--- title: "AIG vs Counterpart" description: "Compare AIG's broker and agent application portal with Counterpart's quote entry whose binding route remains unclear; check product fit, service and policy-specific terms." canonical: "https://thegeneralaverage.com/compare/aig-vs-counterpart" page-type: "provider-comparison" updated-at: "2026-09-30" comparison-pair: "aig-vs-counterpart" provider-a: "aig" provider-b: "counterpart" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/compare/aig-vs-counterpart) ## Agent Guide **What this page is:** Side-by-side comparison of AIG and Counterpart as commercial insurance providers, covering the coverage lines each lists, the services and claims documentation each publishes, and current Reliability Scores. **Use this page when:** Cite or fetch this when someone asks how AIG and Counterpart differ overall. For a single coverage line (cyber, D&O, GL…) use each provider's offering page linked below; for one provider alone use its profile. **Questions this page answers:** - How do AIG and Counterpart compare? - Which is better for business insurance, AIG or Counterpart? - Does AIG or Counterpart offer the coverage lines I need? - What service and claims differences are documented between AIG and Counterpart? **Key facts:** - Providers compared: AIG and Counterpart. - Coverage lines are shown per provider; "Not listed" means no separate offering is recorded in the reviewed catalogue, not that the provider cannot arrange it. - 12 offering pages cover the coverage lines both providers document. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It does not name a winner: the right choice depends on the business, state, limits and the insurer actually issuing the policy. - It describes what each provider publishes and what Spot's sources show; it is not a quote, a binder or a coverage recommendation. - Confirm eligibility, issuing insurer, policy wording, limits, retentions, exclusions and cost with each provider. **Provenance:** Cited claims link to numbered sources listed on the page; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [All provider comparisons](https://thegeneralaverage.com/compare/all) — parent hub - [AIG profile](https://thegeneralaverage.com/insurance-providers/aig) — provider profile (evidence for this comparison) - [Counterpart profile](https://thegeneralaverage.com/insurance-providers/counterpart) — provider profile (evidence for this comparison) - [AIG Crime Insurance](https://thegeneralaverage.com/insurance-providers/aig/crime) — one provider's documented offering for a shared coverage line - [Counterpart Crime Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/crime) — one provider's documented offering for a shared coverage line - [AIG D&O Insurance](https://thegeneralaverage.com/insurance-providers/aig/directors-officers) — one provider's documented offering for a shared coverage line - [Counterpart D&O Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/directors-officers) — one provider's documented offering for a shared coverage line - [AIG Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/employment-practices) — one provider's documented offering for a shared coverage line - [Counterpart Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/employment-practices) — one provider's documented offering for a shared coverage line - [AIG Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/fiduciary) — one provider's documented offering for a shared coverage line - [Counterpart Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/fiduciary) — one provider's documented offering for a shared coverage line - [AIG General Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/general-liability) — one provider's documented offering for a shared coverage line - [Counterpart General Liability Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/general-liability) — one provider's documented offering for a shared coverage line - [AIG Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/aig/professional-errors-omissions) — one provider's documented offering for a shared coverage line - [Counterpart Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/professional-errors-omissions) — one provider's documented offering for a shared coverage line - [AIG vs Alliance Risk](https://thegeneralaverage.com/compare/aig-vs-alliance-risk) — sibling comparison - [AIG vs Amelia Risk](https://thegeneralaverage.com/compare/aig-vs-amelia-risk) — sibling comparison - [AIG vs Aon](https://thegeneralaverage.com/compare/aig-vs-aon) — sibling comparison - [AIG vs Armilla](https://thegeneralaverage.com/compare/aig-vs-armilla) — sibling comparison - [AIG vs At-Bay](https://thegeneralaverage.com/compare/aig-vs-at-bay) — sibling comparison - [AIG vs The Baldwin Group](https://thegeneralaverage.com/compare/aig-vs-baldwin) — sibling comparison - [AIG vs Beazley](https://thegeneralaverage.com/compare/aig-vs-beazley) — sibling comparison - [AIG vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/aig-vs-berkshire-hathaway-specialty-insurance) — sibling comparison - [AIG vs biBerk](https://thegeneralaverage.com/compare/aig-vs-biberk) — sibling comparison - [AIG vs CFC](https://thegeneralaverage.com/compare/aig-vs-cfc) — sibling comparison - [AIG vs Chubb](https://thegeneralaverage.com/compare/aig-vs-chubb) — sibling comparison - [AIG vs CNA](https://thegeneralaverage.com/compare/aig-vs-cna) — sibling comparison - [AIG vs Coalition](https://thegeneralaverage.com/compare/aig-vs-coalition) — sibling comparison - [AIG vs Corgi](https://thegeneralaverage.com/compare/aig-vs-corgi) — sibling comparison - [AIG vs Coterie Insurance](https://thegeneralaverage.com/compare/aig-vs-coterie) — sibling comparison - [AIG vs Coverdash](https://thegeneralaverage.com/compare/aig-vs-coverdash) — sibling comparison - [AIG vs Cowbell](https://thegeneralaverage.com/compare/aig-vs-cowbell) — sibling comparison - [AIG vs Embroker](https://thegeneralaverage.com/compare/aig-vs-embroker) — sibling comparison - [AIG vs Founder Shield](https://thegeneralaverage.com/compare/aig-vs-foundershield) — sibling comparison - [Alliance Risk vs Counterpart](https://thegeneralaverage.com/compare/alliance-risk-vs-counterpart) — sibling comparison - [Amelia Risk vs Counterpart](https://thegeneralaverage.com/compare/amelia-risk-vs-counterpart) — sibling comparison - [Aon vs Counterpart](https://thegeneralaverage.com/compare/aon-vs-counterpart) — sibling comparison - [Armilla vs Counterpart](https://thegeneralaverage.com/compare/armilla-vs-counterpart) — sibling comparison - [At-Bay vs Counterpart](https://thegeneralaverage.com/compare/at-bay-vs-counterpart) — sibling comparison - [The Baldwin Group vs Counterpart](https://thegeneralaverage.com/compare/baldwin-vs-counterpart) — sibling comparison - [Beazley vs Counterpart](https://thegeneralaverage.com/compare/beazley-vs-counterpart) — sibling comparison - [Berkshire Hathaway Specialty Insurance vs Counterpart](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-counterpart) — sibling comparison - [biBerk vs Counterpart](https://thegeneralaverage.com/compare/biberk-vs-counterpart) — sibling comparison - [CFC vs Counterpart](https://thegeneralaverage.com/compare/cfc-vs-counterpart) — sibling comparison - [Chubb vs Counterpart](https://thegeneralaverage.com/compare/chubb-vs-counterpart) — sibling comparison - [CNA vs Counterpart](https://thegeneralaverage.com/compare/cna-vs-counterpart) — sibling comparison - [Coalition vs Counterpart](https://thegeneralaverage.com/compare/coalition-vs-counterpart) — sibling comparison - [Corgi vs Counterpart](https://thegeneralaverage.com/compare/corgi-vs-counterpart) — sibling comparison - [Coterie Insurance vs Counterpart](https://thegeneralaverage.com/compare/coterie-vs-counterpart) — sibling comparison - [Counterpart vs Coverdash](https://thegeneralaverage.com/compare/counterpart-vs-coverdash) — sibling comparison - [Counterpart vs Cowbell](https://thegeneralaverage.com/compare/counterpart-vs-cowbell) — sibling comparison - [Counterpart vs Embroker](https://thegeneralaverage.com/compare/counterpart-vs-embroker) — sibling comparison - [Counterpart vs Founder Shield](https://thegeneralaverage.com/compare/counterpart-vs-foundershield) — sibling comparison # AIG vs Counterpart: How Do They Compare for Business Insurance? Compare AIG's broker and agent application portal with Counterpart's quote entry whose binding route remains unclear; check product fit, service and policy-specific terms. ## Before You Quote Ask each provider about eligibility, the issuing insurer, policy wording, limits, retentions, exclusions and costs for your business. ## AIG vs Counterpart in Brief AIG describes broker and agent application portal; Counterpart describes quote entry whose binding route remains unclear. Compare their documented roles and service routes, then confirm the insurer and terms for your quote. [4](https://www.aig.com/login "AIG Login") [21](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") ## AIG and Counterpart Reliability Scores These sourced assessments are shown for context; this comparison does not select a winner. ### AIG Reliability Scores Role: Insurance carrier. Carrier & MGA Reliability Score: **No Reliability Score**. Assessed 2026-09-29; review due 2026-10-29. Excluded factors: Financial Resilience (The supplied evidence did not support a score for Financial Resilience; this factor is excluded, not scored as zero. Canonical evidence gaps: AIG’s complete U.S.-domiciled P&C company list and broad license/eligibility jurisdictions are transcribed from its own notice and treated as trustworthy company-reported evidence. Product-specific insurer assignments remain unknown because the notice itself makes no such assignment.; No specific policy-to-issuing-company mapping; AIG's published U.S.-domiciled P&C company list is fully transcribed, but its notice disclaims policy-specific issuer inference.; No individual statutory capital, surplus, results or financial strength rating for each named operating insurer was assessed; available AIG figures are group aggregate and AM Best coverage is a rating unit.; No complete current reinsurance treaty schedule, capacity panel, terms, collateral, renewal history or mapping from any program to its issuer and reinsurers. Named NICO/Fortitude arrangements are legacy or run-off scope.; Claims responsibility, delegated administrators, entity-specific oversight, service standards, complaint escalation and claims performance remain unverified by issuing company and program.; The 2025 Missouri action against National Union is verified as listed but inaccessible in the scanned linked PDF; the matter and outcome are unknown.; Regulatory conduct review was scoped to the New York DFS enforcement index and Missouri DOI records for selected named entities; it was not a search of every state regulator, federal court, or all regulator datasets. No clean-record conclusion is supported.; A 2025 New York DFS action names 'AIG Property Casualty Insurance Company'; its relationship to 'AIG Property Casualty Company' is unresolved and the action is not attributed to the latter.; Producer compensation disclosures are company-reported and based on 2024 U.S. business. Individual policy compensation and any producer-specific agreement are unknown.; Illinois National Insurance Co.'s California profile returned an error, so its license there is unverified. No state other than California, New York and Missouri was checked against regulator records.; AM Best's rating covers the whole AIG rating unit. An individual grade for each named commercial insurer was not opened.); Claims and Servicing (The supplied evidence did not support a score for Claims and Servicing; this factor is excluded, not scored as zero. Canonical evidence gaps: AIG’s complete U.S.-domiciled P&C company list and broad license/eligibility jurisdictions are transcribed from its own notice and treated as trustworthy company-reported evidence. Product-specific insurer assignments remain unknown because the notice itself makes no such assignment.; No specific policy-to-issuing-company mapping; AIG's published U.S.-domiciled P&C company list is fully transcribed, but its notice disclaims policy-specific issuer inference.; No individual statutory capital, surplus, results or financial strength rating for each named operating insurer was assessed; available AIG figures are group aggregate and AM Best coverage is a rating unit.; No complete current reinsurance treaty schedule, capacity panel, terms, collateral, renewal history or mapping from any program to its issuer and reinsurers. Named NICO/Fortitude arrangements are legacy or run-off scope.; Claims responsibility, delegated administrators, entity-specific oversight, service standards, complaint escalation and claims performance remain unverified by issuing company and program.; The 2025 Missouri action against National Union is verified as listed but inaccessible in the scanned linked PDF; the matter and outcome are unknown.; Regulatory conduct review was scoped to the New York DFS enforcement index and Missouri DOI records for selected named entities; it was not a search of every state regulator, federal court, or all regulator datasets. No clean-record conclusion is supported.; A 2025 New York DFS action names 'AIG Property Casualty Insurance Company'; its relationship to 'AIG Property Casualty Company' is unresolved and the action is not attributed to the latter.; Producer compensation disclosures are company-reported and based on 2024 U.S. business. Individual policy compensation and any producer-specific agreement are unknown.; Illinois National Insurance Co.'s California profile returned an error, so its license there is unverified. No state other than California, New York and Missouri was checked against regulator records.; AM Best's rating covers the whole AIG rating unit. An individual grade for each named commercial insurer was not opened.); Carrier-Network Strength (The supplied evidence did not support a score for Carrier-Network Strength; this factor is excluded, not scored as zero. Canonical evidence gaps: AIG’s complete U.S.-domiciled P&C company list and broad license/eligibility jurisdictions are transcribed from its own notice and treated as trustworthy company-reported evidence. Product-specific insurer assignments remain unknown because the notice itself makes no such assignment.; No specific policy-to-issuing-company mapping; AIG's published U.S.-domiciled P&C company list is fully transcribed, but its notice disclaims policy-specific issuer inference.; No individual statutory capital, surplus, results or financial strength rating for each named operating insurer was assessed; available AIG figures are group aggregate and AM Best coverage is a rating unit.; No complete current reinsurance treaty schedule, capacity panel, terms, collateral, renewal history or mapping from any program to its issuer and reinsurers. Named NICO/Fortitude arrangements are legacy or run-off scope.; Claims responsibility, delegated administrators, entity-specific oversight, service standards, complaint escalation and claims performance remain unverified by issuing company and program.; The 2025 Missouri action against National Union is verified as listed but inaccessible in the scanned linked PDF; the matter and outcome are unknown.; Regulatory conduct review was scoped to the New York DFS enforcement index and Missouri DOI records for selected named entities; it was not a search of every state regulator, federal court, or all regulator datasets. No clean-record conclusion is supported.; A 2025 New York DFS action names 'AIG Property Casualty Insurance Company'; its relationship to 'AIG Property Casualty Company' is unresolved and the action is not attributed to the latter.; Producer compensation disclosures are company-reported and based on 2024 U.S. business. Individual policy compensation and any producer-specific agreement are unknown.; Illinois National Insurance Co.'s California profile returned an error, so its license there is unverified. No state other than California, New York and Missouri was checked against regulator records.; AM Best's rating covers the whole AIG rating unit. An individual grade for each named commercial insurer was not opened.); Regulatory Conduct (The supplied evidence did not support a score for Regulatory Conduct; this factor is excluded, not scored as zero. Canonical evidence gaps: AIG’s complete U.S.-domiciled P&C company list and broad license/eligibility jurisdictions are transcribed from its own notice and treated as trustworthy company-reported evidence. Product-specific insurer assignments remain unknown because the notice itself makes no such assignment.; No specific policy-to-issuing-company mapping; AIG's published U.S.-domiciled P&C company list is fully transcribed, but its notice disclaims policy-specific issuer inference.; No individual statutory capital, surplus, results or financial strength rating for each named operating insurer was assessed; available AIG figures are group aggregate and AM Best coverage is a rating unit.; No complete current reinsurance treaty schedule, capacity panel, terms, collateral, renewal history or mapping from any program to its issuer and reinsurers. Named NICO/Fortitude arrangements are legacy or run-off scope.; Claims responsibility, delegated administrators, entity-specific oversight, service standards, complaint escalation and claims performance remain unverified by issuing company and program.; The 2025 Missouri action against National Union is verified as listed but inaccessible in the scanned linked PDF; the matter and outcome are unknown.; Regulatory conduct review was scoped to the New York DFS enforcement index and Missouri DOI records for selected named entities; it was not a search of every state regulator, federal court, or all regulator datasets. No clean-record conclusion is supported.; A 2025 New York DFS action names 'AIG Property Casualty Insurance Company'; its relationship to 'AIG Property Casualty Company' is unresolved and the action is not attributed to the latter.; Producer compensation disclosures are company-reported and based on 2024 U.S. business. Individual policy compensation and any producer-specific agreement are unknown.; Illinois National Insurance Co.'s California profile returned an error, so its license there is unverified. No state other than California, New York and Missouri was checked against regulator records.; AM Best's rating covers the whole AIG rating unit. An individual grade for each named commercial insurer was not opened.). Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/aig/reliability). ### Counterpart Reliability Scores Role: Broker. Broker Reliability Score: **No Reliability Score**. Assessed 2026-09-29; review due 2026-10-29. Excluded factors: Identity and Authority (The supplied evidence did not support a score for Identity and Authority; this factor is excluded, not scored as zero. Canonical evidence gaps: No regulator record was retrieved for Counterpart Insurance Services, Inc.'s license status, so the 50-state and D.C. authority and the NPN are company-reported.; The insurer for each product and state is not mapped, and the list of insurers is not a placement record.; Whether Counterpart Insurance Company issues policies today is not established.; No five-year regulator conduct search was completed for Counterpart Insurance Services, Inc. or Counterpart, Inc. Absence of results is not a clean record.; Counterpart's claims-speed and satisfaction figures have no published method, and who decides a claim for a given policy is not disclosed.; Insurer ratings were read from press coverage of AM Best releases, and the Markel release was read earlier by another reviewer. The AM Best pages themselves blocked automated access.; No customer rating from an independent review platform was found.); Regulatory Conduct (The supplied evidence did not support a score for Regulatory Conduct; this factor is excluded, not scored as zero. Canonical evidence gaps: No regulator record was retrieved for Counterpart Insurance Services, Inc.'s license status, so the 50-state and D.C. authority and the NPN are company-reported.; The insurer for each product and state is not mapped, and the list of insurers is not a placement record.; Whether Counterpart Insurance Company issues policies today is not established.; No five-year regulator conduct search was completed for Counterpart Insurance Services, Inc. or Counterpart, Inc. Absence of results is not a clean record.; Counterpart's claims-speed and satisfaction figures have no published method, and who decides a claim for a given policy is not disclosed.; Insurer ratings were read from press coverage of AM Best releases, and the Markel release was read earlier by another reviewer. The AM Best pages themselves blocked automated access.; No customer rating from an independent review platform was found.). Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/counterpart/reliability). ## AIG Review Scores for 2026 Review Score: 4.4 / 10 from 2 rated sources, equally weighted. Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance. - NerdWallet: NerdWallet editorial rating 2.5 (stars). NerdWallet’s editorial business-insurance comparison; the AIG entry concerns commercial liability and property insurance, not a quantified policyholder-review sample. The page’s complaint statement and 2.5-star editorial rating are source-specific and must not be recast as a consumer average. Checked 2026-09-29. [Business Insurance: Get Quotes and Coverage Today](https://www.nerdwallet.com/business/insurance/best) - Trustpilot: Trustpilot TrustScore 1.9 (out of 5); 252 reviews. Consumer reviews on aig.com’s Trustpilot profile span products and countries, including personal, travel, device/service and other experiences; they do not isolate U.S. commercial-P&C policyholders or a single issuing insurer. Checked 2026-09-29. [AIG Reviews](https://www.trustpilot.com/review/aig.com) - ConsumerAffairs: ConsumerAffairs average 1.0 (out of 5); 274 reviews. ConsumerAffairs page titled AIG Life Insurance Reviews, updated 2026-08-14. The page mixes life and high-net-worth home references and reviewers may describe other AIG relationships; it is not a commercial-P&C-only population. Checked 2026-09-29. [AIG Life Insurance Reviews](https://www.consumeraffairs.com/insurance/aig_life.html) - BBB: Complaints shown, prior 3 years 270. BBB’s American International Group, Inc. headquarters profile and corporate-owned locations (86 listed locations); complaint data is not limited to commercial insurance or a particular risk-bearing insurer. BBB says displayed complaint text may not represent every complaint. Period: Three years ending as displayed 2026-09-29. Checked 2026-09-29. [American International Group, Inc. (AIG) BBB Complaints](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/american-international-group-inc-aig-0121-1515/complaints) Reviewed 2026-09-29. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/aig/reviews). ## Counterpart Review Scores for 2026 Review Score: not enough ratings. We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business. Reviewed 2026-09-29. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/counterpart/reviews). ## An Overview of AIG and Counterpart AIG and Counterpart describe different quote routes: broker and agent application portal and quote entry whose binding route remains unclear. This comparison helps you match the documented process and business focus to the risk you are placing; it does not determine eligibility or policy terms. [4](https://www.aig.com/login "AIG Login") [21](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") ## What Stands Out About AIG and Counterpart? ### AIG at a Glance - Brokers and agents can use AIG’s North America portal for loss runs, policy documents, applications and tools. [4](https://www.aig.com/login "AIG Login") (Evidence: Company-reported; scope: Publicly listed North America broker/agent portal functions and U.S. producer appointment requests. Authenticated workflow and product-specific submission or binding steps were not reviewed.; verified: 2026-09-28.) - For certain property and casualty lines, insureds and brokers can report claims online and track adjuster assignment and closure, depending on country. [5](https://www.aig.com/business/business-claims/intellirisk-services "IntelliRisk") (Evidence: Company-reported; scope: AIG's stated IntelliRisk claim portal functions for named primary property/casualty lines. This does not describe every commercial line, claim outcome, or policy obligation.; verified: 2026-09-28.) ### Counterpart at a Glance - Counterpart lists private-company and nonprofit D&O, employment practices, fiduciary, crime, professional and lawyers liability, among other lines. [16](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [24](https://yourcounterpart.com/products/do "Private Directors & Officers Liability Insurance") [25](https://yourcounterpart.com/products/not-for-profit-do "Not-for-Profit Directors & Officers Insurance") [26](https://yourcounterpart.com/products/epli "Employment Practices Liability Insurance") [27](https://yourcounterpart.com/products/fid "Fiduciary Liability Insurance") [28](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") [29](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [30](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") [31](https://yourcounterpart.com/products/architects-and-engineers "Architects, Engineers, & Contractors Liability") [32](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") (Evidence: Company-reported; scope: Current site marketing catalogue checked September 29, 2026. Marketing membership is separate from acceptance of a three-claim line-comparison offering.; verified: 2026-09-29.) - Counterpart’s dashboard shows broker submission statuses from in progress through underwriting review and quote. [22](https://knowledge.yourcounterpart.com/en/articles/4438626-what-is-my-application-status "What is my application status?") (Evidence: Company-reported; scope: Company-described broker workflow in a July 2025 article; not independently tested.; verified: 2026-09-29.) ## AIG vs Counterpart Coverage Lines Compared | Coverage Type | AIG | Counterpart | | --- | --- | --- | | [Builders risk](https://thegeneralaverage.com/coverage/builders-risk) | Listed: AIG Builders Risk | Not listed | | [Cargo and transit](https://thegeneralaverage.com/coverage/cargo-transit) | Listed: AIG Ocean Cargo | Not listed | | [Commercial auto](https://thegeneralaverage.com/coverage/commercial-auto) | Listed: AIG Truck Insurance Group commercial auto (scoped to for-hire trucking) | Not listed | | [Commercial property](https://thegeneralaverage.com/coverage/commercial-property) | Listed: AIG Commercial Property / Retail Property | Not listed | | [Crime](https://thegeneralaverage.com/coverage/crime) | Listed: AIG Crime Insurance / CrimeGuard Choice | Listed: Named Commercial Crime product; confirm agreements, controls, limits and exclusions in the policy. [28](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") | | [Cyber liability](https://thegeneralaverage.com/coverage/cyber) | Listed: AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct) | Not listed | | [Directors and officers](https://thegeneralaverage.com/coverage/directors-officers) | Listed: AIG Directors & Officers Liability | Listed: Distinct private-company and nonprofit D&O product pages; class and insurer vary by placement. [24](https://yourcounterpart.com/products/do "Private Directors & Officers Liability Insurance") [25](https://yourcounterpart.com/products/not-for-profit-do "Not-for-Profit Directors & Officers Insurance") | | [Employee health and benefits](https://thegeneralaverage.com/coverage/employee-health-benefits) | Listed: AIG Medical Indemnity supplemental group health benefit | Not listed | | [Employment practices liability](https://thegeneralaverage.com/coverage/employment-practices) | Listed: AIG Employment Practices Liability Insurance | Listed: Named Employment Practices Liability product; examples and policy terms govern. [26](https://yourcounterpart.com/products/epli "Employment Practices Liability Insurance") | | [Equipment breakdown](https://thegeneralaverage.com/coverage/equipment-breakdown) | Listed: AIG Programs lists equipment breakdown in named program schedules including the manufactured-housing program; schedule-specific membership only. | Not listed | | [Fidelity bonds](https://thegeneralaverage.com/coverage/fidelity-bonds) | Listed: AIG Crime and Fidelity product page; line membership is based on the named fidelity/bond product family, not a specific bond form. | Not listed | | [Fiduciary liability](https://thegeneralaverage.com/coverage/fiduciary) | Listed: AIG Fiduciary Liability Insurance / Fiduciary Edge | Listed: Named Fiduciary Liability product for benefit-plan exposures; law and policy terms govern. [27](https://yourcounterpart.com/products/fid "Fiduciary Liability Insurance") | | [General liability](https://thegeneralaverage.com/coverage/general-liability) | Listed: AIG Programs general liability (three separate program scopes) | Listed: GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL. [29](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [32](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") | | [Hired and non-owned auto](https://thegeneralaverage.com/coverage/hired-non-owned-auto) | Listed: AIG Manufactured Housing Program lists hired and non-owned auto for that program; this does not establish a standalone broad HNOA product. | Not listed | | [Kidnap and ransom](https://thegeneralaverage.com/coverage/kidnap-ransom) | Listed: AIG CrisiSolution K&R and extortion | Not listed | | [Liquor liability](https://thegeneralaverage.com/coverage/liquor-liability) | Listed: AIG Programs lists liquor liability among coverages it may develop in client-specific programs; no general standalone product or universal program availability implied. | Not listed | | [Management liability](https://thegeneralaverage.com/coverage/management-liability) | Listed: AIG Programs Management Liability for private and non-profit companies with revenue up to $50 million; listed components are D&O, EPL and fiduciary liability. | Not listed | | [Media liability](https://thegeneralaverage.com/coverage/media) | Listed: AIG Media Content and Publishers & Broadcasters liability (distinct descriptions) | Not listed | | [Medical malpractice](https://thegeneralaverage.com/coverage/medical-malpractice) | Not listed | Listed: Allied healthcare liability for named classes; not universal conventional malpractice. [30](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") | | [Product liability](https://thegeneralaverage.com/coverage/product-liability) | Listed: AIG Aviation Product Liability | Not listed | | [Product recall](https://thegeneralaverage.com/coverage/product-recall) | Listed: AIG Multinational and Talbot market multinational Product Recall Insurance for named component-part, consumer-goods/topical/consumer-health and finished-goods segments; not an unrestricted U.S. standalone product, and the flyer does not resolve a specific policy issuer, account terms or jurisdiction-specific availability. [12](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf "AIG Multinational Product Recall Summary Sheet") | Not listed | | [Professional errors and omissions (E&O)](https://thegeneralaverage.com/coverage/professional-errors-omissions) | Listed: AIG entity-based Professional Liability / Specialty Professional E&O | Listed: Several separately scoped professional-liability programs; do not generalize terms across professions. [29](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [31](https://yourcounterpart.com/products/architects-and-engineers "Architects, Engineers, & Contractors Liability") [30](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") [32](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") | | [Representations and warranties](https://thegeneralaverage.com/coverage/representations-warranties) | Listed: AIG Representations & Warranties Insurance | Not listed | | [Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions) | Listed: AIG Technology Services E&O; the page separately identifies coverage for technology-service performance errors or omissions. Membership only, not a detailed accepted Tech E&O offering. | Not listed | | [Tools, equipment and inland marine](https://thegeneralaverage.com/coverage/inland-marine) | Listed: AIG Inland Marine (Transportation & Logistics; Construction & Equipment) | Not listed | | [Trucking](https://thegeneralaverage.com/coverage/trucking) | Listed: AIG Truck Insurance Group | Not listed | | [Umbrella and excess liability](https://thegeneralaverage.com/coverage/umbrella-excess) | Listed: AIG Excess Casualty (lead umbrella and mid/high excess) | Not listed | | [Workers’ compensation](https://thegeneralaverage.com/coverage/workers-compensation) | Listed: AIG Workers’ Compensation options by distinct channel | Not listed | A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms. ## AIG and Counterpart Coverage, Line by Line - [AIG Crime Insurance](https://thegeneralaverage.com/insurance-providers/aig/crime) - [Counterpart Crime Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/crime) - [AIG D&O Insurance](https://thegeneralaverage.com/insurance-providers/aig/directors-officers) - [Counterpart D&O Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/directors-officers) - [AIG Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/employment-practices) - [Counterpart Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/employment-practices) - [AIG Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/fiduciary) - [Counterpart Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/fiduciary) - [AIG General Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/general-liability) - [Counterpart General Liability Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/general-liability) - [AIG Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/aig/professional-errors-omissions) - [Counterpart Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/counterpart/professional-errors-omissions) ## Optional Spot Service Handoff Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://spot.insure/pricing.md). The company decides what to buy; Spot does not automatically bind coverage. ## Key Differences Between AIG and Counterpart ### Business Fit and Roles “AIG” is the marketing name for American International Group, Inc.'s worldwide operations. AIG says insurance products are written or provided by subsidiaries or affiliates; its U.S. legal notice lists multiple U.S.-domiciled property and casualty insurers but does not identify which company would issue a particular commercial policy. [1](https://www.aig.com/investor-relations "Investor Relations") [2](https://www.aig.com/legal-notice "Additional Legal Notices") (Evidence: Company-reported; scope: AIG group naming and the listed U.S.-domiciled property and casualty companies. The legal notice is not a policy-specific carrier assignment or complete ownership chart.; verified: 2026-09-28.) Counterpart says its U.S. products are offered by its wholly owned subsidiary, Counterpart Insurance Services, Inc., which it identifies as a licensed producer and surplus-lines broker. The company says the issuing carrier is responsible for policy obligations. [18](https://yourcounterpart.com/licenses "Licenses & Carriers") (Evidence: Company-reported; scope: Provider-published U.S. distribution disclosure; this does not rule out an additional delegated program role.; verified: 2026-09-29.) The buyer starting points differ. AIG's published material says: AIG’s Surplus Lines section says its commercial insurance solutions serve small, middle-market, and large enterprises. [3](https://www.aig.com/home/risk-solutions/business "Business") Counterpart's published material says: Counterpart describes management and professional liability products for small businesses and presents both brokers and small businesses as audiences. [16](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") Use those descriptions to decide whose underwriting conversation to start; neither one establishes eligibility for your business. The distinction matters when you need to know who receives the submission, which licensed intermediary can place the risk, and whose name appears as the insurer. Ask both providers to identify the producer, any program or managing entity, and the legal policy issuer for the exact quote; brand-level descriptions do not assign those roles to every policy. [1](https://www.aig.com/investor-relations "Investor Relations") [18](https://yourcounterpart.com/licenses "Licenses & Carriers") ### Getting a Quote AIG lists a North America myAIG portal for brokers and agents to access loss runs, policy documents, applications, and tools, and a separate U.S. portal for producer appointment requests. The public pages do not establish that a business can complete an online purchase or bind coverage directly. [4](https://www.aig.com/login "AIG Login") (Evidence: Company-reported; scope: Publicly listed North America broker/agent portal functions and U.S. producer appointment requests. Authenticated workflow and product-specific submission or binding steps were not reviewed.; verified: 2026-09-28.) A February 2025 Counterpart help article describes a wholesale-broker referral route. Its current homepage also shows “Quote Online,” but we couldn’t confirm whether the current path is broker-assisted or lets a buyer quote, purchase or bind directly. [21](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") [16](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [20](https://app.yourcounterpart.com/login "Counterpart application destination") (Evidence: Conflicting sources; scope: Older dated directions conflict with or leave an ambiguity beside a current digital quote CTA; no form or transaction was tested.; verified: 2026-09-29.) The published application descriptions do not establish that your business can complete a quote or bind online. Before comparing convenience, confirm who submits the application, whether an appointed producer is required, what information underwriting needs, and which signed documents or conditions must be satisfied before coverage starts. [4](https://www.aig.com/login "AIG Login") [21](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") ### Service After Binding AIG lists its North America broker portal as a place for brokers and agents to access loss runs, policy documents, applications, and tools. The page does not explain how renewals are managed or promise renewal terms or timing. [4](https://www.aig.com/login "AIG Login") (Evidence: Company-reported; scope: Public description of a North America broker/agent portal; authenticated functions and account-specific availability were not reviewed.; verified: 2026-09-28.) Counterpart says brokers can renew professional-liability accounts in a few clicks and can speak with profession-specialized underwriters. This is not a measured renewal time or a promise of automatic, guaranteed or direct insured renewal. [23](https://yourcounterpart.com/services/professional-liability "Counterpart Professional Liability") (Evidence: Company-reported; scope: Company-described professional-liability broker service.; verified: 2026-09-29.) Compare the named post-bind contact for certificates, policy changes, renewal questions and claim reporting. A digital account or claim-notice route can help with administration, but it does not decide coverage or establish a claim outcome; get the applicable service contacts and notice deadlines with the proposed policy. [4](https://www.aig.com/login "AIG Login") [23](https://yourcounterpart.com/services/professional-liability "Counterpart Professional Liability") ## What Should You Confirm in AIG and Counterpart Quotes? - Which legal insurer will appear on the declarations, and which licensed producer or intermediary is responsible for placing this specific product? [1](https://www.aig.com/investor-relations "Investor Relations") [18](https://yourcounterpart.com/licenses "Licenses & Carriers") - Does the application route require an appointed broker, a broker-submitted form, or a direct business-owner application, and what event makes coverage effective? [4](https://www.aig.com/login "AIG Login") [21](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") - For each line you need, what limits, retentions, exclusions, defense terms and endorsements appear in the proposed form, and which service contact handles renewals, changes and claim notices? [4](https://www.aig.com/login "AIG Login") [23](https://yourcounterpart.com/services/professional-liability "Counterpart Professional Liability") ## AIG vs Counterpart Services Compared What each provider documents about the services you may need. | Criteria | AIG | Counterpart | | --- | --- | --- | | Business role | “AIG” is the marketing name for American International Group, Inc.'s worldwide operations. AIG says insurance products are written or provided by subsidiaries or affiliates; its U.S. legal notice lists multiple U.S.-domiciled property and casualty insurers but does not identify which company would issue a particular commercial policy. [1](https://www.aig.com/investor-relations "Investor Relations") [2](https://www.aig.com/legal-notice "Additional Legal Notices") (Evidence: Company-reported; scope: AIG group naming and the listed U.S.-domiciled property and casualty companies. The legal notice is not a policy-specific carrier assignment or complete ownership chart.; verified: 2026-09-28.) | Counterpart says its U.S. products are offered by its wholly owned subsidiary, Counterpart Insurance Services, Inc., which it identifies as a licensed producer and surplus-lines broker. The company says the issuing carrier is responsible for policy obligations. [18](https://yourcounterpart.com/licenses "Licenses & Carriers") (Evidence: Company-reported; scope: Provider-published U.S. distribution disclosure; this does not rule out an additional delegated program role.; verified: 2026-09-29.) | | Application process | AIG lists a North America myAIG portal for brokers and agents to access loss runs, policy documents, applications, and tools, and a separate U.S. portal for producer appointment requests. The public pages do not establish that a business can complete an online purchase or bind coverage directly. [4](https://www.aig.com/login "AIG Login") (Evidence: Company-reported; scope: Publicly listed North America broker/agent portal functions and U.S. producer appointment requests. Authenticated workflow and product-specific submission or binding steps were not reviewed.; verified: 2026-09-28.) | A February 2025 Counterpart help article describes a wholesale-broker referral route. Its current homepage also shows “Quote Online,” but we couldn’t confirm whether the current path is broker-assisted or lets a buyer quote, purchase or bind directly. [21](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") [16](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [20](https://app.yourcounterpart.com/login "Counterpart application destination") (Evidence: Conflicting sources; scope: Older dated directions conflict with or leave an ambiguity beside a current digital quote CTA; no form or transaction was tested.; verified: 2026-09-29.)

Counterpart says its dashboard shows broker-submission statuses from in progress through underwriting review and quote; its article says binding requires a signed application and any required subjectivities. [22](https://knowledge.yourcounterpart.com/en/articles/4438626-what-is-my-application-status "What is my application status?") (Evidence: Company-reported; scope: Company-described broker workflow in a July 2025 article; not independently tested.; verified: 2026-09-29.) | | Servicing and renewals | AIG lists its North America broker portal as a place for brokers and agents to access loss runs, policy documents, applications, and tools. The page does not explain how renewals are managed or promise renewal terms or timing. [4](https://www.aig.com/login "AIG Login") (Evidence: Company-reported; scope: Public description of a North America broker/agent portal; authenticated functions and account-specific availability were not reviewed.; verified: 2026-09-28.) | Counterpart says brokers can renew professional-liability accounts in a few clicks and can speak with profession-specialized underwriters. This is not a measured renewal time or a promise of automatic, guaranteed or direct insured renewal. [23](https://yourcounterpart.com/services/professional-liability "Counterpart Professional Liability") (Evidence: Company-reported; scope: Company-described professional-liability broker service.; verified: 2026-09-29.) | ## Provider Profiles for AIG and Counterpart - [What Is AIG?](https://thegeneralaverage.com/insurance-providers/aig) - [What Is Counterpart Insurance?](https://thegeneralaverage.com/insurance-providers/counterpart) ## Comparisons Related to AIG vs Counterpart - [AIG vs Alliance Risk](https://thegeneralaverage.com/compare/aig-vs-alliance-risk) - [AIG vs Amelia Risk](https://thegeneralaverage.com/compare/aig-vs-amelia-risk) - [AIG vs Aon](https://thegeneralaverage.com/compare/aig-vs-aon) - [AIG vs Armilla](https://thegeneralaverage.com/compare/aig-vs-armilla) - [AIG vs At-Bay](https://thegeneralaverage.com/compare/aig-vs-at-bay) - [AIG vs The Baldwin Group](https://thegeneralaverage.com/compare/aig-vs-baldwin) - [AIG vs Beazley](https://thegeneralaverage.com/compare/aig-vs-beazley) - [AIG vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/aig-vs-berkshire-hathaway-specialty-insurance) - [AIG vs biBerk](https://thegeneralaverage.com/compare/aig-vs-biberk) - [AIG vs CFC](https://thegeneralaverage.com/compare/aig-vs-cfc) - [AIG vs Chubb](https://thegeneralaverage.com/compare/aig-vs-chubb) - [AIG vs CNA](https://thegeneralaverage.com/compare/aig-vs-cna) - [AIG vs Coalition](https://thegeneralaverage.com/compare/aig-vs-coalition) - [AIG vs Corgi](https://thegeneralaverage.com/compare/aig-vs-corgi) - [AIG vs Coterie Insurance](https://thegeneralaverage.com/compare/aig-vs-coterie) - [AIG vs Coverdash](https://thegeneralaverage.com/compare/aig-vs-coverdash) - [AIG vs Cowbell](https://thegeneralaverage.com/compare/aig-vs-cowbell) - [AIG vs Embroker](https://thegeneralaverage.com/compare/aig-vs-embroker) - [AIG vs Founder Shield](https://thegeneralaverage.com/compare/aig-vs-foundershield) - [Alliance Risk vs Counterpart](https://thegeneralaverage.com/compare/alliance-risk-vs-counterpart) - [Amelia Risk vs Counterpart](https://thegeneralaverage.com/compare/amelia-risk-vs-counterpart) - [Aon vs Counterpart](https://thegeneralaverage.com/compare/aon-vs-counterpart) - [Armilla vs Counterpart](https://thegeneralaverage.com/compare/armilla-vs-counterpart) - [At-Bay vs Counterpart](https://thegeneralaverage.com/compare/at-bay-vs-counterpart) - [The Baldwin Group vs Counterpart](https://thegeneralaverage.com/compare/baldwin-vs-counterpart) - [Beazley vs Counterpart](https://thegeneralaverage.com/compare/beazley-vs-counterpart) - [Berkshire Hathaway Specialty Insurance vs Counterpart](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-counterpart) - [biBerk vs Counterpart](https://thegeneralaverage.com/compare/biberk-vs-counterpart) - [CFC vs Counterpart](https://thegeneralaverage.com/compare/cfc-vs-counterpart) - [Chubb vs Counterpart](https://thegeneralaverage.com/compare/chubb-vs-counterpart) - [CNA vs Counterpart](https://thegeneralaverage.com/compare/cna-vs-counterpart) - [Coalition vs Counterpart](https://thegeneralaverage.com/compare/coalition-vs-counterpart) - [Corgi vs Counterpart](https://thegeneralaverage.com/compare/corgi-vs-counterpart) - [Coterie Insurance vs Counterpart](https://thegeneralaverage.com/compare/coterie-vs-counterpart) - [Counterpart vs Coverdash](https://thegeneralaverage.com/compare/counterpart-vs-coverdash) - [Counterpart vs Cowbell](https://thegeneralaverage.com/compare/counterpart-vs-cowbell) - [Counterpart vs Embroker](https://thegeneralaverage.com/compare/counterpart-vs-embroker) - [Counterpart vs Founder Shield](https://thegeneralaverage.com/compare/counterpart-vs-foundershield) ## Sources for AIG vs Counterpart ### [AIG Official Website](https://www.aig.com/) 1. [Investor Relations](https://www.aig.com/investor-relations). American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28. 2. [Additional Legal Notices](https://www.aig.com/legal-notice). AIG US; Notice to California and Massachusetts Applicants and Insureds; insurer table lines 246–327 and listing disclaimer line 329. Accessed 2026-09-29. 3. [Business](https://www.aig.com/home/risk-solutions/business). AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28. 4. [AIG Login](https://www.aig.com/login). AIG US; Brokers & Agents: myAIG Portal for North America, lines 71–76; U.S. Producer Appointment and Licensing, lines 100–104. Accessed 2026-09-28. 5. [IntelliRisk](https://www.aig.com/business/business-claims/intellirisk-services). AIG US; Help With Every Step of the Claim Process; primary property/casualty line list, portal functions, and line/country qualification, lines 267–279. Accessed 2026-09-28. 6. [Producer Compensation](https://www.aig.com/home/risk-solutions/business/l/producer-compensation). AIG US; Broker and Independent Agent Compensation and 2024 U.S. scope, lines 242–246; commissions, contingent compensation, and reporting limitations, lines 251–269 and 299–310. Accessed 2026-09-28. 7. [AIG Programs Insurance](https://www.aig.com/home/risk-solutions/business/aig-programs). AIG US; AIG Programs overview/product breadth and package-or-monoline description, lines 242–279; specific Management Liability program for private/non-profit companies, line $50m revenue scope and D&O/EPL/Fiduciary lines, lines 499–509; Manufactured Housing program and hired/non-owned auto, lines 512–525; multi-line examples and nationwide location markers, HTML inspected 2026-09-29. Accessed 2026-09-29. 8. [Cyber Insurance - CyberEdge Cyber Liability Insurance](https://www.aig.com/us/CyberEdge). AIG US; AIG CyberEdge overview, product structures and line-specific services, lines 242–269; product identity/version descriptions reopened in the page’s CyberEdge/Plus/PC sections, HTML inspected 2026-09-29. Accessed 2026-09-29. 9. [Truck Insurance Group](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group). AIG US; Product page states admitted auto liability, physical damage and general liability for small-to-mid-size for-hire trucking firms with heavy vehicle fleets 26,000+ lbs; predominant Class A/B CDL drivers, 11–250 power units, four years operating experience, select-broker route; lines 242–247. Accessed 2026-09-29. 10. [Professional Liability Insurance](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/professional-liability). AIG US; AIG E&O overview names public/private service providers and distinct Specialty Professional E&O, Technology Services, Media Content, Publishers and Broadcasters, and Manufacturers E&O scopes; lines 327–357; current HTML inspected 2026-09-29. Accessed 2026-09-29. 11. [Employment Practices Liability Insurance](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/employment-practices-liability). AIG US; AIG EPL policy describes primary limits up to $25m, additional excess limits may be available, third-party discrimination/harassment in the described form, and availability on a combined basis with its private-company D&O form; lines 253–266, HTML inspected 2026-09-29. Accessed 2026-09-29. 12. [AIG Multinational Product Recall Summary Sheet](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf). AIG US; Pages 1–2; page 1 describes the AIG Multinational and Talbot Underwriting collaboration and Product Recall Insurance for component-part manufacturers, consumer goods/topical and consumer health, and finished goods; page 2 footer version GB0748AR 0426 v3. Accessed 2026-09-29. 13. [AIG Medical Indemnity Insurance](https://www.aig.com/home/risk-solutions/business/accident-and-health/aig-medical-indemnity-insurance). AIG US; Official AIG Medical Indemnity product page; supplemental group/employer health benefit, plan options, administration and claims sections; issuer and state caveat as shown; HTML inspected 2026-09-29. Accessed 2026-09-29. 14. [AIG Aerospace & Aviation](https://www.aig.com/business/industry/aerospace.secure). AIG US; Official AIG Aerospace & Aviation page; Aviation Product Liability and Aircraft Products Application sections; page inspected 2026-09-29. Accessed 2026-09-29. 15. [Crime and Fidelity Insurance](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds). AIG US; Official AIG crime page; crime products for commercial and governmental entities, distinguishes crime cover from financial institution bonds and names financial institutions as the latter audience; lines 242–278; HTML inspected 2026-09-29. Accessed 2026-09-29. ### [Counterpart Official Website](https://yourcounterpart.com/) 16. [Counterpart | Agentic Insurance™](https://yourcounterpart.com/). Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287. Accessed 2026-09-29. 17. [About Counterpart](https://yourcounterpart.com/about). Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26. Accessed 2026-09-29. 18. [Licenses & Carriers](https://yourcounterpart.com/licenses). Counterpart Insurance Services, Inc.; Provider-published entity/license disclosure, carrier table, policy obligation and compensation disclosure. Source snapshot 2026-09-28. No product/state issuer map. Accessed 2026-09-28. 19. [Counterpart press articles](https://press.yourcounterpart.com/press/). Counterpart press site; May 19, 2026 Series C item describes a future first-time push to retain risk through Counterpart Insurance Company; July 14, 2026 item announces excess coverage across product lines; Sep 1, 2026 item announces Lawyers Professional Liability. Accessed 2026-09-29. 20. [Counterpart application destination](https://app.yourcounterpart.com/login). Counterpart; Reached from current homepage Quote Online CTA; the page requires JavaScript and the quote app did not display. No form/account/quote/purchase/bind flow tested. Accessed 2026-09-29. 21. [How can I get insurance through Counterpart?](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart) Counterpart Knowledge Center; Purchase route lines 17–22; article dated Feb 6, 2025; wholesale referral instructions. Accessed 2026-09-28. 22. [What is my application status?](https://knowledge.yourcounterpart.com/en/articles/4438626-what-is-my-application-status) Counterpart Knowledge Center; Dashboard statuses lines 17–26; article dated July 16, 2025; broker submission and signature/subjectivity requirements. Accessed 2026-09-28. 23. [Counterpart Professional Liability](https://yourcounterpart.com/services/professional-liability). Counterpart, Inc.; Broker renewals and profession-specialized underwriters, lines 72–81. Accessed 2026-09-28. 24. [Private Directors & Officers Liability Insurance](https://yourcounterpart.com/products/do). Counterpart, Inc.; Who we cover; coverage; example limits and retentions; capacity. Accessed 2026-09-28. 25. [Not-for-Profit Directors & Officers Insurance](https://yourcounterpart.com/products/not-for-profit-do). Counterpart, Inc.; Who we cover; coverage; underwriting partners. Accessed 2026-09-28. 26. [Employment Practices Liability Insurance](https://yourcounterpart.com/products/epli). Counterpart, Inc.; Eligibility; listed allegations; illustrative limits and retentions; examples. Accessed 2026-09-28. 27. [Fiduciary Liability Insurance](https://yourcounterpart.com/products/fid). Counterpart, Inc.; Plan and employer eligibility; ERISA and plan administration; examples and illustrative limits. Accessed 2026-09-28. 28. [Commercial Crime Insurance](https://yourcounterpart.com/products/crime). Counterpart, Inc.; Employee theft, forgery, computer/system fraud, funds-transfer and social-engineering scenarios; examples. Accessed 2026-09-28. 29. [Professional & General Liability](https://yourcounterpart.com/products/miscellaneous-professional). Counterpart, Inc.; Re-opened Sep 29: lines 4–8 MPL available alone or packaged with GL; lines 38–207 professions/examples; 208–245 industries, state availability, coverage descriptions; 251–283 services. Company marketing, not binding terms. Accessed 2026-09-29. 30. [Allied Medical & Healthcare Liability](https://yourcounterpart.com/products/allied-healthcare). Counterpart, Inc.; Named allied health classes, combined coverage/enhancements, limits/examples; Sep 28 source inspection. Not universal malpractice or standalone CGL. Accessed 2026-09-28. 31. [Architects, Engineers, & Contractors Liability](https://yourcounterpart.com/products/architects-and-engineers). Counterpart, Inc.; A&E/contractor classes, services, example limits and enhancements; Sep 28 source inspection. Accessed 2026-09-28. 32. [Lawyers Professional Liability Insurance](https://yourcounterpart.com/products/lawyers-professional-liability). Counterpart, Inc.; Re-opened Sep 29: rendered lines 4–8 product, 27–29 class, 236–248 company-stated U.S. reach, 250–276 services, modular limits, tech/media features and GL alongside professional coverage. Does not establish separate media/tech E&O/GL. Accessed 2026-09-29. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/compare/aig-vs-counterpart.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)