | --- | | Business role | Counterpart says its U.S. products are offered by its wholly owned subsidiary, Counterpart Insurance Services, Inc., which it identifies as a licensed producer and surplus-lines broker. The company says the issuing carrier is responsible for policy obligations. [3](https://yourcounterpart.com/licenses "Licenses & Carriers") (Evidence: Company-reported; scope: Provider-published U.S. distribution disclosure; this does not rule out an additional delegated program role.; verified: 2026-09-29.) | HUB helps businesses arrange insurance through brokers and agents; reviewed product pages describe brokerage, not HUB as the insurer. Its subsidiaries hold licenses in various US states and Canadian provinces. [21](https://www.hubinternational.com/about-us/ "About Us") [22](https://www.hubinternational.com/terms-and-conditions/ "Terms and Conditions") [26](https://www.hubinternational.com/products/business-insurance/ "Business Insurance Broker Coverage Policy") (Evidence: Company-reported; scope: Brand and parent identity as of 16 September 2026. Does not identify which subsidiary would appear on a California producer license or policy declarations.; verified: 2026-09-16.)

Small businesses may reach HUB through its digital Insureon route, acquired in 2022; Insureon and TechInsurance are associated with Specialty Program Group, so the retail account path may differ from HUB’s offices. [21](https://www.hubinternational.com/about-us/ "About Us") [51](https://www.insureon.com/about-us "About Insureon") [52](https://www.insureon.com/legal/licenses "Insurance Licenses by State") [53](https://www.insureon.com/about-us/hub-international-and-bold-penguin-to-acquire-insureon "Hub International and Bold Penguin to Acquire Leading Digital Small Commercial Insurance Firm Insureon") [54](https://www.techinsurance.com/about-us "About Us | TechInsurance") (Evidence: Company-reported; scope: Corporate-affiliation statements. Does not establish that every HUB office places business through Insureon, or that TechInsurance is a distinct California producer.; verified: 2026-09-16.) | | Application process | A February 2025 Counterpart help article describes a wholesale-broker referral route. Its current homepage also shows “Quote Online,” but we couldn’t confirm whether the current path is broker-assisted or lets a buyer quote, purchase or bind directly. [6](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [5](https://app.yourcounterpart.com/login "Counterpart application destination") (Evidence: Conflicting sources; scope: Older dated directions conflict with or leave an ambiguity beside a current digital quote CTA; no form or transaction was tested.; verified: 2026-09-29.)

Counterpart says its dashboard shows broker-submission statuses from in progress through underwriting review and quote; its article says binding requires a signed application and any required subjectivities. [7](https://knowledge.yourcounterpart.com/en/articles/4438626-what-is-my-application-status "What is my application status?") (Evidence: Company-reported; scope: Company-described broker workflow in a July 2025 article; not independently tested.; verified: 2026-09-29.) | Small accounts meeting HUB’s size guidelines can start an online Insureon quote; other buyers contact a HUB broker or local office. The reviewed site does not offer a public self-serve bind route for mid-market programs. [25](https://www.hubinternational.com/contact-us/ "Contact Us") [28](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") [29](https://www.hubinternational.com/products/business-insurance/directors-and-officers-insurance/ "Directors and Officers (D&O) Liability Insurance Broker") [30](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [27](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [23](https://www.hubinternational.com/about-us/privacy-policy/ "HUB International Privacy Policy") (Evidence: Company-reported; scope: Public website paths as of 16 September 2026. No application was submitted. Insureon’s own site is a separate digital agency flow.; verified: 2026-09-16.) | | Servicing and renewals | Counterpart says brokers can renew professional-liability accounts in a few clicks and can speak with profession-specialized underwriters. This is not a measured renewal time or a promise of automatic, guaranteed or direct insured renewal. [8](https://yourcounterpart.com/services/professional-liability "Counterpart Professional Liability") (Evidence: Company-reported; scope: Company-described professional-liability broker service.; verified: 2026-09-29.) | HUB describes local account teams, claims and certificate tools, and renewal support for benefits; ask which service tier, tools and fees apply to your account. [33](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [50](https://www.hubinternational.com/products/risk-services/risk-management-information-system/ "Risk Management Information System (RMIS)") [47](https://www.hubinternational.com/products/employee-benefits/ "Employee Benefits Brokers and Consulting Services") (Evidence: Company-reported; scope: Company-described servicing capabilities. Client eligibility for RMIS or ProEx specialist teams is not defined on the public pages.; verified: 2026-09-16.) | ## Provider Profiles for Counterpart and HUB International - [What Is Counterpart Insurance?](https://thegeneralaverage.com/insurance-providers/counterpart) - [What Is HUB International?](https://thegeneralaverage.com/insurance-providers/hub-international) ## Comparisons Related to Counterpart vs HUB International - [AIG vs Counterpart](https://thegeneralaverage.com/compare/aig-vs-counterpart) - [AIG vs HUB International](https://thegeneralaverage.com/compare/aig-vs-hub-international) - [Alliance Risk vs Counterpart](https://thegeneralaverage.com/compare/alliance-risk-vs-counterpart) - [Alliance Risk vs HUB International](https://thegeneralaverage.com/compare/alliance-risk-vs-hub-international) - [Amelia Risk vs Counterpart](https://thegeneralaverage.com/compare/amelia-risk-vs-counterpart) - [Amelia Risk vs HUB International](https://thegeneralaverage.com/compare/amelia-risk-vs-hub-international) - [Aon vs Counterpart](https://thegeneralaverage.com/compare/aon-vs-counterpart) - [Aon vs HUB International](https://thegeneralaverage.com/compare/aon-vs-hub-international) - [Armilla vs Counterpart](https://thegeneralaverage.com/compare/armilla-vs-counterpart) - [Armilla vs HUB International](https://thegeneralaverage.com/compare/armilla-vs-hub-international) - [At-Bay vs Counterpart](https://thegeneralaverage.com/compare/at-bay-vs-counterpart) - [At-Bay vs HUB International](https://thegeneralaverage.com/compare/at-bay-vs-hub-international) - [The Baldwin Group vs Counterpart](https://thegeneralaverage.com/compare/baldwin-vs-counterpart) - [The Baldwin Group vs HUB International](https://thegeneralaverage.com/compare/baldwin-vs-hub-international) - [Beazley vs Counterpart](https://thegeneralaverage.com/compare/beazley-vs-counterpart) - [Beazley vs HUB International](https://thegeneralaverage.com/compare/beazley-vs-hub-international) - [Berkshire Hathaway Specialty Insurance vs Counterpart](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-counterpart) - [Berkshire Hathaway Specialty Insurance vs HUB International](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-hub-international) - [biBerk vs Counterpart](https://thegeneralaverage.com/compare/biberk-vs-counterpart) - [biBerk vs HUB International](https://thegeneralaverage.com/compare/biberk-vs-hub-international) - [CFC vs Counterpart](https://thegeneralaverage.com/compare/cfc-vs-counterpart) - [CFC vs HUB International](https://thegeneralaverage.com/compare/cfc-vs-hub-international) - [Chubb vs Counterpart](https://thegeneralaverage.com/compare/chubb-vs-counterpart) - [Chubb vs HUB International](https://thegeneralaverage.com/compare/chubb-vs-hub-international) - [CNA vs Counterpart](https://thegeneralaverage.com/compare/cna-vs-counterpart) - [CNA vs HUB International](https://thegeneralaverage.com/compare/cna-vs-hub-international) - [Coalition vs Counterpart](https://thegeneralaverage.com/compare/coalition-vs-counterpart) - [Coalition vs HUB International](https://thegeneralaverage.com/compare/coalition-vs-hub-international) - [Corgi vs Counterpart](https://thegeneralaverage.com/compare/corgi-vs-counterpart) - [Corgi vs HUB International](https://thegeneralaverage.com/compare/corgi-vs-hub-international) - [Coterie Insurance vs Counterpart](https://thegeneralaverage.com/compare/coterie-vs-counterpart) - [Coterie Insurance vs HUB International](https://thegeneralaverage.com/compare/coterie-vs-hub-international) - [Counterpart vs Coverdash](https://thegeneralaverage.com/compare/counterpart-vs-coverdash) - [Counterpart vs Cowbell](https://thegeneralaverage.com/compare/counterpart-vs-cowbell) - [Counterpart vs Embroker](https://thegeneralaverage.com/compare/counterpart-vs-embroker) - [Counterpart vs Founder Shield](https://thegeneralaverage.com/compare/counterpart-vs-foundershield) - [Coverdash vs HUB International](https://thegeneralaverage.com/compare/coverdash-vs-hub-international) - [Cowbell vs HUB International](https://thegeneralaverage.com/compare/cowbell-vs-hub-international) - [Embroker vs HUB International](https://thegeneralaverage.com/compare/embroker-vs-hub-international) ## Sources for Counterpart vs HUB International ### [Counterpart Official Website](https://yourcounterpart.com/) 1. [Counterpart | Agentic Insurance™](https://yourcounterpart.com/). Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287. Accessed 2026-09-29. 2. [About Counterpart](https://yourcounterpart.com/about). Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26. Accessed 2026-09-29. 3. [Licenses & Carriers](https://yourcounterpart.com/licenses). Counterpart Insurance Services, Inc.; Provider-published entity/license disclosure, carrier table, policy obligation and compensation disclosure. Source snapshot 2026-09-28. No product/state issuer map. Accessed 2026-09-28. 4. [Counterpart press articles](https://press.yourcounterpart.com/press/). Counterpart press site; May 19, 2026 Series C item describes a future first-time push to retain risk through Counterpart Insurance Company; July 14, 2026 item announces excess coverage across product lines; Sep 1, 2026 item announces Lawyers Professional Liability. Accessed 2026-09-29. 5. [Counterpart application destination](https://app.yourcounterpart.com/login). Counterpart; Reached from current homepage Quote Online CTA; the page requires JavaScript and the quote app did not display. No form/account/quote/purchase/bind flow tested. Accessed 2026-09-29. 6. [How can I get insurance through Counterpart?](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart) Counterpart Knowledge Center; Purchase route lines 17–22; article dated Feb 6, 2025; wholesale referral instructions. Accessed 2026-09-28. 7. [What is my application status?](https://knowledge.yourcounterpart.com/en/articles/4438626-what-is-my-application-status) Counterpart Knowledge Center; Dashboard statuses lines 17–26; article dated July 16, 2025; broker submission and signature/subjectivity requirements. Accessed 2026-09-28. 8. [Counterpart Professional Liability](https://yourcounterpart.com/services/professional-liability). Counterpart, Inc.; Broker renewals and profession-specialized underwriters, lines 72–81. Accessed 2026-09-28. 9. [Private Directors & Officers Liability Insurance](https://yourcounterpart.com/products/do). Counterpart, Inc.; Who we cover; coverage; example limits and retentions; capacity. Accessed 2026-09-28. 10. [Not-for-Profit Directors & Officers Insurance](https://yourcounterpart.com/products/not-for-profit-do). Counterpart, Inc.; Who we cover; coverage; underwriting partners. Accessed 2026-09-28. 11. [Employment Practices Liability Insurance](https://yourcounterpart.com/products/epli). Counterpart, Inc.; Eligibility; listed allegations; illustrative limits and retentions; examples. Accessed 2026-09-28. 12. [Fiduciary Liability Insurance](https://yourcounterpart.com/products/fid). Counterpart, Inc.; Plan and employer eligibility; ERISA and plan administration; examples and illustrative limits. Accessed 2026-09-28. 13. [Commercial Crime Insurance](https://yourcounterpart.com/products/crime). Counterpart, Inc.; Employee theft, forgery, computer/system fraud, funds-transfer and social-engineering scenarios; examples. Accessed 2026-09-28. 14. [Professional & General Liability](https://yourcounterpart.com/products/miscellaneous-professional). Counterpart, Inc.; Re-opened Sep 29: lines 4–8 MPL available alone or packaged with GL; lines 38–207 professions/examples; 208–245 industries, state availability, coverage descriptions; 251–283 services. Company marketing, not binding terms. Accessed 2026-09-29. 15. [Allied Medical & Healthcare Liability](https://yourcounterpart.com/products/allied-healthcare). Counterpart, Inc.; Named allied health classes, combined coverage/enhancements, limits/examples; Sep 28 source inspection. Not universal malpractice or standalone CGL. Accessed 2026-09-28. 16. [Architects, Engineers, & Contractors Liability](https://yourcounterpart.com/products/architects-and-engineers). Counterpart, Inc.; A&E/contractor classes, services, example limits and enhancements; Sep 28 source inspection. Accessed 2026-09-28. 17. [Lawyers Professional Liability Insurance](https://yourcounterpart.com/products/lawyers-professional-liability). Counterpart, Inc.; Re-opened Sep 29: rendered lines 4–8 product, 27–29 class, 236–248 company-stated U.S. reach, 250–276 services, modular limits, tech/media features and GL alongside professional coverage. Does not establish separate media/tech E&O/GL. Accessed 2026-09-29. ### [HUB International Official Website](https://www.hubinternational.com) 18. [Insurance Broker San Francisco](https://www.hubinternational.com/offices/us/california/san-francisco/). HUB International; Page metadata naming HUB International Limited as parent; About Us office copy for 201 Mission Street; products and industries blocks. Accessed 2026-09-16. 19. [HUB International San Francisco 44 Montgomery Street](https://www.hubinternational.com/offices/us/california/san-francisco-44-montgomery-street/). HUB International; Office profile describing Merriwether & Williams Insurance Services history, bonding and contractor-development programs. Accessed 2026-09-16. 20. [California Insurance Brokers](https://www.hubinternational.com/offices/us/california/). HUB International; Introductory copy and listed California office directory including San Francisco locations. Accessed 2026-09-16. 21. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16. 22. [Terms and Conditions](https://www.hubinternational.com/terms-and-conditions/). HUB International; Licensing section stating subsidiaries are licensed as brokers or agents in various U.S. states and Canadian provinces. Accessed 2026-09-16. 23. [HUB International Privacy Policy](https://www.hubinternational.com/about-us/privacy-policy/). HUB International; Effective 21 August 2025; applies to HUB International Limited and subsidiaries; insurance brokerage services; automation for quoting. Accessed 2026-09-16. 24. [How We Get Paid](https://www.hubinternational.com/about-us/how-we-get-paid/). HUB International; Commission, contingency, supplemental commission, client-paid fees, wholesale, carrier-services, strategic-carrier and other-compensation sections. Accessed 2026-09-16. 25. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16. 26. [Business Insurance Broker Coverage Policy](https://www.hubinternational.com/products/business-insurance/). HUB International; Essential coverage and beyond-the-basics product catalog. Accessed 2026-09-16. 27. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16. 28. [General Liability Insurance Brokers](https://www.hubinternational.com/products/business-insurance/general-liability/). HUB International; Product page describing typical general-liability subjects and invitation to contact a broker. Accessed 2026-09-16. 29. [Directors and Officers (D&O) Liability Insurance Broker](https://www.hubinternational.com/products/business-insurance/directors-and-officers-insurance/). HUB International; Product page for private, nonprofit and public-company D&O brokerage. Accessed 2026-09-16. 30. [Cyber Insurance](https://www.hubinternational.com/products/business-insurance/cyber-insurance/). HUB International; Product page describing first-party and post-breach cyber expenses as typically arranged. Accessed 2026-09-16. 31. [Professional Liability Insurance Brokers](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/). HUB International; Product page equating professional liability with errors and omissions and describing typical claim types. Accessed 2026-09-16. 32. [Errors and Omissions (E&O) Insurance Coverage](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/). HUB International; Industries listed for E&O including technology, and statement that policies are customized. Accessed 2026-09-16. 33. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; Professional & Executive Risk practice: EPL, fiduciary, crime/fidelity, K&R; ProEx Coverages: Executive Liability; Cyber, Technology E&O, and Intellectual Property; Financial Institutions; certificates of insurance; claims and legal support; carrier-premium figure; FAQ on management liability and ProEx program structuring. Accessed 2026-09-16. 34. [Workers' Compensation Insurance Brokers](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/). HUB International; Product page on workers’ compensation brokerage, state-fund variation and typical benefits. Accessed 2026-09-16. 35. [Business Owners Policy (BOP) Company Coverage](https://www.hubinternational.com/products/business-insurance/business-owners-policy/). HUB International; BOP described as combined property and liability for small and mid-size businesses. Accessed 2026-09-16. 36. [Commercial (Business) Property Insurance Brokers](https://www.hubinternational.com/products/business-insurance/commercial-property-insurance/). HUB International; Property Practice description, domestic and global carrier access, traditional and alternative structures. Accessed 2026-09-16. 37. [Commercial Auto Insurance Broker Policy & Coverage](https://www.hubinternational.com/products/business-insurance/commercial-auto/). HUB International; Coverage that works for you: securing commercial auto and trucking insurance; Hired and non-owned exposures. Accessed 2026-09-16. 38. [Crime Insurance Brokers](https://www.hubinternational.com/products/business-insurance/crime-insurance/). HUB International; Crime/fraud coverage product page for private, public and not-for-profit organizations. Accessed 2026-09-16. 39. [Fiduciary Liability Insurance Brokers](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/). HUB International; Fiduciary liability product page distinguishing it from D&O. Accessed 2026-09-16. 40. [Kidnap and Ransom Insurance Brokers](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/). HUB International; Kidnap and ransom product page for traveling executives and employees. Accessed 2026-09-16. 41. [Surety Bonds and Surety Bond Insurance for Businesses](https://www.hubinternational.com/products/business-insurance/surety-bonds/). HUB International; Contract surety types including bid, performance and payment bonds. Accessed 2026-09-16. 42. [Medical Malpractice Insurance Brokers](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/). HUB International; Medical malpractice brokerage, including telemedicine-related risks. Accessed 2026-09-16. 43. [Mergers & Acquisitions (M&A) Insurance Broker](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/). HUB International; Representations and warranties, litigation buyout and tax indemnification insurance. Accessed 2026-09-16. 44. [Comprehensive Casualty Insurance Solutions](https://www.hubinternational.com/products/business-insurance/casualty-insurance/). HUB International; Casualty Insurance & Risk Financing: General & Product Liability; Umbrella & Excess Liability; workers’ compensation; Ancillary Coverages (product recall); global carrier relationships. Accessed 2026-09-16. 45. [Marine Insurance Broker Policy & Coverage](https://www.hubinternational.com/products/business-insurance/marine-insurance/). HUB International; A comprehensive approach to ocean and inland marine insurance; Tailored solutions: Marine Cargo Insurance and Stock Throughput Insurance; related marine liability coverages; domestic and international carriers; inland marine FAQ. Accessed 2026-09-16. 46. [Boiler and Machinery Equipment Insurance Coverage](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/). HUB International; Boiler & Machinery Insurance – Protect Your Equipment and Business: design and negotiation of a tailored equipment-breakdown program. Accessed 2026-09-16. 47. [Employee Benefits Brokers and Consulting Services](https://www.hubinternational.com/products/employee-benefits/). HUB International; An Employee Benefits Broker for Changing Times: employee-benefits brokerage and multi-year planning services; tailored solutions; Talk to an Employee Benefits Broker; plan-design FAQ. Accessed 2026-09-16. 48. [Virtual Care Insurance Brokerage Coverage](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/). HUB International; Virtual care insurance and support: risk management and insurance list for virtual care organizations, including medical professional liability, technology E&O, products liability, cyber and management liability. Accessed 2026-09-16. 49. [Insurance Claims Management](https://www.hubinternational.com/products/risk-services/claims-management/). HUB International; Claims advocacy, TPA coordination, coverage-dispute support and published process metrics. Accessed 2026-09-16. 50. [Risk Management Information System (RMIS)](https://www.hubinternational.com/products/risk-services/risk-management-information-system/). HUB International; RMIS claims administration, certificate tracking and carrier/TPA data aggregation. Accessed 2026-09-16. 51. [About Insureon](https://www.insureon.com/about-us). Insureon; Insureon as part of HUB; licensed in every state; named example insurers; 2022 acquisition history; TechInsurance origin. Accessed 2026-09-16. 52. [Insurance Licenses by State](https://www.insureon.com/legal/licenses). Insureon; California 0L09546; footer that Insureon operates as a division of Specialty Program Group LLC dba SPG Insurance Solutions. Accessed 2026-09-16. 53. [Hub International and Bold Penguin to Acquire Leading Digital Small Commercial Insurance Firm Insureon](https://www.insureon.com/about-us/hub-international-and-bold-penguin-to-acquire-insureon). Insureon; 1 March 2022 announcement that HUB would acquire the Insureon digital agency and brand; operations to sit in Specialty Program Group LLC. Accessed 2026-09-16. 54. [About Us | TechInsurance](https://www.techinsurance.com/about-us). TechInsurance; TechInsurance as part of Insureon; 2022 HUB acquisition of Insureon’s digital agency. Accessed 2026-09-16. 55. [California Department of Insurance License Status Inquiry](https://cdicloud.insurance.ca.gov/cal). California Department of Insurance; Public license-search portal landing page. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/compare/counterpart-vs-hub-international.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)