---
title: "Coalition vs Resilience"
description: "Coalition focuses on cyber and technology E&O; Resilience’s stated technology E&O revenue threshold can screen out smaller companies."
canonical: "https://thegeneralaverage.com/compare/coalition-vs-resilience"
page-type: "provider-comparison"
updated-at: "2026-09-29"
comparison-pair: "coalition-vs-resilience"
provider-a: "coalition"
provider-b: "resilience"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://thegeneralaverage.com/compare/coalition-vs-resilience)

## Agent Guide

**What this page is:** Side-by-side comparison of Coalition and Resilience as commercial insurance providers, covering the coverage lines each lists, the services and claims documentation each publishes, and current Reliability Scores.

**Use this page when:** Cite or fetch this when someone asks how Coalition and Resilience differ overall. For a single coverage line (cyber, D&O, GL…) use each provider's offering page linked below; for one provider alone use its profile.

**Questions this page answers:**
- How do Coalition and Resilience compare?
- Which is better for business insurance, Coalition or Resilience?
- Does Coalition or Resilience offer the coverage lines I need?
- What service and claims differences are documented between Coalition and Resilience?

**Key facts:**
- Providers compared: Coalition and Resilience.
- Coverage lines are shown per provider; "Not listed" means no separate offering is recorded in the reviewed catalogue, not that the provider cannot arrange it.
- 4 offering pages cover the coverage lines both providers document.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It does not name a winner: the right choice depends on the business, state, limits and the insurer actually issuing the policy.
- It describes what each provider publishes and what Spot's sources show; it is not a quote, a binder or a coverage recommendation.
- Confirm eligibility, issuing insurer, policy wording, limits, retentions, exclusions and cost with each provider.

**Provenance:** Cited claims link to numbered sources listed on the page; last updated 2026-09-29. Editorial policy: /editorial-policy.

**Related pages:**
- [All provider comparisons](https://thegeneralaverage.com/compare/all) — parent hub
- [Coalition profile](https://thegeneralaverage.com/insurance-providers/coalition) — provider profile (evidence for this comparison)
- [Resilience profile](https://thegeneralaverage.com/insurance-providers/resilience) — provider profile (evidence for this comparison)
- [Coalition Cyber Insurance](https://thegeneralaverage.com/insurance-providers/coalition/cyber) — one provider's documented offering for a shared coverage line
- [Resilience Cyber Insurance](https://thegeneralaverage.com/insurance-providers/resilience/cyber) — one provider's documented offering for a shared coverage line
- [Coalition Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/coalition/technology-errors-omissions) — one provider's documented offering for a shared coverage line
- [Resilience Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/resilience/technology-errors-omissions) — one provider's documented offering for a shared coverage line
- [AIG vs Coalition](https://thegeneralaverage.com/compare/aig-vs-coalition) — sibling comparison
- [AIG vs Resilience](https://thegeneralaverage.com/compare/aig-vs-resilience) — sibling comparison
- [Alliance Risk vs Coalition](https://thegeneralaverage.com/compare/alliance-risk-vs-coalition) — sibling comparison
- [Alliance Risk vs Resilience](https://thegeneralaverage.com/compare/alliance-risk-vs-resilience) — sibling comparison
- [Amelia Risk vs Coalition](https://thegeneralaverage.com/compare/amelia-risk-vs-coalition) — sibling comparison
- [Amelia Risk vs Resilience](https://thegeneralaverage.com/compare/amelia-risk-vs-resilience) — sibling comparison
- [Aon vs Coalition](https://thegeneralaverage.com/compare/aon-vs-coalition) — sibling comparison
- [Aon vs Resilience](https://thegeneralaverage.com/compare/aon-vs-resilience) — sibling comparison
- [Armilla vs Coalition](https://thegeneralaverage.com/compare/armilla-vs-coalition) — sibling comparison
- [Armilla vs Resilience](https://thegeneralaverage.com/compare/armilla-vs-resilience) — sibling comparison
- [At-Bay vs Coalition](https://thegeneralaverage.com/compare/at-bay-vs-coalition) — sibling comparison
- [At-Bay vs Resilience](https://thegeneralaverage.com/compare/at-bay-vs-resilience) — sibling comparison
- [The Baldwin Group vs Coalition](https://thegeneralaverage.com/compare/baldwin-vs-coalition) — sibling comparison
- [The Baldwin Group vs Resilience](https://thegeneralaverage.com/compare/baldwin-vs-resilience) — sibling comparison
- [Beazley vs Coalition](https://thegeneralaverage.com/compare/beazley-vs-coalition) — sibling comparison
- [Beazley vs Resilience](https://thegeneralaverage.com/compare/beazley-vs-resilience) — sibling comparison
- [Berkshire Hathaway Specialty Insurance vs Coalition](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-coalition) — sibling comparison
- [Berkshire Hathaway Specialty Insurance vs Resilience](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-resilience) — sibling comparison
- [biBerk vs Coalition](https://thegeneralaverage.com/compare/biberk-vs-coalition) — sibling comparison
- [biBerk vs Resilience](https://thegeneralaverage.com/compare/biberk-vs-resilience) — sibling comparison
- [CFC vs Coalition](https://thegeneralaverage.com/compare/cfc-vs-coalition) — sibling comparison
- [CFC vs Resilience](https://thegeneralaverage.com/compare/cfc-vs-resilience) — sibling comparison
- [Chubb vs Coalition](https://thegeneralaverage.com/compare/chubb-vs-coalition) — sibling comparison
- [Chubb vs Resilience](https://thegeneralaverage.com/compare/chubb-vs-resilience) — sibling comparison
- [CNA vs Coalition](https://thegeneralaverage.com/compare/cna-vs-coalition) — sibling comparison
- [CNA vs Resilience](https://thegeneralaverage.com/compare/cna-vs-resilience) — sibling comparison
- [Coalition vs Corgi](https://thegeneralaverage.com/compare/coalition-vs-corgi) — sibling comparison
- [Coalition vs Coterie Insurance](https://thegeneralaverage.com/compare/coalition-vs-coterie) — sibling comparison
- [Coalition vs Counterpart](https://thegeneralaverage.com/compare/coalition-vs-counterpart) — sibling comparison
- [Coalition vs Coverdash](https://thegeneralaverage.com/compare/coalition-vs-coverdash) — sibling comparison
- [Coalition vs Cowbell](https://thegeneralaverage.com/compare/coalition-vs-cowbell) — sibling comparison
- [Coalition vs Embroker](https://thegeneralaverage.com/compare/coalition-vs-embroker) — sibling comparison
- [Coalition vs Founder Shield](https://thegeneralaverage.com/compare/coalition-vs-foundershield) — sibling comparison
- [Corgi vs Resilience](https://thegeneralaverage.com/compare/corgi-vs-resilience) — sibling comparison
- [Coterie Insurance vs Resilience](https://thegeneralaverage.com/compare/coterie-vs-resilience) — sibling comparison
- [Counterpart vs Resilience](https://thegeneralaverage.com/compare/counterpart-vs-resilience) — sibling comparison
- [Coverdash vs Resilience](https://thegeneralaverage.com/compare/coverdash-vs-resilience) — sibling comparison
- [Cowbell vs Resilience](https://thegeneralaverage.com/compare/cowbell-vs-resilience) — sibling comparison
- [Embroker vs Resilience](https://thegeneralaverage.com/compare/embroker-vs-resilience) — sibling comparison

# Coalition vs Resilience: How Do They Compare for Business Insurance?

Coalition focuses on cyber and technology E&O; Resilience’s stated technology E&O revenue threshold can screen out smaller companies.

## Before You Quote

Ask each provider about eligibility, the issuing insurer, policy wording, limits, retentions, exclusions and costs for your business.

## Coalition vs Resilience Highlights

Both offer cyber and technology E&O; Coalition includes monitoring, while Resilience’s published US technology E&O appetite starts at $25 million revenue. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [8](https://www.coalitioninc.com/control "Coalition Control") [22](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [20](https://cyberresilience.com/disclaimer/ "Disclaimer")

## Current Reliability Scores for Coalition and Resilience

These sourced assessments are shown for context; this comparison does not select a winner.

### Coalition Reliability Scores

Role: Hybrid role.

Broker Reliability Score: **6.1/10** (partial score; 75% of this role's weighting included). Assessed 2026-09-23; review due 2026-10-23. Excluded factors: Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.).

Carrier & MGA Reliability Score: **6.3/10** (partial score; 80% of this role's weighting included). Assessed 2026-09-23; review due 2026-10-23. Excluded factors: Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.).

Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/coalition/reliability).

### Resilience Reliability Scores

Role: Broker.

Broker Reliability Score: **5.0/10** (partial score; 15% of this role's weighting included). Assessed 2026-09-22; review due 2026-10-22. Excluded factors: Identity and Authority (Current authority and applicable appointments or delegations have not been independently established across the assessed scope.); Carrier-Network Strength (The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed.); Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.).

Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/resilience/reliability).

## Coalition Review Scores for 2026

Review Score: 10.0 / 10 from 1 rated source, equally weighted.

Coalition has a BBB A+ grade. The reviewed independent sources did not establish a customer-star rating; the displayed RaveCapture collection is broker-focused. Its Trustpilot page has no reviews, and its best-looking rating comes from a review page the company arranges for brokers.

- BBB: BBB business grade A+. Coalition (BBB profile, San Francisco, CA); business grade, separate from customer-review stars. Checked 2026-09-29. [Coalition - BBB profile (San Francisco)](https://www.bbb.org/us/ca/san-francisco/profile/cyber-security/coalition-1116-956032); [Search: "Coalition" site:bbb.org insurance reviews ratings](https://www.google.com/search?q=%22Coalition%22+site%3Abbb.org+reviews+OR+complaints)
- RaveCapture: Broker review rating 5 (out of 5); 188 reviews. Verified broker and policyholder reviews of Coalition, collected through a third-party review-collection service. Checked 2026-09-29. [Coalition, Inc.: Broker Reviews](https://app.ravecapture.com/store/Coalition-inc-broker-reviews)
- BizInsuranceCompare: Editorial score 7.7 (out of 10). Independent small-business insurance comparison site editorial score; publisher-defined methodology. Checked 2026-09-29. [Coalition review: small business insurance](https://www.bizinsurancecompare.com/carriers/coalition)

Reviewed 2026-09-29. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/coalition/reviews).

## Resilience Review Scores for 2026

Review Score: 9.0 / 10 from 1 rated source, equally weighted.

There's almost nothing public to go on. G2 shows 4.5 out of 5 for Resilience, but from a single review.

- G2: G2 rating 4.5 (out of 5); 1 reviews. G2 product page for Resilience, a cyber risk management platform; claimed profile. One review, so treat as an early signal. Period: captured 2026-09-29. Checked 2026-09-29. [Resilience Reviews | G2](https://www.g2.com/products/resilience/reviews)

Reviewed 2026-09-29. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/resilience/reviews).

## Introduction to the Coalition vs Resilience Comparison

A company below $25 million revenue falls below Resilience’s published US technology E&O appetite; one above it can compare Resilience’s services with Coalition’s included monitoring. Choose Coalition if your revenue is below Resilience’s stated threshold; choose Resilience if you meet it and want its security services. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [8](https://www.coalitioninc.com/control "Coalition Control") [22](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [26](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization")

## Buyer Takeaways for Coalition vs Resilience

### Coalition Buyer Takeaways

- Technology companies can combine cyber and Tech E&O in one program. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)
- Policyholders get cyber monitoring, alerts and remediation guidance through Control. [8](https://www.coalitioninc.com/control "Coalition Control") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)

### Resilience Buyer Takeaways

- Technology companies can seek E&O coverage for software, hardware and technology services. [22](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology-specific professional liability; not general professional E&O or a guarantee of offered limits.; verified: 2026-09-16.)
- Resilience helps prioritize financial cyber risks and track exposure across entities. [26](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [27](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") (Evidence: Company-reported; scope: Current named cybersecurity products; outcomes not independently established.; verified: 2026-09-16.)

## Coalition vs Resilience Coverage Lines Compared

| Coverage Type | Coalition | Resilience |
| --- | --- | --- |
| [Crime](https://thegeneralaverage.com/coverage/crime) | Listed: Coalition offers crime insurance through its executive-risks product for private and nonprofit US organizations. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") | Not listed |
| [Cyber liability](https://thegeneralaverage.com/coverage/cyber) | Listed: Coalition offers cyber insurance. [7](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") | Listed: Resilience markets cyber insurance on a primary or excess basis. [21](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") |
| [Directors and officers](https://thegeneralaverage.com/coverage/directors-officers) | Listed: Coalition offers directors and officers liability through its executive-risks product for private and nonprofit US organizations. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") | Not listed |
| [Employment practices liability](https://thegeneralaverage.com/coverage/employment-practices) | Listed: Coalition offers employment practices liability through its executive-risks product for private and nonprofit US organizations. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") | Not listed |
| [Fiduciary liability](https://thegeneralaverage.com/coverage/fiduciary) | Listed: Coalition offers fiduciary liability through its executive-risks product for private and nonprofit US organizations. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") | Not listed |
| [Media liability](https://thegeneralaverage.com/coverage/media) | Listed: Coalition identifies media liability within its Active Cyber policy. [18](https://www.coalitioninc.com/ai-coverage "Coalition AI Coverage") | Not listed |
| [Professional errors and omissions (E&O)](https://thegeneralaverage.com/coverage/professional-errors-omissions) | Listed: Coalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies. [6](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") | Not listed |
| [Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions) | Listed: Coalition offers technology errors and omissions together with Active Cyber coverage for businesses that provide a technology product or service. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") | Listed: Resilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue. [22](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") |

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.

## Coalition vs Resilience Research by Coverage Line

- [Coalition Cyber Insurance](https://thegeneralaverage.com/insurance-providers/coalition/cyber)
- [Resilience Cyber Insurance](https://thegeneralaverage.com/insurance-providers/resilience/cyber)
- [Coalition Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/coalition/technology-errors-omissions)
- [Resilience Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/resilience/technology-errors-omissions)

## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://spot.insure/pricing.md). The company decides what to buy; Spot does not automatically bind coverage.

## Key Differences Between Coalition and Resilience

### Start with the Combined Form and the Actual AI Event

Coalition's quote guidance describes adding technology E&O to a cyber submission, including information about services and contracts. Resilience advertises primary and excess technology E&O for specified technology businesses, with a published revenue appetite. A buyer should first establish whether each route will quote its current operation, then compare the technology and cyber agreements together. [12](https://help.coalitioninc.com/hc/en-us/articles/7665704343963-How-to-add-Tech-E-O-coverage-to-a-Coalition-quote "How to add Tech E&O coverage to a Coalition quote") [22](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

Coalition's AI coverage descriptions refer to existing Active Cyber agreements and a Deepfake endorsement. Those statements are not an unrestricted promise covering every erroneous AI output or performance warranty. Ask both proposed forms to address a non-breach software error as well as a security incident; do not let the shared AI label hide different triggers. [18](https://www.coalitioninc.com/ai-coverage "Coalition AI Coverage") [22](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

### California Cyber Availability Does Not Identify the Technology Insurer

California buyers can ask about admitted or surplus cyber; Coalition lists Tech E&O and MPL under surplus coverage, but the exact Tech E&O form and applicant approval still need confirmation. [10](https://help.coalitioninc.com/hc/en-us/articles/7520450985883-Where-does-Coalition-offer-cyber-insurance-coverage "Where does Coalition offer cyber insurance coverage?") [11](https://help.coalitioninc.com/hc/en-us/articles/7665550624283-Are-there-any-differences-between-Coalition-s-admitted-and-surplus-lines-products "Are there any differences between Coalition’s admitted and surplus lines products?") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)

Coalition distinguishes its admitted insurance company from producer-arranged nonadmitted placements. Its general California cyber availability therefore does not establish that the technology E&O quote uses its admitted insurer. Resilience's producer disclaimer names Homeland alternatives without resolving the specific California product route. Obtain the actual issuing entity and placement status for comparable quotes. [3](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [11](https://help.coalitioninc.com/hc/en-us/articles/7665550624283-Are-there-any-differences-between-Coalition-s-admitted-and-surplus-lines-products "Are there any differences between Coalition’s admitted and surplus lines products?") [20](https://cyberresilience.com/disclaimer/ "Disclaimer")

### Separate Included Monitoring from the Security Work You Must Buy

Coalition describes policyholder Control monitoring and alerts at no additional cost, while other security services can be separate. Resilience describes Edge risk prioritization and Arc multi-entity analysis, and explicitly says insurance is not tied to purchasing its security services. These are different service propositions; compare the deliverables and any required remediation rather than treating all security support as interchangeable. [8](https://www.coalitioninc.com/control "Coalition Control") [3](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [26](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [27](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") [20](https://cyberresilience.com/disclaimer/ "Disclaimer")

Coalition also publishes differentiated renewal workflows. Resilience's reviewed sources do not establish a standard renewal process. Ask what updated security information and applications will be required, without interpreting a documented workflow as a renewal-price guarantee. [15](https://help.coalitioninc.com/hc/en-us/articles/6959642379547-How-do-Cyber-renewals-work-at-Coalition "How do Cyber renewals work at Coalition?")

Ask Resilience for renewal deadlines and service timing because reviewed pages do not specify renewal documents, price commitments or standard turnaround. [23](https://cyberresilience.com/brokers "Brokers") [21](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [22](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Not publicly disclosed; scope: Scoped to current HTML pages; older package materials were not used to promise current renewal terms.; verified: 2026-09-16.)

## What Should You Confirm in Coalition and Resilience Quotes?

Request primary proposals on matching technology and cyber scenarios, or clearly identify the underlying policies for an excess comparison. Confirm issuer, California status, AI-related exclusions, service charges and renewal requirements. Both companies describe claims support; ask which team receives the notice and directs response under the proposed policy, without inferring better outcomes from either description. [14](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage "Does Coalition offer Excess coverage?") [9](https://www.coalitioninc.com/claims-experience "Cyber Insurance Claims Experience") [24](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [22](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

## Coalition vs Resilience Services Compared

What each provider documents about the services you may need.

| Criteria | Coalition | Resilience |
| --- | --- | --- |
| Coverage lines | Technology companies can combine cyber insurance with Tech E&O for covered third-party financial losses caused by errors, omissions or negligence in a product or service. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)<br><br>Coalition cyber may help with breach response, extortion and business interruption, subject to the issued policy. [7](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)<br><br>Some Coalition cyber policies can add miscellaneous professional liability for professional-service errors and omissions, including defense, settlements and judgments; confirm eligibility and wording. [6](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)<br><br>Coalition’s executive suite lets organizations consider D&O, employment practices, fiduciary and crime coverage for management, workplace, benefit-plan and criminal-loss exposures. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)<br><br>If your primary cyber limit is too low, Coalition lists US surplus-lines cyber excess, with combined Tech E&O and MPL excess options, above an underlying policy. It is not a general commercial umbrella, it needs underlying policy details and loss runs, and the primary insurer leads the claims response. [14](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage "Does Coalition offer Excess coverage?") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)<br><br>Eligible businesses may use existing Active Cyber agreements, media liability or Tech E&O for some AI-related losses, and can ask about a Deepfake Response endorsement; this is not blanket AI liability or a model-performance warranty. [18](https://www.coalitioninc.com/ai-coverage "Coalition AI Coverage") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) | Businesses can ask Resilience about primary or excess cyber limits up to $20 million, including privacy and eCrime; confirm the eCrime sublimit (advertised up to $500,000) and conditions in the quote. [21](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Marketing description, not reviewed policy wording. eCrime is a component, not evidence of standalone crime insurance.; verified: 2026-09-16.)<br><br>Software, hardware and technology-services businesses can consider Resilience Tech E&O, which advertises $10 million limits on US primary and excess placements. [22](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology-specific professional liability; not general professional E&O or a guarantee of offered limits.; verified: 2026-09-16.) |
| Availability | Private and nonprofit organizations may fit Coalition’s stated Executive Risks appetite up to $500 million in assets, 1,000 employees and $500 million in plan assets across the US and DC; limitations apply. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)<br><br>California buyers can ask about admitted or surplus cyber; Coalition lists Tech E&O and MPL under surplus coverage, but the exact Tech E&O form and applicant approval still need confirmation. [10](https://help.coalitioninc.com/hc/en-us/articles/7520450985883-Where-does-Coalition-offer-cyber-insurance-coverage "Where does Coalition offer cyber insurance coverage?") [11](https://help.coalitioninc.com/hc/en-us/articles/7665550624283-Are-there-any-differences-between-Coalition-s-admitted-and-surplus-lines-products "Are there any differences between Coalition’s admitted and surplus lines products?") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) | Confirm California insurer and admitted or surplus-lines route before applying because reviewed product pages do not establish them for cyber or Tech E&O. [21](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [22](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [20](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Not found in reviewed sources; scope: California eligibility remains unresolved; neither the San Francisco office nor a national producer number establishes state product availability.; verified: 2026-09-16.) |
| Servicing and renewals | Coalition policyholders can use Control at no additional cost for attack-surface and vendor-risk monitoring, vulnerability alerts and guidance; Login Security requires connecting Microsoft or Google, and Coalition sells other security products separately. [8](https://www.coalitioninc.com/control "Coalition Control") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)<br><br>Plan renewal work early: Coalition says cyber renewals start 90 days before expiry and may be Automatic, Express or Standard. Express renewals need your responses, Standard renewals need a bind order and an updated signed application, and automatic renewal does not guarantee the same premium. [15](https://help.coalitioninc.com/hc/en-us/articles/6959642379547-How-do-Cyber-renewals-work-at-Coalition "How do Cyber renewals work at Coalition?") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) | Resilience’s Edge service helps prioritize security spending by estimated financial impact, while Arc shows cyber risk across entities; these tools are risk-management services, not insurance. [26](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [27](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") (Evidence: Company-reported; scope: Current named cybersecurity products; outcomes not independently established.; verified: 2026-09-16.)<br><br>You can buy insurance without buying Resilience security services; confirm which tools are bundled and which require a separate agreement. [20](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: Company disclaimer; does not establish free services or package pricing.; verified: 2026-09-16.)<br><br>Ask Resilience for renewal deadlines and service timing because reviewed pages do not specify renewal documents, price commitments or standard turnaround. [23](https://cyberresilience.com/brokers "Brokers") [21](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [22](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Not publicly disclosed; scope: Scoped to current HTML pages; older package materials were not used to promise current renewal terms.; verified: 2026-09-16.) |
| Claims assistance | Coalition describes in-house cyber triage and attempts to recover stolen funds, with the same team handling Tech E&O; these service descriptions do not establish response quality or payment for a loss. [9](https://www.coalitioninc.com/claims-experience "Cyber Insurance Claims Experience") [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) | Resilience says an in-house team and claims manager are available 24/7 through settlement, with privacy, forensic, recovery and crisis specialists; these service claims are not independently measured. [24](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") (Evidence: Company-reported; scope: Claims operating model; no response-time, acceptance-rate or recovery performance claim adopted.; verified: 2026-09-16.) |

## Provider Profiles for Coalition and Resilience

- [What Is Coalition Insurance?](https://thegeneralaverage.com/insurance-providers/coalition)
- [What Is Resilience Insurance?](https://thegeneralaverage.com/insurance-providers/resilience)

## Comparisons Related to Coalition vs Resilience

- [AIG vs Coalition](https://thegeneralaverage.com/compare/aig-vs-coalition)
- [AIG vs Resilience](https://thegeneralaverage.com/compare/aig-vs-resilience)
- [Alliance Risk vs Coalition](https://thegeneralaverage.com/compare/alliance-risk-vs-coalition)
- [Alliance Risk vs Resilience](https://thegeneralaverage.com/compare/alliance-risk-vs-resilience)
- [Amelia Risk vs Coalition](https://thegeneralaverage.com/compare/amelia-risk-vs-coalition)
- [Amelia Risk vs Resilience](https://thegeneralaverage.com/compare/amelia-risk-vs-resilience)
- [Aon vs Coalition](https://thegeneralaverage.com/compare/aon-vs-coalition)
- [Aon vs Resilience](https://thegeneralaverage.com/compare/aon-vs-resilience)
- [Armilla vs Coalition](https://thegeneralaverage.com/compare/armilla-vs-coalition)
- [Armilla vs Resilience](https://thegeneralaverage.com/compare/armilla-vs-resilience)
- [At-Bay vs Coalition](https://thegeneralaverage.com/compare/at-bay-vs-coalition)
- [At-Bay vs Resilience](https://thegeneralaverage.com/compare/at-bay-vs-resilience)
- [The Baldwin Group vs Coalition](https://thegeneralaverage.com/compare/baldwin-vs-coalition)
- [The Baldwin Group vs Resilience](https://thegeneralaverage.com/compare/baldwin-vs-resilience)
- [Beazley vs Coalition](https://thegeneralaverage.com/compare/beazley-vs-coalition)
- [Beazley vs Resilience](https://thegeneralaverage.com/compare/beazley-vs-resilience)
- [Berkshire Hathaway Specialty Insurance vs Coalition](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-coalition)
- [Berkshire Hathaway Specialty Insurance vs Resilience](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-resilience)
- [biBerk vs Coalition](https://thegeneralaverage.com/compare/biberk-vs-coalition)
- [biBerk vs Resilience](https://thegeneralaverage.com/compare/biberk-vs-resilience)
- [CFC vs Coalition](https://thegeneralaverage.com/compare/cfc-vs-coalition)
- [CFC vs Resilience](https://thegeneralaverage.com/compare/cfc-vs-resilience)
- [Chubb vs Coalition](https://thegeneralaverage.com/compare/chubb-vs-coalition)
- [Chubb vs Resilience](https://thegeneralaverage.com/compare/chubb-vs-resilience)
- [CNA vs Coalition](https://thegeneralaverage.com/compare/cna-vs-coalition)
- [CNA vs Resilience](https://thegeneralaverage.com/compare/cna-vs-resilience)
- [Coalition vs Corgi](https://thegeneralaverage.com/compare/coalition-vs-corgi)
- [Coalition vs Coterie Insurance](https://thegeneralaverage.com/compare/coalition-vs-coterie)
- [Coalition vs Counterpart](https://thegeneralaverage.com/compare/coalition-vs-counterpart)
- [Coalition vs Coverdash](https://thegeneralaverage.com/compare/coalition-vs-coverdash)
- [Coalition vs Cowbell](https://thegeneralaverage.com/compare/coalition-vs-cowbell)
- [Coalition vs Embroker](https://thegeneralaverage.com/compare/coalition-vs-embroker)
- [Coalition vs Founder Shield](https://thegeneralaverage.com/compare/coalition-vs-foundershield)
- [Corgi vs Resilience](https://thegeneralaverage.com/compare/corgi-vs-resilience)
- [Coterie Insurance vs Resilience](https://thegeneralaverage.com/compare/coterie-vs-resilience)
- [Counterpart vs Resilience](https://thegeneralaverage.com/compare/counterpart-vs-resilience)
- [Coverdash vs Resilience](https://thegeneralaverage.com/compare/coverdash-vs-resilience)
- [Cowbell vs Resilience](https://thegeneralaverage.com/compare/cowbell-vs-resilience)
- [Embroker vs Resilience](https://thegeneralaverage.com/compare/embroker-vs-resilience)

## Sources for Coalition vs Resilience

### [Coalition Official Website](https://www.coalitioninc.com/)

1. [Tech E&O Insurance Coverage](https://www.coalitioninc.com/technology-errors-and-omissions-insurance). Coalition; Who needs Technology Errors & Omissions coverage? (organizations that provide a technology product or service for a fee); Combine Technology Errors & Omissions coverage with Active Cyber Insurance; Coalition Advantage. Accessed 2026-09-16.
2. [Licenses and Carriers](https://www.coalitioninc.com/legal/licenses). Coalition; Insurance Licenses: California row; Insurance Carriers; concluding disclosures. Accessed 2026-09-16.
3. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Non-Admitted Cyber; Admitted Cyber; Admitted and Non-admitted Cyber. Accessed 2026-09-16.
4. [U.S. Producer Compensation](https://www.coalitioninc.com/legal/producer-compensation). Coalition; Insurance Producers; Base Commission; Contingent Commission; Business Production Incentive Programs; Non-Insurance Products. Accessed 2026-09-16.
5. [Executive Risks](https://www.coalitioninc.com/executive-risks-insurance). Coalition; FAQ: What type of businesses do you protect?, What limits do you offer? and What resources do you have for policyholders?; Product Offering: D&O, EPL, fiduciary, crime. Accessed 2026-09-16.
6. [Miscellaneous Professional Liability](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance). Coalition; Why Miscellaneous Professional Liability? (can be added to certain Active Cyber Insurance policies); MPL Advantage; Broker Benefits. Accessed 2026-09-16.
7. [Active Cyber Insurance](https://www.coalitioninc.com/cyber-insurance). Coalition; Active Cyber Insurance; Coverage Advantage: separate limit for breach response, pay-on-behalf for cyber extortion, funds transfer fraud, business interruption. Accessed 2026-09-16.
8. [Coalition Control](https://www.coalitioninc.com/control). Coalition; How We Help; Policyholder Features; Wirespeed ADR. Accessed 2026-09-16.
9. [Cyber Insurance Claims Experience](https://www.coalitioninc.com/claims-experience). Coalition; Pre-Claims Assistance; Claims Advantage. Accessed 2026-09-16.
10. [Where does Coalition offer cyber insurance coverage?](https://help.coalitioninc.com/hc/en-us/articles/7520450985883-Where-does-Coalition-offer-cyber-insurance-coverage) Coalition; United States. Accessed 2026-09-16.
11. [Are there any differences between Coalition’s admitted and surplus lines products?](https://help.coalitioninc.com/hc/en-us/articles/7665550624283-Are-there-any-differences-between-Coalition-s-admitted-and-surplus-lines-products) Coalition; Cyber insurance coverage offered by Coalition: Coverage availability; Coverage offering. Accessed 2026-09-16.
12. [How to add Tech E&O coverage to a Coalition quote](https://help.coalitioninc.com/hc/en-us/articles/7665704343963-How-to-add-Tech-E-O-coverage-to-a-Coalition-quote). Coalition; Opening; Step 1; Step 2; Last Step. Accessed 2026-09-16.
13. [How do I qualify for and buy cyber insurance from Coalition?](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition) Coalition; Eligibility; broker contact; underwriting paragraphs. Accessed 2026-09-16.
14. [Does Coalition offer Excess coverage?](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage) Coalition; Where do I send my excess submissions?; What excess products does Coalition offer, and in what regions? (excess Cyber Surplus in the US and Canada; excess Tech E&O and MPL combined with cyber, US only). Accessed 2026-09-16.
15. [How do Cyber renewals work at Coalition?](https://help.coalitioninc.com/hc/en-us/articles/6959642379547-How-do-Cyber-renewals-work-at-Coalition) Coalition; Opening renewal-path table; Automatic; Express; Standard. Accessed 2026-09-16.
16. [How does Coalition make money?](https://help.coalitioninc.com/hc/en-us/articles/7608439306907-How-does-Coalition-make-money) Coalition; Premium retention and carrier payments paragraphs. Accessed 2026-09-16.
17. [Active Cyber Insurance for Enterprises](https://www.coalitioninc.com/enterprise). Coalition; Introduction; closing eligibility disclaimer. Accessed 2026-09-16.
18. [Coalition AI Coverage](https://www.coalitioninc.com/ai-coverage). Coalition; Coverage in Action table, including the Defamation row (Media Liability insuring agreement); Deepfake Response; policy disclaimers. Accessed 2026-09-16.

### [Resilience Official Website](https://cyberresilience.com/)

19. [Home Page](https://cyberresilience.com/). Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16.
20. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; Opening paragraphs and USA jurisdiction disclosure. Accessed 2026-09-16.
21. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Cyber Insurance product introduction; Why choose cyber insurance; Policy coverage; primary and excess offerings; A Broad Market Appetite: US Cyber. Accessed 2026-09-16.
22. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; Technology Errors & Omissions: technology risk categories; Key Benefits; primary and excess offering; A Broad Market Appetite (US revenue $25M–$10B). Accessed 2026-09-16.
23. [Brokers](https://cyberresilience.com/brokers). Resilience; Broker benefits; Use cases; Insurance & risk solutions. Accessed 2026-09-16.
24. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; Our difference; Support from start to resolution; Claims panel. Accessed 2026-09-16.
25. [Contact Us](https://cyberresilience.com/contact-us). Resilience; Contact us; emergency claims instructions. Accessed 2026-09-16.
26. [Security Investment Prioritization](https://cyberresilience.com/products/security-investment-prioritization). Resilience; Resilience Edge introduction and Key benefits. Accessed 2026-09-16.
27. [Multi-Entity & Portfolio Risk](https://cyberresilience.com/products/multi-entity-and-portfolio-risk). Resilience; Resilience Arc introduction. Accessed 2026-09-16.
28. [Terms and Conditions](https://cyberresilience.com/terms-and-conditions/). Resilience; Opening website agreement; separate written agreements. Accessed 2026-09-16.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://thegeneralaverage.com/compare/coalition-vs-resilience.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://thegeneralaverage.com/llms.txt)